Bellend Sebastian

In fairness I have claimed at various points that it is my actual name

Nice lady: Who told you this? Nice lady's partner: A bloke on the internet called Bellend Sebastian Nice lady: Well at least it's a vaguely clever play on words but surely that joke wore thin at least 20 years ago

If you're not prepared to take a five year view then you shouldn't be investing unless you are willing to look at it as very much a punt. I refuse to repost myself but I posted a link a couple of days ago about a guide to managing investment volatility and for anyone unsure of what they're doing/what to do that's well worth a read. I agree with Lako42, don't try and time the market, try and understand it and be in it and accept what that entails

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I used to have a colleague that would do a brilliant puffin impersonation (of the sound they make anyway) which involved her concentrating VERY hard and going slightly boss eyed and it's a shame that we had both got ourselves life partners by that point as I really valued that

Perfectly sensible advice if you're planning on buying an annuity or want to take your tax free cash in full, for both of which you're banking on the value being at its highest on one particular day. It's a bit more complicated now that a lot of folk choose to phase their retirement and even take their lump sum gradually, and so are remaining invested, often until they die

Two managed portfolio services, both highest risk, one fully active, one fully passive. Quilter Wealth Select Responsible Passive and Tatton Ethical Global Equity Managed if you're REALLY interested

My pension is down 13% which does equate to quite a lot as I'm old and started it not long after I got my first proper job. Given I've got the highest risk version of what I'm invested in and the mind blowing idiocy of what's going on at the minute it's not that bad really. I've probably got at least another 10 years of work so the tricky thing is to decide when to start being a bit more careful with it

I doubt it will even take that long, but who knows. My pension is 50% tracker and that's done loads better than the active part. My dilemma is whether I should change anything to take advantage of the upside, which may include hypocritically temporarily abandoning my ethical preferences

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Those seeking reassurance could do a lot worse than read Liontrust's Guide to Managing Volatility (found relatively easily with a Google search), especially pages 10 and 11

"Getting things done" though, isn't he, old Donald. "Getting things done" indeed

Update. Disappointingly uneventful. They were expecting me, were polite, helpful, and the car was ready and is fine. Bit of a letdown really

I wouldn't be posting about it in this way if I couldn't see the comedy in the situation. Also, I've been around a long time now and have yet to see much evidence that getting furious about things gets you what you want. I'm off to the dealership now, so let's see if that goes smoothly or there are more hijinks to report

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Managed to get a courtesy car arranged for today, so have been waiting in for it to be delivered. Just had call to say that it's now not coming as it won't start, sending the irony meter off the scale. The silver lining is that there's now a car available locally, albeit a shitter one

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I've seen them 6 times (I think) now and my expectations only ever ratchet upwards! In all seriousness though, I bloody love them. They are about the only band I've ever seen where I would cheerily invite someone along that wasn't familiar with them with a reasonably high expectation they'd enjoy themselves. Are you coming next time?

Satisfaction pretty much GUARANTEED

It's not even all original. If it was, I shudder to think how much it would be

There's no rhyme nor reason for it but I think this is the longest one has ever taken me. Proper stumped at the end Wordle 1,382 6/6 ⬜⬜⬜⬜⬜ ⬜🟩⬜⬜⬜ ⬜⬜🟨⬜⬜ 🟨🟩⬜🟩⬜ ⬜🟩⬜🟩🟩 🟩🟩🟩🟩🟩

I wasn't wildly optimistic they'd get anywhere with it, but credit where credit's due. I'd guess the club had underestimated how much ST sharing goes on, because how would they know? The impression I get having spoken to more people since this became an issue is that LOADS of people do it. I know you're not supposed to, but if the extent of it is a shock but it's not been causing a problem it just underlines there's not the need to be that strict about it

I only spotted this today. Having made my peace with giving mine up this does muddy the waters a bit, well done to everyone that put pressure on the club to come up with something a bit more workable. The club might be a bit of a basket case at the minute but to be honest I've always seen your club not being what you want it to be most of the time as just being part of being a supporter

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