ADK Posted 14 June 2012 Posted 14 June 2012 Someone on another thread pointed out that all the normal cars kids buy (Corsa, Fiesta, 106 etc) are expensive to insure becuase the stats for youth + those cars are bad. So if you want to save some money, think about looking into a less typical starter car like a focus or a 306. Might work, who knows. It dosn't really work, its the driver they are discriminating against not the car.
sphericalfox Posted 16 June 2012 Posted 16 June 2012 Someone on another thread pointed out that all the normal cars kids buy (Corsa, Fiesta, 106 etc) are expensive to insure becuase the stats for youth + those cars are bad. So if you want to save some money, think about looking into a less typical starter car like a focus or a 306. Might work, who knows. A lot goes against young drivers in general and of course the post code they live in, but some cars are easier to break into/steal than others. I mentioned the Clio further back, as even the older versions that security measures built as standard. Some Corsas & Fiestas and the ilk don't, therefore it's a bit cheaper to insure. Of course if you have numerous points on your license and several bangs under your belt, then all of it becomes redundant.
potter3 Posted 16 June 2012 Posted 16 June 2012 Ford Ka's look like a two man tent on wheels. If you're going to go for economy at the expense of any credibilty then there are much better options. I don't know their names, bit some of the tiny little cardboard box cars do 70mpg and higher. Or why not just get a moped? Because the Ka is actually good to drive. Thanks for some of the suggestions. Certainly leaning towards the Fiesta. Really need to consider what my upper limit is though, don't want to go down the route of saying "a year younger is only £100 more, another £50 for 5000 less miles on the clock..." would quickly add up and I suppose there are no guarantees on reliability, even with brand new cars. Look for a car that's been looked after, but don't just just dismiss a car if it doesn't have a FSH, in your price bracket you won't always have one, but just look at the general condition of the car, check for rust, look at the tyres, if they've neglected the tyres chances are they've neglected general maintenance as well, why would you skimp on the only thing keeping you in contact with the road? Anyone know why those Mazdas are allowed to look exactly like fiestas? Are mazda and ford the same company or what? Badge engineering.
steveherbe Posted 16 June 2012 Posted 16 June 2012 At what age do you have to retake your test Steve?hope you are keeping well fella. Ha!! A few years yet mate, I'm ok buddy, things ok with you? Tom (the young 'un you first spoke to at Forest) has inherited the Ka, insanely I've bought myself a Renault Modus, known to the family as Noddys car!!
Saxondale Posted 17 June 2012 Posted 17 June 2012 A lot of conflicting advice here! Basically just buy whatever car you fancy and don't spend too much.
Bluefoxtim Posted 19 June 2012 Author Posted 19 June 2012 Right, an update... Saw a 2001 silver Fiesta parked up on a verge. Had a look and it was in good condition and only 57,000 miles on the clock. Made 'an appointment' with the bloke who owned it and went with my dad and a mate to have a closer look. Inside the car, perfect. The car itself drove perfectly, under the bonnet - no problem, VIN - fine. Then we noticed that the front side panel had been replaced. Bloke comes out with the log book etc. The advert had said FSH (Full service history - but the book only had two entries 2001 and 2002). Now the weird thing is, the bloke claimed that he had bought the car a couple of months back, had a crash in the side panel and then repaired it himself. The dates really don't stack up though. The change of ownership was at the end of May, the MOT and service was on the same day. Done a HPI check this morning and saw that the car was written off (Cat C) in mid Feb. So I'm assuming that the original owner had a crash and the insurers wrote it off. This bloke has then bought it at an auction, repaired it and then is now selling it on? Why would he continue to lie when it was clear that I wasn't just going to turn up and say, "looks good here's £1000!" Frustrating thing is, the repair actually looks like a good job, the interior is great and the car drove really well. I suppose most people would say "if he's told you lies, you don't know what other problems there could be". Although I'd combat that statement somewhat as the bloke is still driving it round - You wouldn't gloss over a deathtrap and then drive it yourself. Suddenly started looking at garage's as opposed to private dealers, but prices are double in some cases and my budget is being blown apart!
