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Bellend Sebastian

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Bellend Sebastian last won the day on 29 January 2015

Bellend Sebastian had the most liked content!

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About Bellend Sebastian

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    Pasty faced vegan Harry Potter look-a-like lesbian

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    Salford Ladies Club
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  • Fan Since
    I was young and my best friend was a type of parasitic wasp

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  1. Bellend Sebastian

    Pension question

    You're very kind, given that all I did was try to point you in the right direction. You sound like you had a good experience, and importantly, were given advice that you understand and can see the value of. The advice is quite expensive - partly because not all advisers are qualified to do it, and special permissions are required from the regulator to do transfers of 'safeguarded' benefits, and partly because the potential liabilities for the advice firm are massive
  2. Bellend Sebastian

    Now That's What I Call Music

    I think I bought 3 in a row for my niece without knowing a single track on any of them, which would suggest my withdrawal from popular culture has maybe gone a bit too far. Looking at at the track listings of the older ones is a bit of a nostalgia trip though
  3. Bellend Sebastian

    Pension question

    No worries, and it wasn't that good was it? You may not be able to transfer in (or out, for that matter), but it's a final salary scheme that most of us on here will be well jealous of. I wouldn't be too sad about your little pension. You're bound to be a member of a scheme at some stage that you can transfer into; even if you stay with the council the scheme will probably change at some point as I doubt ones of that type will be around forever. They're a bit of a novelty even now
  4. Bellend Sebastian

    Pedantry Central

    Wow, Buce. You've really taken this as far as anyone can. Or have you?
  5. Bellend Sebastian

    Now That's What I Call Music

    I'm always interested in how things are made, even crappy chart compilations that I've never, ever bought (except as presents for my nieces): https://www.theguardian.com/music/2018/jun/23/generation-making-now-thats-what-i-call-music I was thinking it was a bit strange why I never had one, but was probably because I used to tape (yes, one of those) the charts a lot and spent what little cash I had on individual artists' albums and Spectrum games. These were INCREDIBLY popular in the 80s and 90s, and still pretty popular now by the sound of it
  6. Bellend Sebastian

    Legalise cannabis?

    It's not about cannabis, and this is a pretty extreme example, but the poor sod in this talks a lot of sense. https://www.theguardian.com/society/2018/jun/23/lost-both-sons-drugs-want-to-legalise
  7. Bellend Sebastian

    Pedantry Central

    Without a doubt, it would be betterer for them to be taken into the car park and flogged
  8. Bellend Sebastian

    Pedantry Central

    Another one from work: "more better" e.g. "The changes to the procedure made it more better"
  9. Bellend Sebastian

    Pedantry Central

    It's excitingly obscure, isn't it? I must admit I knew what it meant, but not where it came from
  10. Bellend Sebastian

    Pension question

    It all depends on how it's set up. If your scheme allows you to do transfers in without being advised, and it's a modern one there's not really any work involved to pay for
  11. Bellend Sebastian

    Pension question

    Or transfer it into your current scheme, of course
  12. Bellend Sebastian

    Pension question

    I'm pretty sure you won't be eligible for a refund - it depends on the type of scheme, but I think the only ones you can ever do it with (and only then in certain circumstances). If I were you, switch it into the most aggressive investment option available, forget about it and cross your fingers that it's grown into something worth having. Things will probably change between now and then, but under the current rules you can just take the money out when you're old enough, and although you'll potentially be taxed on it you don't have to buy the little pension you're thinking of. You could get a PlayStation 17 or something
  13. Bellend Sebastian

    Pedantry Central

    I SEE WHAT YOU DID THERE. Yes, for at least half an hour
  14. Bellend Sebastian

    Pedantry Central

    Well it IS pretty pedantic. Do we think it's reasonable to pull folk up on stuff like this? Many moons ago when I managed a team I encouraged them to drop the 'at all' when speaking on the phone because asking the question like that just makes you sound tentative and that you're making a really simple question longer than it should be. Did they listen to me? A bit
  15. Bellend Sebastian

    Pedantry Central

    We've had the superfluous 'at all' on the end of questions before, haven't we? "Is Simon there at all?" I don't know if that's supposed to prompt a response other than 'yes' or 'no', and if so, what could it be? 'Yes, Simon is here, but he's sadly just fallen into a diabetic coma'. 'Simon is here but in the midst of an existential crisis and doesn't know if he's here or not'. 'There is an effigy of Simon here that he made of balloons and sponge fingers in an effort to hide the fact that he's gone down the bookies, so sort of'.