grobyfox1990

Yeh that's why I said long-term and put a 60-year timescale on it. You'll always have dips in the graph like now, need a wing and a prayer to get through it

Decent tenant default, legal assist and landlord policy solves all of these problems tbf but yeh I do get your point

I don't think it's zero risk, landlords will not be washing their face on financing alone never mind running costs. We were spoiled by a low rate environment for so long, it was never gonna last. Many happy clappers got used to this gluttony and frittered profit on consumerist sh1t rather than use the excess to pay down and reduce LTV

Yield wise yeh anyone can make a loss and not wash your face on a monthly basis, but growth in UK housing over the last 60 years makes a very nice looking graph. Generally I wouldn't be in it for yield rather long term growth. Also what specifically in the RRA is making everyone sell up? I've heard lots of moaning but no specifics, to me it all seems fair. Granted you will see lots of accidental landlords who've inherited a property for free and don't know what they are doing sell up. Anyway let's see if it's happy clappers making a fuss or if we see a material effect in the market > 1 May

My colleague (who is originally from near Leicester) is a Man U fan and is considering getting an ST next year to see some live football. We're back at that stage again, like the mid-late 2000s, a 22k attendance of which loads of people are there just coz.

I no longer work in London around their fans and our battle with Spurs was 10 years ago, so I don't care about them anymore.

I agree in that it is a shaken up table this year so the stories are prevalent. However personally I've not followed as much as previous years. I think we were spoiled by the Klopp/Guardiola years of insane and relentless attacking football. Now it seems clubs are going back to the 90s of playing boring, long ball, set piece based football. That does not interest me. Anthony Gordon said it when asked about why PL teams are (or, were!) dominating in the CL. European teams were opening up more against the PL teams, and then getting hammered. You don't see that in the PL these days, Arteta and his version of Allardyce/Pulis football is dominating. Boring. The happy clappers have won and modern football is dead, for now.

Someone at yesterday’s match scanned his ticket, turned the turnstile without getting into the turnstile. Then scanned his ticket again and was obvs denied entry. Looked really confused as to what was happening. Was seriously bizarre

Revolut is the best only if you use my referral. I use barclaycard for all overseas spending, find it much better than the fintechs

Now been tagged to work in Alderney in the days I was due to be in nyc for the World Cup. I’ll obvs try and get out of it but that’s surely the biggest fall from grace anyone has ever had if I end up in Alderney rather than New York on said days

Great point. Gallagher scored millions Infront of the Kop

Dry for 99 days is incredible, no way I’d have the willpower to do that, congrats. Clock has reset and go again

At a restaurant yeh you can give a few bucks as tip then scuttle off. But at a bar or club if you don’t tip appropriately you aren’t getting served again, which makes it de facto mandatory. Always been best to tip hard at first then relax in my experience.

Prices is one thing but the added tax then mandatory tip is ludicrous. I swear when I worked in the US (albeit nearly 10 years ago) 10-15% was normal. Now it seems minimum 20% otherwise you're getting shot

I'm going 22 June or around then for a few days during the world cup, have you booked things yet? Are prices stable? Impossible to say on reccos or advice, it's one of the most fun cities in the world with unlimited options. You can do whatever you desire at any hour of the day.

Wow that was intense. I've got into a few scrapes travelling but nothing like this. Feel sorry for the many thousands of people at BKK airport without cash, credit cards, phone signal, sufficient English, a decent passport which allows more transit options and the travel experience to get out of a hole like this. They will likely be stuck for days/weeks with zero assistance, European flights are sold out and hotel availability is nearly zero. Seeing so much media attention on those stuck in the Middle East, but they have food and accomo assistance. In the transit hubs it's like the hunger games. I got back via the last available seat through Guangzhou.

Good few days in Koh Samui, proper sunshine and good food, drink, tropical scenery etc. Not so great that a war starts as we’re at the airport to go home. Made it to Bangkok and stranded here now as the middle east is shut for the foreseeable and all flights into Europe are sold out for days. Qatar airways said nothing yet but I presume 100,000s are contacting them. Try my luck via China or Singapore but it’s looking really tough.

Would be a lot of fun watching the initial enthusiasm gradually dissipate into middle aged disillusionment. But there are plenty who have shown strong leadership and got successful non-league clubs going, loads of people who would prob be very willing to share lessons learned and how to professionalise operations like this, Jersey Bulls being one example.

Yet another happy clapper I see

The Jimmy Kimmel takedown of it was hilarious

Very succinct summary tbf, but gullible dumb happy clappers = $$$$$$$$$$$$$$$$$. These happy clappers are genuinely getting behind a multi-billionaire tax dodger because 'he says it how he sees it mate.'

LinkedIn is full of more sh1t and posturing than Twitter and TikTok, not being facetious, it really is so bad. There's value in the contrarian bet right now it seems, esp if putting through a corporate structure. Yes small landlords/overleveraged/unorganised will suffer as they should any market shakeout, that's efficient

Yes. In 10 years time when we are winning the champions league I want to be part of the latest generation to say 'I was there in League 1 you know.'

I went to John Robertson at the Y theatre last Friday. It was totally weird, good experience

Why would you leave, we all hate our own team more than we hate yours?!?! Stick around and read the happy clapper meltdown when you beat us next season, you know you want to!