Soar Fox Posted 19 June 2012 Posted 19 June 2012 Right, an update... Saw a 2001 silver Fiesta parked up on a verge. Had a look and it was in good condition and only 57,000 miles on the clock. Made 'an appointment' with the bloke who owned it and went with my dad and a mate to have a closer look. Inside the car, perfect. The car itself drove perfectly, under the bonnet - no problem, VIN - fine. Then we noticed that the front side panel had been replaced. Bloke comes out with the log book etc. The advert had said FSH (Full service history - but the book only had two entries 2001 and 2002). Now the weird thing is, the bloke claimed that he had bought the car a couple of months back, had a crash in the side panel and then repaired it himself. The dates really don't stack up though. The change of ownership was at the end of May, the MOT and service was on the same day. Done a HPI check this morning and saw that the car was written off (Cat C) in mid Feb. So I'm assuming that the original owner had a crash and the insurers wrote it off. This bloke has then bought it at an auction, repaired it and then is now selling it on? Why would he continue to lie when it was clear that I wasn't just going to turn up and say, "looks good here's £1000!" Frustrating thing is, the repair actually looks like a good job, the interior is great and the car drove really well. I suppose most people would say "if he's told you lies, you don't know what other problems there could be". Although I'd combat that statement somewhat as the bloke is still driving it round - You wouldn't gloss over a deathtrap and then drive it yourself. Suddenly started looking at garage's as opposed to private dealers, but prices are double in some cases and my budget is being blown apart! Most cars on garage forecourts are from auctions. My dad has bought over 20 cars from auctions and only once has he ever had problems. Garages are know more reliable than buying from private or from auction the only peace of mind you get is a 3 month warranty. But even then they'll try and do everything not to pay or fix it if it went wrong.
Bluefoxtim Posted 19 June 2012 Author Posted 19 June 2012 Most cars on garage forecourts are from auctions. My dad has bought over 20 cars from auctions and only once has he ever had problems. Garages are know more reliable than buying from private or from auction the only peace of mind you get is a 3 month warranty. But even then they'll try and do everything not to pay or fix it if it went wrong. I'm not criticising auctions, but the fact that the guy has lied about how/why it was written off. He claimed to not know what HPI meant, claimed to have thrown away the receipt for buying the car... actions of an imbecile, and not of someone who knows how to fix cars!
ADK Posted 19 June 2012 Posted 19 June 2012 I wouldn't buy a car that was written off and then repaired by someone who dosn't necessarily know what they are doing and lies about it. Cat C write offs are supposed to be when there is extensive damage.
The Year Of The Fox Posted 1 July 2012 Posted 1 July 2012 I had a great result with my car insurance. Up to yesterday I was paying 68 a month third party on a 1.6 focus. I had 5 years no claims with the car staying on a driveway in a fairly decent area of coalville. The renewal price for this year is 78 a month. (with 6 years no claims) Thanks to confused.com I have now got insured fully comp with the car parked on my road overnight in a scrubbier part of coalville for a price of 38 a month
Rincewind Posted 1 July 2012 Posted 1 July 2012 Wish I could drive now. I'm sure I would have got a job easy if I could. Theres always a driving job somewhere.
Father Ted Posted 4 July 2012 Posted 4 July 2012 Wish I could drive now. I'm sure I would have got a job easy if I could. Theres always a driving job somewhere. I can drive but the insurance for an 18-year old is ridiculous £3k a year lol
stix Posted 4 July 2012 Posted 4 July 2012 I had a great result with my car insurance. Up to yesterday I was paying 68 a month third party on a 1.6 focus. I had 5 years no claims with the car staying on a driveway in a fairly decent area of coalville. The renewal price for this year is 78 a month. (with 6 years no claims) Thanks to confused.com I have now got insured fully comp with the car parked on my road overnight in a scrubbier part of coalville for a price of 38 a month Car insurance is bizarre. I have full no claims(10 years) and live in a very quiet part of Wigston and pay over £900 for my car. It has a bigger engine than yours but is worth no more than £2500. No points or CCJs. Im 32 this year & feel i should be paying no more than £500. Really grinds my gears!
