broughtonblue Posted 4 November 2010 Posted 4 November 2010 Any of you lads 17/18 and drive? Looking for the names of decent insurance companies, they all seam bloody dear to me!
Wymsey Posted 4 November 2010 Posted 4 November 2010 I use Swinton which is based on London Road, price so-so depending on how much you want the insurance cost to be basically.
broughtonblue Posted 4 November 2010 Author Posted 4 November 2010 Don't even talk to me about insurance prices. Ok, was going to have a long and in-depth conversation but won't now
lildave3 Posted 4 November 2010 Posted 4 November 2010 Ok, was going to have a long and in-depth conversation but won't now Smart move.
Zingari Posted 4 November 2010 Posted 4 November 2010 young people ought to be walking and running everywhere , like we used to in the old days bunch of lazy fookers
broughtonblue Posted 4 November 2010 Author Posted 4 November 2010 young people ought to be walking and running everywhere , like we used to in the old days bunch of lazy fookers Like your style, not much help tho
Fox92 Posted 4 November 2010 Posted 4 November 2010 Im 18 and can't afford the insurance. Its ridiculas. Have to bike/walk to the shops, town and college when I go out and it does my head in because near enough all of my mates have cars. Insurance should be low and then if you crash then go up or something. No wonder people drive without insurance.
Tommeh Posted 4 November 2010 Posted 4 November 2010 GET YOUR PARENTS INSURED ON YOUR CAR AND THEN BECOME A NAMED DRIVER.
lildave3 Posted 4 November 2010 Posted 4 November 2010 GET YOUR PARENTS INSURED ON YOUR CAR AND THEN BECOME A NAMED DRIVER. DOESN'T ALWAYS WORK.
Tommeh Posted 4 November 2010 Posted 4 November 2010 DOESN'T ALWAYS WORK. Please enlighten me........
lildave3 Posted 4 November 2010 Posted 4 November 2010 Please enlighten me........ Didn't change the price at all for me when I was looking at quotes.
Tommeh Posted 4 November 2010 Posted 4 November 2010 Didn't change the price at all for me when I was looking at quotes. Really? very strange that. I'd never have stood a chance on previous cars, what I'm currently driving or what I'm looking at for next without it. Would still reccomend it to all young drivers, just don't crash.
Matt Posted 4 November 2010 Posted 4 November 2010 GET YOUR PARENTS INSURED ON YOUR CAR AND THEN BECOME A NAMED DRIVER. Cheap option at the time but in the long run, maybe not so, because when you come to get your own insurance it would be slightly cheaper but probably not a whole lot cheaper. Get your own insurance a.s.a.p imo, Get it over and done with. I have been driving for 6 years this coming February (I think....) and it's nearly down to £400 already of a 1.6L Golf 2004, not bad i'd say. It started off £1500 on a 1L Corsa W reg but dropped dramatically year by year.
The Doctor Posted 4 November 2010 Posted 4 November 2010 Didn't change the price at all for me when I was looking at quotes. it does tend to decrease the price a bit but if the insurance company finds out you're the main one driving the car with that policy and not your parents they can cancel the policy. anyway whats wrong with walking/biking?
DB11 Posted 4 November 2010 Posted 4 November 2010 17 years old. £800 fully comp but I don't have my own policy; I just drive my dads car. But I only use the car at weekends for reffing so it isn't doing that thing that you're not allowed where you're the main driver
jonthefox Posted 4 November 2010 Posted 4 November 2010 I use Swinton which is based on London Road, price so-so depending on how much you want the insurance cost to be basically. no no no. look at what you have to pay to get out of it. w@nkers, never again.
