GLC Posted 16 July 2011 Posted 16 July 2011 Hi all, Might sound stupid, but if i renew my car insurance with the same comapny, do i still need to send my counterpart and plastic licence to them? surely they would just see im using the same email address and bank account and put 2 and 2 together?
stix Posted 16 July 2011 Posted 16 July 2011 No mate i dont think so. i havent ever had to send my licence off for car insurance?
skinnydipper Posted 16 July 2011 Posted 16 July 2011 Just cancelled mine. £816 on renewal to insure a Honda CRV with full no claims and an old 3 point speeding offence Jog on
stix Posted 16 July 2011 Posted 16 July 2011 Just cancelled mine. £816 on renewal to insure a Honda CRV with full no claims and an old 3 point speeding offence Jog on Car insurance is ridiculous at the minute. No Claims bonuses mean jack shit nowadays. unless of course you have to claim......then your insurance goes up even more. Get a quote with no no claims entered, then get the same quote again with your no claims DISCOUNT entered. the difference is minimal. Certainly not the 70% being banded about anyway!!
ozleicester Posted 16 July 2011 Posted 16 July 2011 Car worth 500 pounds... 25 years driving without an accident, no points on my licence, they still want 500 Pounds... joke
skinnydipper Posted 16 July 2011 Posted 16 July 2011 Car insurance is ridiculous at the minute. No Claims bonuses mean jack shit nowadays. unless of course you have to claim......then your insurance goes up even more. Get a quote with no no claims entered, then get the same quote again with your no claims DISCOUNT entered. the difference is minimal. Certainly not the 70% being banded about anyway!! Think a lot of them get you in with a decent offer for the first year and then rely on peoples apathy when they jack the renewal premiums up. To be honest I should have cancelled a year ago but just never got round to it.
samjohnson Posted 16 July 2011 Posted 16 July 2011 Buy a road legal tractor... You will pay peanuts for the insurance - I saw it on Panorama
skinnydipper Posted 16 July 2011 Posted 16 July 2011 Car worth 500 pounds... 25 years driving without an accident, no points on my licence, they still want 500 Pounds... joke That's probably explained by the Aussie Automatic Insurance Premium Multiplier It's a well known fact that all Aussies are pissheads that have 4X , not blood, coursing through their veins And the only reason for no claims is because the pedestrian didn't damage the bull bars
The Doctor Posted 16 July 2011 Posted 16 July 2011 Buy a road legal tractor... You will pay peanuts for the insurance - I saw it on Panorama No, buy a tank - no-ones gonna **** with you if you don't have insurance in that.
ozleicester Posted 16 July 2011 Posted 16 July 2011 That's probably explained by the Aussie Automatic Insurance Premium Multiplier It's a well known fact that all Aussies are pissheads that have 4X , not blood, coursing through their veins And the only reason for no claims is because the pedestrian didn't damage the bull bars A pedestrian once chipped the roo bar on me ute... worse than anything..it meant i spilled my tinnie...backed over him twice, just to teach im a lesson mayte!
stix Posted 16 July 2011 Posted 16 July 2011 Think a lot of them get you in with a decent offer for the first year and then rely on peoples apathy when they jack the renewal premiums up. To be honest I should have cancelled a year ago but just never got round to it. they just know that they've got you by the spuds and there is fack all you can do about it.
skinnydipper Posted 16 July 2011 Posted 16 July 2011 A pedestrian once chipped the roo bar on me ute... worse than anything..it meant i spilled my tinnie...backed over him twice, just to teach im a lesson mayte! Suppose you were just putting the poor bugger out of his misery Typical Aussie compassion
AoWW Posted 16 July 2011 Posted 16 July 2011 You really need to watch your car insurance when it comes up for renewal. Mine was hiked up by an extra £250 this year (nothing on my policy had changed - still in the same job, same address, etc - and no points/convictions). Some companies definitely give you a decent price as a new customer then increase it dramatically in the hope people will just stay with them as they're too busy/lazy/ignorant to look elsewhere. What pissed me off even more though was that my excess - that was hidden in the (very) small print - had been increased from £100 to £550, which would have come as a particularly nasty shock if I'd had to make a claim! Shopped around and got a much better quote elsewhere (although the lowest excess I could find for a reasonable quote was still £200... guess this increase is across the board). When I rang my previous company to tell them I wouldn't be renewing and explained why they were still "well, I could drop your premium by £20, will that be ok?" - No, of course if won't you dozy bint, now fuck off and rip someone else off.
dave the caveman Posted 16 July 2011 Posted 16 July 2011 Panarama was on this the other day. Apparently car insurance is up 40% this year and it's down to two things: criminal gangs faking accidents and compensation culture. It was a mildly interesting watch.
Trav Le Bleu Posted 16 July 2011 Posted 16 July 2011 And increasing insurance premiums isn't going to make people feel more entitled to claim?
dave the caveman Posted 16 July 2011 Posted 16 July 2011 And increasing insurance premiums isn't going to make people feel more entitled to claim? Yep, the show ended talking about whiplash claims. They're basically impossible for a doctor to disagree with and therefore for your insurance company to repudiate. Panarama asked a bunch of 18-year-olds paying thousands for their insurance if they'd consider putting in a fake whiplash claim. Of course they all said yes - they've got to get their moneys worth. And therein lies the spiral.
AyewJoking Posted 16 July 2011 Posted 16 July 2011 I'm on fully comp with esure and rang them to change to third party. The guy said they only do fully comp???
The Year Of The Fox Posted 17 July 2011 Posted 17 July 2011 Mine has gone up another £14 a month when I renewed last month. I now pay third party £68 a month for an 03 plate Focus. Im 24. Thats with another years no claims discount (5 years no claims now) 6 points OFF my license and I'm doing less mileage now, 2k miles a year ish! Fukin ridiculous! I'm moving house next month so will probably cancel my insurance and go with someone else
FoxesAreBlue Posted 17 July 2011 Posted 17 July 2011 am I the only one who always shops around when it's time to renew? I thought everybody did that? Probably take about 1-2 hours of a slow Sunday afternoon and that's that...
The Year Of The Fox Posted 17 July 2011 Posted 17 July 2011 am I the only one who always shops around when it's time to renew? I thought everybody did that? Probably take about 1-2 hours of a slow Sunday afternoon and that's that... There was one firm that was quite a bit cheaper, but they didn't provide windscreen cover ( and a replacement windscreen for my car costs £400ish! ) All the other policies were around the same price as the one I'm with currently. Plus I'm buying my first house soon, so could do without having to pay a deposit to another firm.
GLC Posted 17 July 2011 Author Posted 17 July 2011 Mine went down from £2300 last year to £1300 this year
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