Rincewind Posted 4 July 2012 Posted 4 July 2012 No way I could afford one even if it meant getting a job. The DHSS wont pay the running costs.
Saxondale Posted 4 July 2012 Posted 4 July 2012 Most cars on garage forecourts are from auctions. Not true. Many are, yes. Many cars on used car pitches are part exchanges from main dealers, either bought directly or bought from a trader (ie. intermediary). Many of the used cars in main dealerships that aren't part exchanges are defleeted cars from manufacturers and hire companies. Others are from 'closed auctions', which are a different thing really and just a way of moving franchised stock around the network, effectively. The biggest buyers at auctions are the car supermarkets eg. Available Car. I'm always amused by these twats who get a hire car and deliberately treat it like shit and I often wonder how many of these people have then bought an ex-hire car unwittingly. An ex-hire car will rarely show as such on the logbook, it will often have been registered in an anonymous-sounding company's name. Did any of you buy a Kia Ceed within the past couple of years while they were knocking nearly new ones off ridiculously cheap and with an amazing finance, warranty and breakdown package? All ex-hire. This is how the rental companies make a good deal of their money - not but charging a few quid a day to rent them out, but by buying huge quantities at a massive discount, running them for a bit and then selling them for similar to what they paid for them back into the dealer network. Sorry, a bit of a tangent there. As for Cat Cs, don't touch 'em. Cat Ds are sometimes worth a punt. I once heard of a nearly new Audi R8 being Cat Dd because an accident with some tools in the workshop damaged the carbon fibre panel on the side and it was deemed uneconomical to repair!
Daggers Posted 5 July 2012 Posted 5 July 2012 Cheap insurance for young people, 12 months MOT, CD/radio £2,000 and it's yours
Fox92 Posted 5 July 2012 Posted 5 July 2012 I can drive but the insurance for an 18-year old is ridiculous £3k a year lol I know it's very tough. That's why I waited until this year to get a car and insurance (when I became 20).
potter3 Posted 5 July 2012 Posted 5 July 2012 Right, an update... Saw a 2001 silver Fiesta parked up on a verge. Had a look and it was in good condition and only 57,000 miles on the clock. Made 'an appointment' with the bloke who owned it and went with my dad and a mate to have a closer look. Inside the car, perfect. The car itself drove perfectly, under the bonnet - no problem, VIN - fine. Then we noticed that the front side panel had been replaced. Bloke comes out with the log book etc. The advert had said FSH (Full service history - but the book only had two entries 2001 and 2002). Now the weird thing is, the bloke claimed that he had bought the car a couple of months back, had a crash in the side panel and then repaired it himself. The dates really don't stack up though. The change of ownership was at the end of May, the MOT and service was on the same day. Done a HPI check this morning and saw that the car was written off (Cat C) in mid Feb. So I'm assuming that the original owner had a crash and the insurers wrote it off. This bloke has then bought it at an auction, repaired it and then is now selling it on? Why would he continue to lie when it was clear that I wasn't just going to turn up and say, "looks good here's £1000!" Frustrating thing is, the repair actually looks like a good job, the interior is great and the car drove really well. I suppose most people would say "if he's told you lies, you don't know what other problems there could be". Although I'd combat that statement somewhat as the bloke is still driving it round - You wouldn't gloss over a deathtrap and then drive it yourself. Suddenly started looking at garage's as opposed to private dealers, but prices are double in some cases and my budget is being blown apart! If you aren't 100% happy walk away, it's not like it's a particularly unique car, there must be hundreds of Fiestas for sale.
FoxesAreBlue Posted 5 July 2012 Posted 5 July 2012 If it makes you feel better my first car I had to BUY as a birthday present from my mum. It was a Fiat Cinquecento, the same as the Inbetweeners car although mine was a lot worse. It was white and the numberplate ended in KUM. Easily the worst car in the 6th form carpark and certainly had a lot less cred' than the fiestas, clios and fiat bravos that my mates were rolling in.
Recommended Posts
Archived
This topic is now archived and is closed to further replies.