purpleronnie Posted 8 July 2015 Posted 8 July 2015 So a big middle finger to the young and to the vunerable it is then. In other words no suprises at all. You reap what you sow. Some good points though, mainly the ones they stole off labours election policies, tweaking them a little of course. Fair play.
Voll Blau Posted 8 July 2015 Posted 8 July 2015 In my opinion way too many students are going to university as it is, Its almost seen as a right of passage to got Uni get a degree in some bullshit course spend most time getting pissed. Alot of Kids don't have any career in mind before they go and scrape by there A levels and just go for the experience, after all is said and done they are 30 working in a office somewhere earning £25k a year in a shitload of debt I agree, and as I've stated, I knew a few of them myself. New Labour got the ball rolling with that utterly ridiculous arbitrary target of getting 50% of kids through uni a few years ago. But it seems the Tories' way of trying to redress the balance is by putting off kids from poorer backgrounds who would benefit from a uni education, rather than those from higher income families who are getting in to further education for the reasons you listed above.
Webbo Posted 8 July 2015 Posted 8 July 2015 I agree, and as I've stated, I knew a few of them myself. New Labour got the ball rolling with that utterly ridiculous arbitrary target of getting 50% of kids through uni a few years ago. But it seems the Tories' way of trying to redress the balance is by putting off kids from poorer backgrounds who would benefit from a uni education, rather than those from higher income families who are getting in to further education for the reasons you listed above. Only the facts dont back that up. The amount of applications from kids from poorer backgrounds has gone up.
Voll Blau Posted 8 July 2015 Posted 8 July 2015 Only the facts dont back that up. The amount of applications from kids from poorer backgrounds has gone up. Yeah, this latest move won't exactly see that trend continue though.
Samilktray Posted 8 July 2015 Posted 8 July 2015 Can somebody explain the living wage thing to me and who actually benefits from it?
Webbo Posted 8 July 2015 Posted 8 July 2015 It's just another name for minimum wage. Basically it's going up.
Wymsey Posted 8 July 2015 Posted 8 July 2015 Think it's quite generous, an increase in living wage. But, with it, household costs and the like will probably increase by then too.
Benji Posted 8 July 2015 Posted 8 July 2015 Somebody averaging £40,000 a year over 30 years having to pay 9% on 19k of that = £1710 a year and £51,300 over 30 years. That doesn't seem fair to me when the highly qualified in London, on £100k, with parents who've paid it off will pay £27k. I can't imagine the government will be very keen to raise that 21k with inflation either. A graduate tax would have been a lot fairer. The rich paying less than than the middle is ridiculous. So who foots the bill for 30 years of tied up Treasury cash (for further education which many millions do not utilise but still pay tax into the State pot which funds the payment to universities), multiplied by hundreds of thousands of students each year? The systems isn't about punishing people, it's about supporting and encouraging people to go to uni who couldn't do so without such financial support. The loan removes the stumbling block, but if you earn a better salary as a result, you pay it back. If you don't, you have the comfort that the bailiffs won't be banging on the door for c.£27,000. The future salaries of these £100k Londoners are dealt with be the 40% / 45% income tax rate, NI etc. It's easy to rich bash but if they've paid everything on day 1 why on earth do you punish them? It's the same in every walk of life.
Strokes Posted 8 July 2015 Posted 8 July 2015 Can somebody explain the living wage thing to me and who actually benefits from it?its a wage for the living.
MiniFox Posted 8 July 2015 Posted 8 July 2015 http://www.bbc.co.uk/news/business-17442946?ocid=socialflow_facebook Budget Calculator to see how it will affect you.
Strokes Posted 8 July 2015 Posted 8 July 2015 http://www.bbc.co.uk/news/business-17442946?ocid=socialflow_facebook Budget Calculator to see how it will affect you. £160 better off, you?
The Blur Posted 8 July 2015 Posted 8 July 2015 Can somebody explain the living wage thing to me and who actually benefits from it? It's just another name for minimum wage. Basically it's going up. Apparently, national living wage used to be a rate that are calculated by the cost of living and are sustainable without the need for any top up benefits. This is different to national minimum wage which are then supplemented by tax credits etc to reach the acceptable standard of living. http://www.cleardebt.co.uk/blog/living-wage-vs-minimum-wage-whats-the-difference_54312 However it is looking like NWL is replacing NMW so what will replace NWL then?
Webbo Posted 8 July 2015 Posted 8 July 2015 It is not another name for minimum wage. It is a rate that are calculated by the cost of living and are sustainable without the need for any top up benefits. This is different to national minimum wage which are then supplemented by tax credits etc to reach the acceptable standard of living. http://www.cleardebt.co.uk/blog/living-wage-vs-minimum-wage-whats-the-difference_54312 So...if the national living wage is going up so the cost of living must be going up too then how can people who had their tax credits cut afford to keep up with the cost of the living? It's the legally enforceable minimum wage that the govt has decided to call the living wage as of today.
