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Red Squirrel

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  1. Red Squirrel

    Half Way Report

    Like Pearson did in the great escape I think Puel has hit upon an effective formation with the inclusion of Choudhury which allows Maddison to play the No 10. I feel differently to when it went wrong with Ranieri and Shakey and you can discern the pattern of play Puel is looking for albeit I wonder if the players have not won the argument to hit Vardy earlier which has been noticeable in the last 2 games. With 2 massively confidence-building wins it will be interesting to see how we go in the 2nd half of the season and whether we make a couple of signings in Jan to push for a Europa League place or wait until the summer.
  2. Red Squirrel

    Feeling the FoxesTalk Love

    The response on the forum has been a credit to everyone who has posted, reflecting the values and humanity our Chairman exhibited.
  3. Red Squirrel

    House subsidence

    This is absolutely correct. Damage is often found at point of sale where a home buyers survey highlights damage and the current Insurer will usually extend cover to any new purchaser as a matter of course and as Ketteringscott says there will be a certificate of structural adequacy provided as well
  4. Red Squirrel

    House subsidence

    The most common causes of subsidence is root-induced shrinkage of expansive soil or leaking drains Whilst its difficult to tell if the diagnosis is correct here without seeing photos etc, if there are no drainage runs near the damage then you can rule out leaking drains The cracking (which I assume is minor ... say 2mm or under) could well be caused by localised vegetation - which is the conclusion Cunningham Lindsay have come to It is not something to be overly concerned about - the house is perfectly stable All that needs to be done is the vegetation removed and the cracking repaired (probably with the brickwork in the area being strengthened by metal bars inserted into the bed joints) Your Insurer is covering the cost although you will have a policy excess of (usually £1,000) to pay The Insurer will keep the property on cover You can get on with the rest of your Foxes-supporting life and it will be another 100 years before a subsidence thread appears on here again! Basically you probably have had had a bit of localised movement caused by the drying of the soil in the hot summer weather exacerbated by vegetation extracting more moisture in the area
  5. Red Squirrel

    House subsidence

    We are particularly sensitive to cracking in property in the UK which has been fostered by the nervousness of Building Societies and Banks when lending because their surveyors did not know much about it and the wrong action was taken to deal with it, whereas in relative terms its not a massive issue. In normal weather conditions the frequency of this type of claim as reported to Insurers is around .06% compared to anything else that can affect property like Storm, Flood or Burst Pipes. In a normal year (where we don't get a very hot and prolonged summer for example 1976, 2001,2003 and this year) there are about 20,000 claims reported annually and 70% of those won't relate to subsidence of the site. This 70% will be minor defects, like thermal movement, wear/tear, settlement, lintol failure etc. The average cost of a genuine subsidence claim is in the region of £13K across the UK New builds have to conform to Building Regulations which take into account the type of soil and how shrinkable it is likely to be, and the depth of the foundations is adjusted to take this into consideration. Houses constructed before 1930 only had to have foundations to a couple of feet, now it is 5 or 6. Also you will likely have an NHBC 15 year guarantee as well as your buildings insurance. Leicestershire in general is not a high risk area for subsidence - the risky areas are found more in London and the South East. I suspect your drainage issues will be about the quality of the installation rather than being affected by soil movement and that will be rectified. I would not be concerned. The major damage you might see reported is almost always in high risk areas (not Leicestershire) where a very large tree(s) is affecting a property after a very dry summer by extracting moisture from a clay soil causing it to shrink or when a new property is built on land cleared of trees where the soil type is shrinkable clay which when rehydrated can cause Heave (general uplift of the site on which the house is founded) but this is extremely rare and in very particular circumstances. 99% of homeowners on here will never encounter subsidence and if they do it is very likely to be a minor issue - and free advice is available !
  6. Red Squirrel

    House subsidence

    ha ha I've also been to Dallas but I can assure you I'm not implicated in the murder of JFK! One house is enough for me Trav
  7. Red Squirrel

    Whitworth, Weller & Worthington + Shilton

    I went to School with Steve Whitworth - Coalville Grammar as was. I remember we had a super football team who got a long way in the English Schools. I may be wrong but think it may have been the semi-finals. Most lunchtimes he and other talented footballers at the time would play in the school gym and there would always be a crowd watching. Whitworth was different class wearing his white Adidas Samba trainers which were out of reach of us mere mortals! Was not surprised he went on to make a career in the professional game but he never looked as good as did in the gym! Anyone else out there who went to the school and remembers him?
  8. Red Squirrel

