Best thing my old man did for us!Bought a load of Soverigns/Comerative coins ages ago when the prices were low.....was in it for the long haul and sadly passed away.I think the prices are quite high at the moment........but it enabled us to pay our mortgage off and move to the coast.......The main thing i learned is it's not taxable on CGT as it's legal tender. As for having it all in a Bank,my old man hid them all under a bedside table,which we wouldn't have found unless we properly cleared the house when he passed away!Parents EH!