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Tommy G

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Everything posted by Tommy G

  1. I’ve got the Royal London app and one of those willy pullers, I’m 20 years off 55 too so can’t access it anyway
  2. Presume everyone’s investments, pensions etc are flying at the min?
  3. I’d agree here. My vanguard is up +22% at the min…..crazy
  4. Tommy G

    Houses

    Putting ours on the market this week - prepped for the stress of it all.
  5. Top Gun Maverick on Channel 4 now, what a film
  6. Tommy G

    Houses

    Thanks - just checked with Coventry Building Society and I have 6 months - don't think I can face 6 months with the parents or in laws so I'm going to try and do it back to back.
  7. Tommy G

    Houses

    Another ques - 2 years into a 2.05% fixed deal that runs into 2027. This is a portable product. if I sell my property and don’t find a suitable property within an acceptable period of time we may choose to flog ours and move in with parents for a few months - can I still port the mortgage? Given there will be a break between selling and buying - ie not simultaneously, I don’t want to lose the deal. I’ve read the small print and looks like there are ERCs to settle then they are refunded if you buy within 6 months. My ERCs are £10k so do I have to fund these myself
  8. Yes - of course, I know just the man. I work in industry now but a friend of mine has his own practice and can help. PM me
  9. Tommy G

    Houses

    Blimey - how did the buyer of yours feel about waiting so long? We’ve been in our place 10 years so we are looking at stretching to avoid moving again for a while as I really can’t be bothered.
  10. Tommy G

    Houses

    If you are on the market how long is it taking to sell at the min? Then the time between selling and completing on something else.
  11. Tommy G

    Houses

    Went up and it’s still rejected - offered 97% of asking and the agent said they are holding out for the asking price….
  12. What do you love about Skeggy?
  13. It’s pretty unlikely inflation will drop to 3% and shoot to 12%, it’s projected to drop to 2% then go up to 2.75% by the end of the year with a gradual unwind of interest rates.
  14. Inflation down to 3.4%
  15. Interesting to hear whats happening with you Gas and Leccy, mine have gone down...
  16. I was at a dinner last year with a guy from the foxes trust - he was a decent guy and blue through and through, used to be the relationship director at Alliance and Leicester when they sponsored us - had a few good stories to tell. I know the foxes trust get a fair amount of stick on here but a decent chunk of it will be it’s cool to ridicule everything they say - partially right but it’s not all bad in my experience.
  17. We've got the ability to go up as champions but the problem is mentality, we look a bit shot. Ndidi coming back will be a massive boost if he can stay fit, he looked brilliant yesterday. Maresca tactics when we go ahead and also his substitutions need to be better. What Doyle gives us from an attacking perspective is overshadowed by his lack of pace and clumsy defending. He isn't good enough IMO. Separatel,y hopefully Ricky P can be back for 5/6 games too.
  18. Throwing up at the thought of that now.
  19. Tommy G

    Houses

    Thanks - just not in my nature to overpay for anything so getting beyond that psychological battle with myself is what I need to do - appreciate the sound advice
  20. Tommy G

    Houses

    Probably not no so that’s what we will end up doing next week - yes it will be a long term purchase I hope we can be there for maybe 5-10 years..thanks for advice all
  21. Tommy G

    Houses

    In two minds whether to increase the offer - I’ve read about a million articles on the house prices outlook for 2024, and it’s mixed at best. They emigrate to the other side of the world next week so whether it’s a good idea to sit tight or pay a bit more, don’t want to look back in 12 months and the markets dipped 5%.
  22. Tommy G

    Houses

    What have you done to it - so it’s less rank now? viewing two more tomorrow - both been on the market for almost a year, one of them hasn’t been reduced yet either
  23. Backing search for glory tomorrow.
  24. Now on a 17 part tick tok on all the whole thing. Not sure why but I can't keep away
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