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Finnegan

Clever Debt Dodging Plans?

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Posted

So I owe Burton's about £90 and utilities about £60, which'll leave me with about £50 overdraft left. My remaining income for the month's about £280. My rent is £300, I have to eat, travel and generally afford to exist and have just been told we have to pay £1200 in Council Tax with our right to pay in installments revoked.

Wooo!

.... :cry: :cry: :cry: :cry: :cry:

Posted

Change house every term. Sir Fynwy swore by it, apparently.

Posted
So I owe Burton's about £90 and utilities about £60, which'll leave me with about £50 overdraft left. My remaining income for the month's about £280. My rent is £300, I have to eat, travel and generally afford to exist and have just been told we have to pay £1200 in Council Tax with our right to pay in installments revoked.

Wooo!

.... :cry: :cry: :cry: :cry: :cry:

If all of you living there are students, you don't have to pay Council Tax....

Posted
So I owe Burton's about £90 and utilities about £60, which'll leave me with about £50 overdraft left. My remaining income for the month's about £280. My rent is £300, I have to eat, travel and generally afford to exist and have just been told we have to pay £1200 in Council Tax with our right to pay in installments revoked.

Wooo!

.... :cry: :cry: :cry: :cry: :cry:

If it makes you feel any better I'm fu cked too.

And my dvd player just packed up.

Oh and my laptop.

Council tax, tv license people, insurers, utilities and mobile phone all want paying.

:(

Posted
:blink: Christ alive. Are you still living with a bunch of students?

We've had massive turn over in our house over the last few months. It's four students and three normal-people at the moment. The third of the latter isn't on the contract yet, he might be replacing me - I'm planning to come home anyway. But obviously, what I owe I still owe.

Posted
So I owe Burton's about £90 and utilities about £60, which'll leave me with about £50 overdraft left. My remaining income for the month's about £280. My rent is £300, I have to eat, travel and generally afford to exist and have just been told we have to pay £1200 in Council Tax with our right to pay in installments revoked.

Wooo!

.... :cry: :cry: :cry: :cry: :cry:

Rent should be your priority.

Ring the council tax office and tell them your situation.

They will help you if they feel you need help in paying.

Same with your utilities,ring them too,they will assist.

Wouldn't worry about the store cards until they threaten you with Bailiffs!

Posted

Narh need to get the store card done first, really. Why heap further interest on when I can technically afford to pay? I didn't want it in the first place, I just needed a suit.

Posted
Narh need to get the store card done first, really. Why heap further interest on when I can technically afford to pay? I didn't want it in the first place, I just needed a suit.

What for, to attend court in on a non payment charge :D?

Sorry, ah hem.

If your moving home do what I did, "Mum can I have a grand please, I'll pay you back in installments no interest charges please, tar"

Posted
We've had massive turn over in our house over the last few months. It's four students and three normal-people at the moment. The third of the latter isn't on the contract yet, he might be replacing me - I'm planning to come home anyway. But obviously, what I owe I still owe.

:D :D Normal people???

Sorry just made me laugh describing workers as normal people,hence suggesting students are not normal!

Cheers! :thumbup::unsure:

Posted
Narh need to get the store card done first, really. Why heap further interest on when I can technically afford to pay? I didn't want it in the first place, I just needed a suit.

Ahh...didn't realise you pay interest on 'em...its probably something daft like 30% innit???

Good luck :thumbup:

Posted

The parental unit aren't too well off, they aren't really an option. My old man's already immensely uneager about me going back. One of my flatmate's parents pays his rent, his tuition fees and he still gets hugely overdrawn and his mam just bails him out. Cnut. :(

Posted
The parental unit aren't too well off, they aren't really an option. My old man's already immensely uneager about me going back. One of my flatmate's parents pays his rent, his tuition fees and he still gets hugely overdrawn and his mam just bails him out. Cnut. :(

Overdraft extention not an option?

Posted

The CAB are worth talking to as well, they can give advice on how best to prioritise and reorganise your finances.

Posted

Citizens Advice Bureau. Brilliant with financial help, a bit dodgy on the legal advice, depends on who is that day.

Posted
Citizens Advice Bureau. Brilliant with financial help, a bit dodgy on the legal advice, depends on who is that day.

I'm going to start asking them everything.

What shall I have for lunch?

Will I need a jumper today?

Who's going to win the 4.05 at Kempton?

Posted
Overdraft extention not an option?

The A+L don't want to give money, in any form, to anyone at the moment. I've only had my shiney, new, not-student overdraft a few months I can't see them extending it, really.

Posted

A quick way for anyone to make £100 and its legal lol

One of the business I am involved in is one of these Claims companies that get you compensation if you were involved in some sort of accident. We offer £50 to anyone who refers someone to us and once one of our solicitors accept the case, we get paid and then pay you. People don't have to wait the 3-12 months for the client to get there settlement, all we need is the solicitors to say they`ll take the case and we all get paid :D

If any Foxestalk member has had a friend or family member who were involved in an accident or even if you want to sit in the waiting room at the Leicester Infirmary bugging people who have just been knocked over by a passing car lol, just give me a PM and we`ll send them the relevant forms and you could be a week away from £100, not the £50 we usually offer people.

Either that or sell your ar$es for the extra income! :thumbup:

Posted
Have you had an accident in the last six months, Geo? I could arrange one... ;)

lol

These companies make so much money its unbelievable and we put about ten claims a week and the bloke who I am partners with on this venture only does this as a sidetrack at present!

Listen mate, it you don't know anyone who has had an accident, have one yourself. As a resident of London all you need to do is walk down Tottenham High Road after 7pm and you`ll sure have enough marks on you to make a claim yourself! Either that or walk down one of the craters in the pavement on Wood Green High road and your in.

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