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HowardsBulletHeader

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  1. I got 81 and that was only good enough for joint 3rd in my mini league!
  2. Thought this week was going to be disastrous with the Villa Newcastle postponement but actually most will score well this week. All the highly owned/premium players scored well: Salah, DCL, KDB, Bamford, Kane, Son, Fernandes, Vardy, James, Chilwell, Robbo, Sterling the list goes on. 60+ will be the average I'd imagine. Disappointing as I'd got 34 from 4 players and thought I was going to absolutely knock it out the park, but needed a few blanks from premium players.
  3. I absolutely hated my team for this week, it looked so bad on paper. On the basis that I either wildcarded or rolled with the punches, I wanted to keep the wildcard so just went with it. Salah, Robbo, Rodriguez, Sterling, Werner, Ings all with attacking returns. I won't have a mega score but considering I felt I could struggle to break 30 I am happy with that!
  4. A guy in my fantasy league has Son, DCL and Kane (C). Ouch.
  5. The USGA are clowns, it happens every year and the problem is this was yesterday you posted it. So it will only get worse over the weekend when they dry the greens out. Seeing Reed at -4 they won't like that. The disappointing thing for me is they tend to play fantastic courses with great designs, but it gets USGA'd and turned into a bit of a farcical major instead of the brilliant major that it should be. Chambers Bay was one of the most farcical and they then see an under par score win in a subsequent year and they don't like it. Their ego gets the better of them so they just tr
  6. Uses a Liverpool space I want, but if he does I'll be on him for sure.
  7. I haven't looked at it properly yet, only seen some prices. Werner looks an absolute must at 9.5. KDB and Salah haven't been priced out either. Bruno and Pulisic still standout too at 10.5 and 8.5. Lots of midfield options as always. Be interested to see Ziyech's price too, Chelsea will have a frighteningly good front line next year, the back door and the keeper will be the problem. Can't see Ings doing as well as this year to be honest. Sooner pay an extra £1m for Werner. Our own Jamie has been nudged up £1m too, still a decent price as people continue to
  8. Would love Fleetwood or Rose to win this, come on the lads!
  9. Ended up plumping for: Berger 33/1 Simpson 22/1 Day 33/1 Leishman 66/1 Bring it on.
  10. First major of the year this week, doesn't feel the same without it being Augusta either! Hard to look past JT, but Brooks was showing signs again last week. Xander Schauffele has been on my major radar for a long time and he will win one soon. Not had a detailed look yet to report an outside chance to you all, anyone got any fancies?
  11. Not used it as such but I currently am and this is one of the things about them far more eloquently put by Martin Lewis on the Money saving expert website than me. Edit: Link: https://blog.moneysavingexpert.com/2016/04/the-help-to-buy-isa-v-lifetime-isa-which-should-first-time-buyers-get/ But basically you close the ISA and the solicitor obtains the bonus on your behalf, you then send the solicitor your deposit funds net the bonus and if you wish you can choose to use it to cover their costs. In simple terms, if you saved £4,000 you'd have a £1,000 bonus t
  12. I completely get that, I've been there myself. The thing I ended up thinking was you're not even paying it now, you've got your deposit which is the bit you're paying "now" and the extra 2/3k like Izzy says is just a few mortgage payments down the line. Yes you don't want to be ripped off, but if you can see yourself there for even 5 years it won't matter. Obviously the longer the term the better. I kept thinking the fact I'm a FTB would have a huge sway for me, in reality all we kept finding was that we were constantly up against other FTBs because of our price brack
  13. This happened twice to us. Both times I thought the estate agent was telling fibs to get us to pay more, both times I was wrong. There was someone else and they beat us. What I have learnt through missing out on two houses is that we learnt is that you won't be OVER bothered by paying £2-3k more if you get what you want. Yes you don't want to pay ridiculously over the odds and in an ideal world you'll make a nice profit and everything is hunky dory, but if it's a house you like and you want it then you need to go for it. We missed out on two we liked beca
  14. Finished just outside the top 1000 overall, bit gutted as I was inside the top 100 at one point about 5 GW's ago.
  15. Had £5 on Kane to score within the first 20 mins today. Nice.
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