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davieG

Online Banking / Company network access working from home

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Posted

I've worked from home in the past and had access to the company's network using a 'random' number entry system and I also use the 'pin entry' system for online banking.

I've noticed that it doesn't seem to matter which bank's number generator I use for the two separate bank accounts I have.

Anyone care to explain in simple laymen's language how these work - thanks.

Posted

I've worked from home in the past and had access to the company's network using a 'random' number entry system and I also use the 'pin entry' system for online banking.

I've noticed that it doesn't seem to matter which bank's number generator I use for the two separate bank accounts I have.

Anyone care to explain in simple laymen's language how these work - thanks.

It would seem that your security is at customer level and not account level. :unsure:

Posted

I guess that if it was widely known how these numbers were generated then crooks could work out how to access your account.

Posted

It would seem that your security is at customer level and not account level. :unsure:

Can you clarify?

Posted

Can you clarify?

You say "I've noticed that it doesn't seem to matter which bank's number generator I use for the two separate bank accounts I have.", tell me is this for the same Bank? :unsure:

Posted

Anyone care to explain in simple laymen's language how these work - thanks.

I've worked on a couple of projects at banks implementing this.

Most are based on 2 factor authentication (the 2 factors being 1) something you have - the device, and 2) something you know - the pin). The combination of these is used to generate the access code(s) via challenge and response. Devices are often supplied by the same 3rd party - e.g. pinsentry - and can be interchangable between banks. The pin cannot.

Others methods are based on time based algorithms - e.g. the one you use to access your works network, although these are less common nowadays in banks.

Posted

You say "I've noticed that it doesn't seem to matter which bank's number generator I use for the two separate bank accounts I have.", tell me is this for the same Bank? :unsure:

No

Posted

Then ignore what I have said. :P

sorry misread your question yes they are different banks.

I've worked on a couple of projects at banks implementing this.

Most are based on 2 factor authentication (the 2 factors being 1) something you have - the device, and 2) something you know - the pin). The combination of these is used to generate the access code(s) via challenge and response. Devices are often supplied by the same 3rd party - e.g. pinsentry - and can be interchangable between banks. The pin cannot.

Others methods are based on time based algorithms - e.g. the one you use to access your works network, although these are less common nowadays in banks.

Pinsentry is one of them.

Posted

Do you get that when you're with a foreign bank?

definition of foreign?

No they're both British, Nationwide & Barclays

Posted

definition of foreign?

No they're both British, Nationwide & Barclays

I figured after I had posted that this joke was so vague that no one would get it. It was a play on the word dysentery.

Posted

I figured after I had posted that this joke was so vague that no one would get it. It was a play on the word dysentery.

Belated Ha!

There's enough shit coming out of UK banks to make ones suspect dysentery.

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