Just a note that you can transfer to your ticket to non-members. I have transferred to my brother a couple of times this season (when I wasn’t going to be able to pass my physical card to him) and he isn’t a member. He is linked as “friend and family” on the website - I think they are planning to make the transfer process one you can do online, but this season I could email all the details and they sorted it.
I like having the card and undecided whether I’ll pay the extra £25 for it. My phone battery is awful so I’ll have to be really careful on match days to make sure it’s still working by the time I get to ground.