Vacamion Posted 4 November 2010 Posted 4 November 2010 GET YOUR PARENTS INSURED ON YOUR CAR AND THEN BECOME A NAMED DRIVER. If your parents are 50 and you are insuring a souped up, be-spoilered, alloy wheeled Saxo with a personalised numberplate that looks like your name, the Insurer might see through your ruse... Even if they don't see through it (ie you drive a battered old Fiesta), you might be in bother. If you have a crash that is your fault, and THEN the Insurers find out, they will void the policy, return your premium and leave whoever you crashed into to sue you in your personal capacity, leaving you bankrupt. Insurers call it "policy fronting" and they target their claims handlers to look for it when claims are submitted. (I used to work for an Insurer)
stix Posted 4 November 2010 Posted 4 November 2010 no no no. look at what you have to pay to get out of it. w@nkers, never again. Explain please, i was gonna ring them tomorrow as they are by far the cheapest on go compare the meerkat or whatever it is! Get this....been with directline for 7 years, am 30 years old with full 9 years no claims. I drive a '93 toyota celica GTR just 2.0 16v import.....they want £950!!!! And yet last year they insured me on a 2000 Jeep grand cherokee 4.7 V8 for £450!!!!! What the fack!!!!!! Cvnts....
Joe. Posted 4 November 2010 Posted 4 November 2010 Go on your Mum/Dad's policy as a named driver and do it the slightly dodgy way. Much cheaper though.
Haylz Lou Posted 4 November 2010 Posted 4 November 2010 Go on your Mum/Dad's policy as a named driver and do it the slightly dodgy way. Much cheaper though. If you do, do that though make sure you can still get no claims.. My step-sister just got done over by that but she was actually a named driver on her mums car.
Joe. Posted 4 November 2010 Posted 4 November 2010 If you do, do that though make sure you can still get no claims.. My step-sister just got done over by that but she was actually a named driver on her mums car. Yeah I'm with Churchill and can still get no-claims as a named driver.
Tommeh Posted 4 November 2010 Posted 4 November 2010 If your parents are 50 and you are insuring a souped up, be-spoilered, alloy wheeled Saxo with a personalised numberplate that looks like your name, the Insurer might see through your ruse... Even if they don't see through it (ie you drive a battered old Fiesta), you might be in bother. If you have a crash that is your fault, and THEN the Insurers find out, they will void the policy, return your premium and leave whoever you crashed into to sue you in your personal capacity, leaving you bankrupt. Insurers call it "policy fronting" and they target their claims handlers to look for it when claims are submitted. (I used to work for an Insurer) 1. Don't under any circumstances buy a suped up Saxo, nothing to do with insurance dodging, you just look a prick 2. Don't get a generic 1st drivers car, be a tad inventive. 3. Don't crash. Ok if you do I admit your in danger but everything has a risk element attatched.
samjohnson Posted 4 November 2010 Posted 4 November 2010 1. Don't under any circumstances buy a suped up Saxo, nothing to do with insurance dodging, you just look a prick 2. Don't get a generic 1st drivers car, be a tad inventive. 3. Don't crash. Ok if you do I admit your in danger but everything has a risk element attatched. Best advice ever I, personally, don't drive - Down to the fact that police stereotype as soon as they see a young, male driver and look for any illegal thing on your car, be it a break-light down or just a slightly big dust-cap. I know a few people that use a parents car, being a named driver - Just make sure your parents dont drive a car that doesnt have more than a 2L engine and goes faster than 45MPH when in 5th gear <_< Or you could get a policy in your parents name and do it that way - The "risky" way, as mentioned before
AoWW Posted 4 November 2010 Posted 4 November 2010 Explain please, i was gonna ring them tomorrow as they are by far the cheapest on go compare the meerkat or whatever it is! Get this....been with directline for 7 years, am 30 years old with full 9 years no claims. I drive a '93 toyota celica GTR just 2.0 16v import.....they want £950!!!! And yet last year they insured me on a 2000 Jeep grand cherokee 4.7 V8 for £450!!!!! What the fack!!!!!! Cvnts.... You might have already got a quote from 'em, but with a car like yours have you tried Adrian Flux? Always been very impressed with them myself and they're often happy to be reasonable over something a bit 'unusual'. (No, I don't work for them!) And I'd recommend to anyone that you shop around for your insurance annually rather than (loyally!) sticking with the same insurer. They basically keep on cranking up your policy in the hope you won't notice or are too lazy / don't have the time to look elsewhere.
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