grobyfox1990

If you bought your house for £21.67 in 1972 and it’s now worth £700k you’ve not earned that wealth. There are multiple reports stating the baby boomers are the wealthiest generation to ever live. None of this is new news and is clearly inarguable

Oh yeh totally. You’d think after the events of 2016 these parties/causes would’ve hired some competent marketing and comms people. Apart from Starmers campaign, the others have just doubled down on their appalling tactics and infantile communication. ‘If you vote for *them* you have NO idea how bad life will get. I’m warning you!’

Race start time moved to 330pm

Deflect, deny, make them defensive and convince them they’re opinion is wrong. That’s the dream!!!!

He’s cheating on me!!! I’ve not got the glow of a Phil bowman emoji for a few days now 😔

Btw, without knowing what you do I would take a punt at a role within a global org??? The way you push back to benguin by putting the onus on him and making it defensive by asking him questions strongly hints at global mgt training and is impressive. Make the client sing to your tune no matter what they’re saying. A marked and refreshing change to the largely confrontational and emotional responses to him on here

I’m still waiting for an actually policy or intent of what Kamala would do to help alleviate warming. Aside from pledges and support. ‘She’s better than trump’ - without evidence - is not policy.

Not directed at you personally, general comment

Aye true but I genuinely can’t believe, over 8 years after brexit, that everyone hasn’t worked out that snotty condescending comments in fact do not win friends and influence people

Hello History books - pls refer to above comments as to why big mac man is so popular 🤦‍♀️ 🤦‍♂️

Yeh dunno, if they’re over levered, sell and have to pay an ERC to their high st mtg provider, cgt, break clause to their agent, break an AST if the buyer doesn’t wanna keep the tenant in situ. Not saying you’re wrong but can see how people get themselves into this pickle then blame it on someone else when it doesn’t pay off

£45k would go in tax, maintenance, upkeep etc. And guessing by the type of people they appear they likely donate money to a property mgr at 10% pm. Property market has fundamentally changed, most people can’t manage a decent yield on one rental property post covid, never mind 60. They’d be better off getting exposure to UK housing via an etf

12k jobs added in the non-farm payrolls for October! A horrendous result, so bad it almost feels like election interference. Consensus was around 100k. Any easy money made on Gilts in the week washed away with this announcement. If Orangeman had any sense he'd seize upon this devastating economic news. Most likely be seizing on a big mac instead

Logically true but honestly the amount of people you meet that cannot handle their affairs or structure themselves efficiently. Bet they've got a few German mid-range sports cars cars on finance deals, over levered on each property via a UK high st bank, a jacuzzi, a caravan, a pointless timeshare in Spain or some other nondescript European dump. It's amazing how low-IQ people can fritter their money away. As I said before these people keep the economy running which is great.

Too easy to blame it on laissez-faire regulation. There are many who have set up structures that are resilient to something as easily predictable as rising rates or a changing political environment. J&J are likely just a bit basic. Probably borrow money from a high st bank, levered up assuming rates would stay at 1-2% forever and thought they could up each rent by 5% pa with no complications.

Exactly, regardless of the political environment you structure your affairs appropriately and balance risk with reward. Clearly these people have spectacularly failed in that. They are very lucky with the time and country they were born in, as an efficient market/Darwinism would mean they're out on the streets if they are as dumb as they are but were born in the Congo.

Just shows that money does not give you brains or the ability to effectively control said money. You were born in the greatest generation ever, have built up that portfolio, but have to work at 77?! How dumb must these people be. Still, people like this wasting their money on things like cars on finance or unable to structure their leverage efficiently is what keeps the economy running. Now shut up and get back to work John and Julie.

If you are married you will be paying additional rate SDLT on any new purchases

Yep 4.47 on the 2yr and a 1 bip spread in 2-10 year. At last, the free lunch has presented itself!!

GODDAM Phil Bowman liked the comment! I thought he was exclusive to me Seems like he got a thiiiiiiiiiiing gooooing oooooooooooon with other posters. Yeh 'we are all a drain' is proper lazy guff. Kids and old people are a drain, but your man in his 40s at the height of his earnings capacity working non stop is not a comparative drain

Biden called Trump supporters garbage. McDonald's man best friend called Puerto Rico a floating Island of garbage. I think that is a direct enough comparison. The whole advent of false equivalence has now been taken so out of hand since someone latched on to it that no one seems to know what it is anymore. On this forum you'd have someone stealing a twix and stealing a snickers and claiming false equivalence if compared, because it was not the EXACT equivalent action. That is not what false equivalence means. Biden 'probably' shouldn't have said it? That is extremely dangerous. Calling half of the electorate that you represent 'garbage' should NEVER be said, in any context, by a sitting president.

This is so untrue that you actually deserve the incoming Phil Bowman emoji

This was genuinely brilliant. And a decent outlook into both campaigns. The same unacceptable slur was made by both sides. Harris - rant and holler and demand Puerto Ricans vote for her Trump - Put on a high vis, do an interview from a bin truck and hoot the horn.

Yeh good point. I have no idea of what old school Methodist culture prescriptively says but death isn't really dealt with in the West. When my grandparents died (all above 80) I remember lots of condolences coming in. Dude, they're over 80, this is natural life, it's to be celebrated not mourned. Covid response was also interesting, we took every step possible to avoid death at all cost, never mind the collateral damage. PS before Phil Bowman weighs in, I fully agreed with the lockdown at the time

Problem is, much like warming, you can wait but by then the damage could be irreversible