I've missed the convo twix yourself and Finnegan so excuse me from misunderstanding - they are different, yes, but they're all still cheats.
I laid out much of my POV in the quote in my signature (click through to read the whole post) but I'll put a summary here:
The entire structure of the sport is set up to benefit those clubs. That is the system Man City were right to call unfair but wrong to cheat to get around it. When we won that league, we didn't earn our fair share of money and were restricted in spending it. That only got worse the closer we got the cementing our earned position in the top 6 places.