CornwallFox

Much prefer BST to GMT

Do people want to buy in cities though? I know some do but usually as you get a family or get older you don't want to, so housing is needed elsewhere too. Some new MK type towns could be built to create new hubs perhaps with both town and country living. The car based developments is a good point and I do hate the new estates with literally nothing but houses on them. That should be looked at to ensure proper hubs are developed. The 15 minute city idea is a fantastic one, but obviously there is a group of people, let's call them the reforbrexiters, that have convinced themselves it's all a conspiracy.

Going to miss the first half. At least I'll have a half time score to look at to see if it's worth switching on the second half

Tbf imagine you're a winger that's being doubled or tripled up on, and have a choice of playing back to Choudhury, inside top skipp or forward to Daka.

Mavididi was at his best under Enzo on the occasions we ignored instructions and counter attacked quickly. Just needs to be told to stop pratting about and run forwards very directly.

We need to build in both. Only 5% of the country is built on. We need to build and people want to live in different sort of locations. There's no reason we can't build in all types of location and still do plenty of good around biodiversity as well.

If that had been scored it would have been amongst the greatest team goals of all time.

I'm the short term, borrow to invest in measures that will bring about short and medium term growth. This may need to include measures to reduce cost pressures on business. Implement long term policies to provide business certainty. These measures would allow businesses to invest with clarity around things like a long term industrial strategy. That will support growth more quickly than the longer term solutions so far offered by the current government, allowing tax revenues to increase, giving opportunities for future tax rate reductions on individuals.

The issue isn't spending being too high. The issue is that our economy has been pretty stagnant for the last 15+ years, since the 2007 financial crisis, and so we're getting decreasing tax yields per % tax rate. Growth is what we need so that tax revenues increase without tax rates needing to increase - the issue was indeed austerity, which dampened any chance of growth at a point in time when interest rates were at record lows so we should have been borrowing to invest in and grow the economy. That would take allowed tax rates to fall. Instead they reached record highs under the Tories and have continued to rise so far under labour as their growth initiatives are pretty long term.

What a ridiculous day of trading, yet again, for EEE 🥳

Tbh I'm extremely doubtful people will be allowed to enjoy life once ai and robotics are everywhere. There'll be jobs people are expected to do. No way will the plebs get to relax through life

Your point about nuclear families assumes people go on benefits before having children, rather than people going on at all stages of life due to unfortunate or other circumstances arriving in their lives. I'm not sure the state should incentivise any particular life choices either personally. On the bit directed at my comment, around support for multiple children,vi don't really have a strong opinion on the two child cap tbh. The removal is obviously happening because the two child cap does create poverty as people have more than two children and are on benefits. And why should children be not be supported and left to be deprived due to an artificial rule? Let's be honest, that's no strong economic reason to have the two child cap, it's purely because people not on benefits baulk at those with multiple children getting benefits. You might not support people having children they can't afford (though see my other point above) but should the benefit system discriminate against those 3rd and 4th kids? I'm not sure it should. I don't know what the answer is and I'm not sure it's possible to reduce child poverty created by the cap Vs people being unhappy about the resulting benefit payments without the cap.

Somehow I'd never finished the first season but have been cramming since I discovered it was good! Just finished season 3 so no spoilers please!

I mean there's plenty to complain about but I'm not sure having a black Friday sale is one of them 🤣

Ah my stupid bad. So it is, their share price almost seems entirely random at this point. Feel like it'll take them getting extraction actually happening before it settles down and we really know what we've all got. We're currently a few pence below my average purchase price still as I came in late

I need a bit more than that please 🤣 what is this?

Yeah fair enough 🤣

Why the laughing emoji?

I'm not sure why we couldn't appeal on cooperation. We won our case last year. We were legally correct. They'd drafted the rules badly. We can't be accused of not cooperating when we simply played by the rules as they were written.

Yes please. And real wingers that aren't inverted. And proper tackles.

Is that because his BBC article doesn't agree with your dislike of the labour budget? Thought it was a very balanced and interesting piece myself.

Cost saving The most obvious advantage is the cost-saving aspect of salary sacrifice. Everyday costs like childcare can cause a heavy financial burden for many employees, so receiving a helping hand from their employer can help reduce this stress. Not only are payments for large purchases like tech devices split over multiple payments throughout the year, but employees can also make tax savings. Using salary sacrifice schemes reduces their taxable income, meaning they’ll pay less in tax and National Insurance contributions. Tech Schemes We all know how much an iPhone costs nowadays… But you might be surprised to learn that mobile phones and other electrical devices can also be purchased via salary sacrifice schemes. These work by allowing employees to spread the cost of their mobile phone, laptop, TV, or even household items like a washing machine, over a 12 month period as salary deductions. This means that the tech is delivered directly to employees, and neither the employee nor company has to be credit checked (more on this below). Plus, employees can choose their own network provider and contract separately to the purchase of the device, making it a super stress-free process for everyone involved. There definitely seems to be an NI saving on the example above, even if not an income tax saving as examples for other purchase streams show. I can't comment on your pricing point, you seem to have an idea what you're talking about so I'll accept that.

They're hoping they won't have to freeze them. It's a way off. They're betting on better results than predicted before this kicks in

It would be amazing if the Tory mismanagement of the country didn't affect you

I don't disagree two budgets of tax increases is a pretty bitter pill. They really need to find a way to good times being ahead. I think inept is OTT. The Tories were absolutely abysmal for 14 years. The country is an absolute shambles. It's not a quick job. Public services are broken, at the same time as taxes and debt are really high, and we've had bugger all economic or wage growth in a decade and a half pretty much. The idea a new government taking this on is inept because they're having to make some crappy choices is OTT. Not that I'm saying they haven't made mistakes, or that the budgets themselves might be mistakes, just I think you need to be honest with yourself about the background context, then feel free to still criticise.