Izzy

How the fvck did my Raiders score 63 points?

Yeah, pensions are another thing to factor in! You probably need to speak to a proper FA about your options rather than listen to us clowns on here tbh

The age old dilemma.... I had this same question a few years ago and naturally went onto YouTube to find the answer. Interestingly about 50% of the 'experts' on there said pay off your mortgage first, and the other 50% said invest it A lot of the perceived wisdom seemed to boil it down to an emotional vs rational decision. The rational thing to do (in terms of financial sense) seemed to be to invest the money and keep paying your mortgage as is. The emotional side was the peace of mind of ultimately being mortgage/debt free and then invest after that. I/we took the decision to plough everything into paying our mortgage off which we've just done. We're now free to invest extra money each month into whatever we fancy. I'm sure I asked the same question on here a few years ago and was 'advised' to invest rather than pay the mortgage down and that may well have given us a better return long run. But I'm glad we went down the pay the mortgage off route instated purely for the feeling of not owing anyone anything and owning our house outright. Here's a few of the 'experts' I listened to back then (and obvs inflation/interest rates have changed since)

Just keep chalking up the wins.

That's mad after 21 games tbf

One Abdul Fatao There's only one Abdul Fatao

Never in doubt really. The cream always rises.

Lovely jubbly Rickie!!

Like when Mick Channon said it was Gary Line Acre

Would be funny if Taphouse is right and it's actually pronounced Fatao and we've all been saying it wrong for months

Get in 2-1. Fvck the moaners

Game on

Looked like a pen to me

Oh Wilf

I thought it was live?

Noahfence but that's ridiculous

I'm as anti LIV as they come but this podcast with Bubba Watson has opened my eyes a bit. I always thought Bubba was a twat but he's clearly smarter than he comes across. Well worth a listen if you want a deeper insight into LIV. I thought I knew all about it but I certainly learned something new. From 1:08:26 onwards for about 50 minutes.

That's how you do a funeral. What a brilliant send off.

Wordle 904 3/6 🟨⬜🟨⬜⬜ ⬜⬜🟩🟩🟩 🟩🟩🟩🟩🟩

I can't believe we missed that. Ridiculous