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Otis

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Everything posted by Otis

  1. No ones turned the plumbing off either.
  2. 😂Very good. Quite fitting that your the custodian of said award.🤔
  3. The NHS has been very diverse long before diversity managers was even a thing. The most important thing about the NHS is treating and looking after patients, most people don't really care what background staff are from as long as they receive the best care.
  4. Still have funds for highly paid diversity managers though. Even though the NHS is probably the most diverse organisations in the country.
  5. According to SSN he's Ranieri. 🤣🤣🤣
  6. Given your age and if you continue to invest 25% of your salary you'll be on target for a very good pot at retirement age. If you're on average salary or above keep an eye on pension limits later in life.
  7. People tend to spend more in their early retirement than later. Also remember after 67/68 your state pension kicks in, so the amount needed from your pot will reduce. What's the appox value of your current pot.
  8. This aged well 🤣
  9. What's that then? I get your point, I'd imagine smokers are actually positive to the economy given the amount of tax paid and that they generally die earlier resulting in less pension years paid.
  10. If hw can't see the problem, things will never improve.
  11. 17 minutes
  12. Otis

    Top

    Spot on. He took his eye off the ball last season, he can't afford to make the same mistake twice.
  13. 22 corners won in the last 2 games. What's the actual point.
  14. Then goes on to make just 2 subs. He must be trolling us at this point.
  15. Waaaaa... it's not fair we have to play twice in 3 days.... waaaaa my players are tired. Then selects the same players. The guys a grade A moron.
  16. Hated this style of play from day one. I too wonder if those who called others too thick to appreciate Enzoball still feel the same way.
  17. You know they're taking home to put in their "garden bar" which is actually just a couple of stools and a beer fridge in their shed.
  18. Is Cannon injured ?
  19. Otis

    Depression

    This is awful to even think about. Try to think of the happier times you had.
  20. Should have had a Christian burial.
  21. This Youri fella looks decent.
  22. It's a safe approach that suits your appetite to risk. You can invest up to 20K PA tax free with a stocks & Shares ISA.
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