The Blur Posted 8 July 2015 Posted 8 July 2015 It's the legally enforceable minimum wage that the govt has decided to call the living wage as of today. Yes, I did some research after my post and realised that so what will replace the old national living wage?
MiniFox Posted 8 July 2015 Posted 8 July 2015 £160 better off, you? £80 better off. In general the budget could be worse, if you experiment a little with the budget calculator, you probably those with children on low income suffer the most, nor the well paid and middle classes seem to benefit a bit. Saw somewhere earlier that the living wage really doesn't mean much to working families because tax credits are being cut, students and low earning families will probably be worse off in this budget. Some were saying earlier that too many go to university anyway and so on, but even if this is the case, it shouldn't mean the poorest should be the ones who can't go. But, I have to be fair the budget wasn't all that bad, not as bad as I would have expected.
Guest MattP Posted 8 July 2015 Posted 8 July 2015 You know they have got it right when no leftie out there (purpleronnie aside who would criticise the Tories if they implemented a manifesto stolen from Labour) seems to be remoltly criticising this budget.
Freesolo Posted 8 July 2015 Posted 8 July 2015 You know they have got it right when no leftie out there (purpleronnie aside who would criticise the Tories if they implemented a manifesto stolen from Labour) seems to be remoltly criticising this budget. Got it right? the budget is just a wet fart. Nobody cares people are just apathetic about politics.
Guest MattP Posted 8 July 2015 Posted 8 July 2015 Got it right? the budget is just a wet fart. Nobody cares people are just apathetic about politics. They aren't, that's just a myth people like Russell Brand tell you. The vast majority of the British people voted in the last General Election.
Freesolo Posted 8 July 2015 Posted 8 July 2015 How much benefits will the immigrants get??? Hopefully lots Cambiasso didn't do bad last season
Freesolo Posted 8 July 2015 Posted 8 July 2015 They aren't, that's just a myth people like Russell Brand tell you. The vast majority of the British people voted in the last General Election. 1% jump since 2010 because Scotland turned up
Guest MattP Posted 8 July 2015 Posted 8 July 2015 1% jump since 2010 because Scotland turned up In the right direction then. I won't go into the Labour didn't get in because their voters couldn't be bothered to get down to the polling station argument as it's too ironic even for me.
Guest Kopfkino Posted 9 July 2015 Posted 9 July 2015 Students and low earning families will probably be worse off in this budget. Some were saying earlier that too many go to university anyway and so on, but even if this is the case, it shouldn't mean the poorest should be the ones who can't go. But, I have to be fair the budget wasn't all that bad, not as bad as I would have expected. I wouldn't feel worse off if I could now get 8.2k whilst at uni instead of 7.5k. I mean it's typical of students, one minute they want more in maintenance to help them live at uni and then when that happens, they complain. The poor get plent of help so they shouldn't be put off uni at all, if they are then they're morons. It's the people with household incomes of around 42k that need a bit more giving to them
Ollie93 Posted 9 July 2015 Posted 9 July 2015 I wouldn't feel worse off if I could now get 8.2k whilst at uni instead of 7.5k. I mean it's typical of students, one minute they want more in maintenance to help them live at uni and then when that happens, they complain. The poor get plent of help so they shouldn't be put off uni at all, if they are then they're morons. It's the people with household incomes of around 42k that need a bit more giving to them So the ones who go to uni to become doctors/dentists etc who are from households with incomes of £15,000 or less don't need any more? I don't get all this student bashing, it is always from those who didn't go or went and had a miserable time.
Guest Foxin_mad Posted 9 July 2015 Posted 9 July 2015 I thought the conversion of student grants to loans was harsh and would put students from poorer backgrounds off from going to universities even more. This is even more bizarre when Osbourne said afterwards that this budget will aid training in this country. I do not get this. Surely now you do not have to pay anything back until you earn over 21k, that's a very good thing. When I went to Uni under Labour I had to start paying back my loan when I got a job in a call centre at 15k.........ridiculous. Also, I question whether as many people need to go to University, we need more on the job workplace training. I am not sure that a nation of Sociologists or Psychologists is going to get the economy booming, more trades, more engineers, skilled jobs yes. Tax credits since day one have always been a stupid idea, a vote winner for Labour. Basically you are taking money with one hand and giving it back with the other. The best option is not to tax the low paid at all/and or incentivise businesses to pay. I would go one step further and offer a further rate cuts to businesses paying higher than the 'living wage'.
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