Scow Posted 18 May 2005 Share Posted 18 May 2005 I've just had to apply for one as I am a bit skint. It's all downhill for me now! 15.9% APR Is this wise? Or, are credit cards just plain evil? Link to comment Share on other sites More sharing options...
Katy Posted 18 May 2005 Share Posted 18 May 2005 I've just had to apply for one as I am a bit skint. It's all downhill for me now! 15.9% APR Is this wise? Or, are credit cards just plain evil? 110925[/snapback] They are evil Marky but sadly sometime a neccessity in this day and age. 0% intrest is better but watch out when that offer comes to an end! Link to comment Share on other sites More sharing options...
Anish Posted 18 May 2005 Share Posted 18 May 2005 I haven't got a problem with credit cards...I have 2 but I always make a full payment every month so I don't have to pay interest. It's always good to use credit cards when purchasing things on the internet rather than giving your bank details. Link to comment Share on other sites More sharing options...
Ricey Posted 18 May 2005 Share Posted 18 May 2005 Bit of a topic posting spree today eh Scowy? Link to comment Share on other sites More sharing options...
Shum Posted 18 May 2005 Share Posted 18 May 2005 I have a couple and while at uni I used them in a silly manner. Now, If I use them I tend to pay the bill off in one payment unless like one of my cards it's interest free for 9 months, so I will aim to pay that off by then. Link to comment Share on other sites More sharing options...
Scow Posted 18 May 2005 Author Share Posted 18 May 2005 It's not as if I'm planning to be reckless with it or anything. It's just for times when I close in on my overdraft limit, or if I want to pay a large sum in one go for something. Bit of a topic posting spree today eh Scowy? Enjoy it while it lasts. Link to comment Share on other sites More sharing options...
Katy Posted 18 May 2005 Share Posted 18 May 2005 It's not as if I'm planning to be reckless with it or anything. It's just for times when I close in on my overdraft limit, or if I want to pay a large sum in one go for something.Bit of a topic posting spree today eh Scowy? Enjoy it while it lasts. 111134[/snapback] Thats the season ticket sorted then Link to comment Share on other sites More sharing options...
Scow Posted 18 May 2005 Author Share Posted 18 May 2005 It's not as if I'm planning to be reckless with it or anything. It's just for times when I close in on my overdraft limit, or if I want to pay a large sum in one go for something.Bit of a topic posting spree today eh Scowy? Enjoy it while it lasts. 111134[/snapback] Thats the season ticket sorted then 111144[/snapback] That was part of my thinking. :thumbsup: Link to comment Share on other sites More sharing options...
Katy Posted 18 May 2005 Share Posted 18 May 2005 It's not as if I'm planning to be reckless with it or anything. It's just for times when I close in on my overdraft limit, or if I want to pay a large sum in one go for something.Bit of a topic posting spree today eh Scowy? Enjoy it while it lasts. 111134[/snapback] Thats the season ticket sorted then 111144[/snapback] That was part of my thinking. :thumbsup: 111146[/snapback] Yeah, Sam, Stez and myself are mulling over that idea too Link to comment Share on other sites More sharing options...
Babylon Posted 18 May 2005 Share Posted 18 May 2005 I have one but i only use it so that i get two months to pay stuff off without paying any interest. Rather have the money in my bank for two months gaining interest than in someone elses!!!! Link to comment Share on other sites More sharing options...
Guest Posted 19 May 2005 Share Posted 19 May 2005 I have one, mostly for the Interweb purchase I make, but I pay off in full, and I get cashback! Woohoo! Link to comment Share on other sites More sharing options...
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