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Head Honcho

The Credit Crunch

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Posted
Bonkers. Didn't expect that one. If passed on in full by my mortgage lender (which it won't be) I might even notice

Lloyds TSB said they will pass the full cut on :)

Posted

Lloyds could be BIG winners out of the credit crunch if they play their cards right. Their brand hasn't been too tarnished so far, and they did well to avoid being pushed into buying Bradford & Bingley by the government.

Banco Santander are doing very nicely indeed out of all of this.

Posted
Lloyds TSB said they will pass the full cut on :)

I'm with the Nationwide, who seem to operate the more conventional slash-savings-rates-by-the-full-amount-instantly-and-begrudgingly-pass-on-part-of-the-cut-to-borrowers-after-they've-thought-about-it-over-the-course-of-a-few-nights-out-and-a-nice-holiday-method

Posted
I'm with the Nationwide, who seem to operate the more conventional slash-savings-rates-by-the-full-amount-instantly-and-begrudgingly-pass-on-part-of-the-cut-to-borrowers-after-they've-thought-about-it-over-the-course-of-a-few-nights-out-and-a-nice-holiday-method

I quite like Nationwide to be fair. My debit card is a VISA rather than a crappy Maestro one, and I can use that and my Credit Card abroad for free. Plus there's a right fitty who works in the High Holborn branch just around the corner from work.

Posted
I quite like Nationwide to be fair. My debit card is a VISA rather than a crappy Maestro one, and I can use that and my Credit Card abroad for free. Plus there's a right fitty who works in the High Holborn branch just around the corner from work.

I demand that she be transferred to the Horsefair Street Leicester branch immediately. It's the least they could do after being unable to me offer me a decent deal after the last one expired, and the girl that took me through it was ALRIGHT but not worth telling the internet about

Posted
I demand that she be transferred to the Horsefair Street Leicester branch immediately. It's the least they could do after being unable to me offer me a decent deal after the last one expired, and the girl that took me through it was ALRIGHT but not worth telling the internet about

I had to sit chatting to the lovely High Holborn lady for almost an hour. You're not having her, she's my banking fitty.

Posted
I had to sit chatting to the lovely High Holborn lady for almost an hour. You're not having her, she's my banking fitty.

A temporary secondment then, if you're going to get all possessive. Stop hogging all the attractive financial services staff in the South East. Curse this regional divide

Posted
A temporary secondment then, if you're going to get all possessive. Stop hogging all the attractive financial services staff in the South East. Curse this regional divide

I think you should stop being so lazy and come to Holborn for all your banking needs :angry:

I can see we're not going to come to an agreement at this rate...

Posted
I think you should stop being so lazy and come to Holborn for all your banking needs :angry:

I can see we're not going to come to an agreement at this rate...

Have they got a fish tank? There was a fish tank at the old Leicester building society I used to go in when I was little. If they've got one of those in Holborn, it's a deal.

See, everyone's forgotten out the credit crunch now. They're all thinking about attractive bank staff in crisp uniforms and relaxing tropical aquaria.

My work here is done

Posted

i ain't got no money and i don't owe nowt ,( apart from a tenner i borrowed from a mate last night , but i'm hoping he'll forget about coz he was more pished than me )

how does it affect me ?

Posted

If my mortgage doesn't get drastically reduced on the back of a one and a half point cut in rates then I'm going to be pissing through the letterbox of our local A&L

Posted
I demand that she be transferred to the Horsefair Street Leicester branch immediately. It's the least they could do after being unable to me offer me a decent deal after the last one expired, and the girl that took me through it was ALRIGHT but not worth telling the internet about

No no, it's been a slow day.

Please go on....

Posted
So who's to blame?

That nice Mr. Blair and that nice Mr. Brown. <_<

Posted
what about the rest of the world ?

If the rest of the world put it's head in a gas oven does that mean we have to as well? :unsure:

Posted
If the rest of the world put it's head in a gas oven does that mean we have to as well? :unsure:
It would be a waste of time since we switched from town gas to North Sea gas anyway

it'd be a waste of time in our house too, due to our house being all electric and my oven being on the blink, and me waiting 2 months for a replacement.

Posted
it'd be a waste of time in our house too, due to our house being all electric and my oven being on the blink, and me waiting 2 months for a replacement.

Could you stick your head in the microwave instead? :dunno:

Posted
Could you stick your head in the microwave instead? :dunno:

i could do, but it doesn't come on until the door's closed. hopefully all this means i'm going to be immune from the worst affects of the credit ctunch, seeing as i don't own my house, have minimal savings and my cooker doesnt work! :dance:

Posted
i could do, but it doesn't come on until the door's closed. hopefully all this means i'm going to be immune from the worst affects of the credit ctunch, seeing as i don't own my house, have minimal savings and my cooker doesnt work! :dance:

You lucky b@rsteward.

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