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Smudge last won the day on 4 November 2012

Smudge had the most liked content!

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635 Very Good

About Smudge

  • Rank
    Key Player
  • Birthday 26/02/1946

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  • Location
    North Easton, MA - From the top end of Piper Street, past McVities, up to the bank on Burdall Lane
  • Fan Since
    Cowlings sold 78's

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  1. Numbers Quiz.

    I just completed this quiz. My Score 60/100 My Time 150 seconds  
  2. The Crinkly Literature Quiz

    I just completed this quiz. My Score 60/100 My Time 85 seconds  
  3. President Trump & the USA

    I wasn't arguing with you Mac you may be right, however, in the last two weeks I have seen a softening on "What a prat the President is" to "Hmm things seem to be looking up" Having lived here and seen Bush re-elected and Trump take office I have a somewhat jaundiced view of what future probabilities are worth based on current feelings. Edit: I found this later https://www.washingtonpost.com/opinions/taking-back-the-house-will-be-harder-than-democrats-think/2018/02/06/ea027aca-0a93-11e8-8b0d-891602206fb7_story.html?utm_term=.c1b0270f0eab
  4. President Trump & the USA

    My take on the prevailing moods is that the economy is robust, unemployment is down, wages are rising. handing the reins back to Democrats might be a reversal of the new improvements to their lot. The tax cuts are about to take effect and there's nothing like the smell of green in your wallet.
  5. Christmas Quiz

    I just completed this quiz. My Score 60/100 My Time 107 seconds  
  6. Depression

    Good news mate! I hope they work and you feel better soon.
  7. Depression

    Chest pains should not be ignored. They can be anything from indigestion, hiatal hernia, pulmonary embolism to a heart condition. I strongly recommend you get it checked out as soon as possible. That way you can attack the cause. Knowledge is power.
  8. True happiness? Is it possible?

    @Parafox If it's any consequence Para, I don't think happiness is a constant in the human psyche. We are problem solving animals and if we don't have any we tend to go and look for them. I have never met anyone who is always happy and if I did I would try and fix that Those who seemingly have everything tend to have just as many issues to deal with as the next man As witnessed on here, criticism and moaning is a constant which aint a happy state. So if it's any consolation, you're no different to the rest of us, perhaps you dwell on it more and fixing that bit might help.
  9. Puel - Not Shy!

    Do you mean coq
  10. Unpopular Opinions You Hold

    As I understand it, the affordable health bill allows for pre-existing conditions. If you are in Massachusetts, you should meet up with SHINE, its a free counseling service they will direct you on what is right for you. I have been with Blue Cross/ Blue Shield for years and they are extremely good. You can avoid co-pays etc. by paying more. It's worth it for my age, maybe you don't need it.
  11. Unpopular Opinions You Hold

    I just thought I'd help out with how the US system works as it affects me and as I know it All local governments and most companies provide health cover as a remuneration benefit. If not and you are fairly young, health insurance can be bought for about $300 per month. Prices go up as you get older and can be up to $600 by the age of 65. Those who are in dire straits can apply for no cost Medicaid and have health cover under that shelter. Over 65 you are entitled to Medicare which costs about 100 per month. In actual fact it is taken off your pension each month. On top of that you can pay for supplemental insurance to avoid co-pays and get free selection of health care suppliers. Obviously under Trump this is a moving target but I am trying to give an idea of what the current status is. The service is magnificent, I have a primary care doctor (GP) who sees me once a year for an annual check up. She has a full blood panel taken at that time and based on the results has spotted various abnormalities and then sets me up with a specialist depending on urgency. I had a lesion on my thyroid and I was in for scans the next week afterwards I was set up to see a specialist the week after. Going back to the blood tests, I have them taken and by the time I get home, there is an email telling me to visit the health care providers web site where all my results are available for review. Living in and around Boston, we are blessed with having access to some of the best facilities in the world. Having said that there may be some caught in a hole that doesn't allow them to pay for or receive health cover and I am sure they are suffering. I'm told there are charities that do help these people. I do believe that local government should deal with these situations not Washington. I was much younger when I lived in the UK so I needed health care very occasionally but I have elderly friends and relatives back there now and many wait weeks for a test and even longer to meet a specialist. I know which system I prefer. There is an issue over long term health care, if you need a nursing home you are in trouble unless you had the foresight to get insurance for that.
  12. The Living Wage at LCFC

    Showboating my accountancy knowledge? Dear me! All I said was that if you are going to forward a case for fair play then base it on facts not supposition as in this case bullshit numbers. It has **** all to do with accountancy and more to do with logic which seems to annoy you. Not sure what your last comment is about but if you are implying that I don't have the right to comment then you are mistaken. I don't do angry so please lets drop this
  13. The Living Wage at LCFC

    I agree that's why I raised the point. I wasn't trying to cloud any argument. Before I argued for or against, I'd want a lot more information than that. Not willing to pay a reasonable wage? To who? How many? Part time or full time? we know nothing yet we judge! It also states that they are based on publicly advertised job ads, I mean it's hardly an in depth analysis is it?
  14. The Living Wage at LCFC

    Turnover is not a measure of wealth. Costs can be higher than revenue and therefore, costs shouldn't be increased. The correct analysis should be net profit versus low wages
  15. Premier League, 2017-2018 Season Thread

    I didn't either but you'd imagine he's learned to keep schtum