Leicester_Loyal

3 or 4 mill too short.

Yep, so for them, unless they're earning well above average wage, they're gonna struggle to get onto the property ladder. It shouldn't be like this, we can't have salary vs. house price being a 9x ratio.

I don't know their specifics but what I can think of, say 2k after tax every month. £300 board £100 fuel (commuting costs) £80 a month car insurance and tax Random bills like car maintenance that crop up, MOT, service, call that £70 a month? Phone and sim £50 a month That's £600 before you've even done anything, no takeaways, no subscriptions, no eating out, no hobbies, no nights out, no LCFC, no holidays. For those that live at home it is possible, but those who pay rent, they'll very rarely make it onto the property ladder, they have to move back home to save a deposit. My neighbours house is rented at just over a grand a month, my mortgage is half that, it's madness.

I know you're a massive advisor of investing into pension schemes (as am I), and this is an option, but it just causes problems down the line and is one of the biggest reasons we're in this crisis, as it'll be the taxpayers who foot the bill when you're older. I genuinely don't know the answer, but taxing us even more is just gonna cause an even bigger black hole IMO. If they start increasing income tax etc. People will just do less hours, a 40% tax payer who already pays student loan and NI, why would they go to work for 8 hours to come out with 3 hours pay, minus your petrol/commuting costs, you'll be earning about 2/2.5 hours wage, for a 9+ hour day. So the Government loses out on even more tax ££.

The thing is the average person to save 20k in deposit, it'll take years. My mates who earn the average wage, they haven't got £300 a month spare to shove into a house deposit, the only option they've got is to live at home to try and save it, if they pay rent, they'll never own their own home. Their only options are to do nothing, never go out, no hobbies, no takeaways, nothing, then they'll probably have the £300 a month spare, but they have to do that for years. 25 years as in a mortgage term, average is probably 30 or more though now for a FTB. I'm exactly the same, do silly amount of hours at work every week, never had a car on finance, only debt is mortgage, but I'm fortunate to earn a decent wage. Those who earn the average (or less), they're screwed.

The actual problem is that the average cost of a house now is about 9x salary, cutting out iphones, takeaways, Netflix and the odd coffee isn't gonna make a huge difference. In the 1970s it was about 4x salary. I don't blame anyone for enjoying themselves, live a dreadful boring life for 25 years to afford a house that will probably be taken off you to pay for care fees in your old age. It goes back to my earlier statement, there's no incentive for people to work hard and pay their own way, most of us will still end up in the same position during our later years.

So the original point I stated, illegal immigrants aren’t attending foodbanks for food? Only the legal ones. I’m including everyone in that statement, a vast majority of us are fed up of paying for everyone else, including our own lazy citizens.

How are they eating if they aren’t getting free food? How are they paying for accommodation if they aren’t being provided it by the Government? Illegal immigrants aren’t coming to food banks to be fed, they’re being fed in the hotels they’re being housed in. You’re talking about people who have come here using legal routes I assume? Which is fair enough. This country has got to stop providing freebies for everyone. It can’t carry on without bringing the whole lot down.

I could live off £9 a week if I was getting free food, housing paid for, tv paid for, mobile data paid for, free visits to places etc. You shouldn't be able to come here and get all that via our taxes, it's got to stop at some point. Those workers who used to support the country vs. those who take via taxes used to be in favour of those who support, but the numbers are going the other way now, causing the black hole we're currently facing.

They have no idea what to do, taxing us even more will just result in an even bigger black hole.

We'll get him.

Spot on, don't get how people are even disagreeing with any of this.

No-ones saying we bottled the whole thing. But we bottled it FROM the position we were in.

We stand no chance over in Aus

Certain players threw that away, they really let the team down. To counter that the only reason we were still in it was because 2 or 3 played out of their skins.

They should have walked it, Bethell literally just gave his wicket up for nothing. Dropped 6 catches as well.

Can you elaborate? So the priority points system will be changing at some point this season? I'd imagine an annoucement but it not being put into place until next season or one of the following seasons?

Even so, anyone with an IQ of 10 doesn't play that shot in those circumstances, what was he thinking?

Bethell has ruined this for us.

Braindead.

He was good about 4 years ago, he’s been far from great for years. With one year left on his contract, we need to get some sort of fee for him rather than lose him on a free.

No just havent put the other blocks on sale, they’re useless.

Probably set up a company in your name using your details and address? Then can take out loans and stuff using the company and your details as a front.

All the tv games up until FA Cup 3rd round should be announced by Thursday.

Still should have sold out that block easily, sales seem slow for both aways so far.