    House subsidence

    Feel free to contact me when Cunningham Lindsay have visited. I have specialist subsidence Structural Engineers who can provide advice notwithstanding you have another offer of help. Cunningham Linday might have to do some ground investigation - digging holes to establish foundation depth and also do some soils sampling to send off to a lab to find out its' composition and how shrinkable it is You should be provided with a full engineering report detailing the cause and the proposed remedial action By the way who is your Insurer? That approach you received is very suspect - someone has been passing on your personal details which is a serious matter these days. You could alert your Insurer. I presume that only they and their Loss Adjusters Cunningham Lindsay know about the damage? If you want to know more about subsidence in general I would recommend this book. The first edition is fine and only costs 67p from Amazon Has Your House Got Cracks?: A Homeowner's Guide to Subsidence and Heave Damage 1 Dec 2001 by Tim Freeman and Richard M. C. Driscoll Paperback £27.50Prime Only 6 left in stock - order soon. More buying choices £22.49 (12 used & new offers) 5 out of 5 stars 2 Has Your House Got Cracks?: a Guide to Subsidence and Heave of Buildings on Clay 4 Apr 1994 by T.J. Freeman and G. S. Littlejohn Paperback £0.67 (15 used & new offers)
  9. Red Squirrel

    House subsidence

    Very happy to help here. I ran the largest specialist subsidence management business in the UK. A buildings policy covers subsidence usually subject to a £1,000 excess (you can usually defray this against doing some redecoration yourself) If your house has has been built for 15 years then it is unlikely any reputable Insurer should reject your claim Subsidence usually occurs for one of 2 reasons 1) Vegetation close to properties sucking moisture from a shrinkable clay soil in a hot summer causing differential movement (hence the cracking you see) 2) Leaking drains where the water removes the fine particles from a granular sub-soil and you see cracking in the same area as the leak The pattern of cracking usually points (geographically) to the cause of the damage and the cracks are larger at the bottom than the top Insurers don't immediately look for get outs contrary to some opinion on here If the damage is caused by subsidence of the site then they investigate, confirm cover and arrange to have the repairs done They will ensure the cause is removed ie the vegetation removed or the drains repaired It is only in extreme cases where there is any need for strengthening of the foundations (underpinning) These days a sensible and pragmatic approach is adopted to this sort of damage. There has been an episode of movement Remove the cause Repair the cracking usually including some strengthening of the brickwork with resin and horizontal metal bars in the wall itself The house returned to its pre-movment condition and no ongoing blight The Insurer will stay on cover and offer cover to any purchaser should you move at any time in the future The Loss Adjusters coming round may well be from one of Cunningham Lindsay, Crawfords, Davies or The Innovation Group I'd be happy for one of our structural engineers to look at any report that is provided to you if you PM me Don't worry! These issues are well known and easily capable of resolution.
  10. Red Squirrel

    Gray ??

    Agree. He needs to whip it into the danger area at the first opportunity. "50 raids of Gray" That's also good general advice by the way
  11. Red Squirrel

    James Maddison Confirmed

    Talking of Babestation Only one Bristol involved here Bristol Rovers to fully investigate after Babestation aired on clubhouse TVs during Crawley Town game
  12. Red Squirrel

    Ben Chilwell: A possible star in the making

    Still got plenty of work to do to live up to this profile. End product from his marauding and improving his defending in particular but he won't learn unless he has a long run in the team and we can forgive him for the odd lapse in view of his age. He is already a valuable asset and you can only see him accumulating value as he develops. His attitude and maturity are commendable and will stand him in good stead.
  13. Red Squirrel

    Who do you want Summer 2018

    I can understand why many would regard Rondon as a fair shout. The release clause is a reported £16.5 (that's 41% of Musa's value !) It would give us a different dimension/option for our foward play and when put against Leo and Slim that looks a good deal to me
  14. Red Squirrel

    Kante.

    Just heard Riyad say he should be playing at a higher level
  15. Red Squirrel

    Riyad finally gone

    Hardly begging ... just saying that it is a mark of a mature individual, and a decent human to acknowledge what and who has enabled him to progress. Without supporters there would be no football.
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