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Posted (edited)

Do you mind me asking what happened for you to go from being well paid to not?

I was a student lol So I had a student loan to live on, the money I had saved up from work before University, plus my parents supported me through university, so it was more then enough. I plan on doing my teaching course next year, but rather then rush into it I thought I'd take a year out of the education system, get a job and see what the world of work was actually like. In hindsight, it probably wasn't the best idea...

Edited by Charl91
Posted

I was a student lol So I had a student loan to live on, plus the money I had saved up from work before University, which was more then enough. I plan on doing my teaching course next year, but rather then rush into it I thought I'd take a year out of the education system, get a job and see what the world of work was actually like. In hindsight, it probably wasn't the best idea...

Ah fair enough, it is certainly worth looking into benefit entitlement, but if you have a plan and will be on decent money next year (I assume you still get paid for a PGCE(I assume it is still called PGCE)) and if you can tough it out until then I would.

Posted (edited)

I was a student lol So I had a student loan to live on, the money I had saved up from work before University, plus my parents supported me through university, so it was more then enough. I plan on doing my teaching course next year, but rather then rush into it I thought I'd take a year out of the education system, get a job and see what the world of work was actually like. In hindsight, it probably wasn't the best idea...

You still get paid to do a PGCE, but it's pretty strictly dependent on the subject you're going to teach. Science and Maths gets a much bigger bursary than other subjects.

If you're into teaching, have you considered teaching English abroad for a year or two? I did two years in South Korea, and it was amazing. It'd look good on your CV and normally you can save a fair amount of wonga because the cost of living is cheaper there.

And to keep this on topic...

220px-Rupert_Murdoch_2011_Shankbone_3.JPG

Edited by leicsmac
Posted (edited)

Not sure how much benefits you'd get for over 10 hours. Up to around £90 there is little difference, over it drops drastically. There is Tax Credits but for you I think you'd have to work 24-30 hours to qualify. Because I am over 60 mine is 16 hours. Even then it is only about £36. So if I did 20 hrs I'd get the wage around £150 plus 36 plus some rent.reduction I don't think I'd get CT

The TC would take care of rent due so I'd have just over 100 pw which is about 30 more than now. Not brilliant but as I have been just about managing I will live a life of luxury on that. Have to look on the positive side. :)

Plus ATM at my present rate of spending by next july when I can get Pension credit I will be eating away at my overdraft. I had money off my brother and pre-will money off my mum to give my bank balance a boost. I just need around 20 pw extra if I do not have luxuries or overspend on xmas prezzies.

Went round to the Dawn Centre the manager was out so will have to try another time. Left my contact details. They seem friendly enough the ones I spoke to. Thought about going there before as it's only five minutes away but never got round to going in for some reason.

With the DNO sub editor job I will have to be at the beckon call of the others and visit people in authority.

Edited by Nightguard
Posted

- Are long-term unemployed

- Are disabled and scraping by on benefit money

Sometimes people are poor for reasons beyond their control.

Name those reasons. At least that will give the more discerning reader the chance to rip that particular theory to pieces .

Posted

Why? It's not funny or clever. The fact that some people can afford to pay more does not mean they should. If we are going to start stoping ****ing stupid payments then how about removing the entire tax credit system which pays money to people who pay tax. Insane. Thanks Gordon.

Posted

Of course if Vodafone, Starbucks et al paid their way while continuing to do business in this country a lot of families, middle-class or otherwise, would be able to pay less tax.

Or have improved public services - provided terminal bureaucracy didn't get in the way of that, of course.

Posted

Why? It's not funny or clever. The fact that some people can afford to pay more does not mean they should. If we are going to start stoping ****ing stupid payments then how about removing the entire tax credit system which pays money to people who pay tax. Insane. Thanks Gordon.

Yes it does, that is what our whole society is based on, those with more help those with less not trample over them to get more.

I earn more money I pay more tax, I don't look for ways to pay as little tax as possible and I have no problem with that money going to those that need it more than me.

I do have a problem with people exploiting it and taking advantage of it, whether at the top or bottom of society.

Posted

Name those reasons. At least that will give the more discerning reader the chance to rip that particular theory to pieces .

Go on the streets and ask people sleeping rough or are in hostels or in shared housing.

Some may not know or don't want to know, but there is a good percentage of homeless people that are ex-army.

They join from leaving school so as to get away from an unhappy home. In the army they have a set of rules everything is set out for them. Then they leave and are not used to fending for themselves. Paying bills, doing shopping cooking etc. They get in debt, thrown out of their one room pokey flats and then end up going from hostel to hostel.

Some will say this is rubbish but those that work with the homeless charities have first hand experience of the stories so I find them more credible.

  • Like 3
Posted

Yes it does, that is what our whole society is based on, those with more help those with less not trample over them to get more.

I earn more money I pay more tax, I don't look for ways to pay as little tax as possible and I have no problem with that money going to those that need it more than me.

I do have a problem with people exploiting it and taking advantage of it, whether at the top or bottom of society.

I meant more than they do now rather than more than those who earn less. No one is arguing that you should not pay tax proportionately to what you earn. There is however no reason whatsoever why anyone should ever have to pay more than a total of say 40% including national insurance. The whole system needs a huge overhaul, but when the first reaction is **** them high earners they can afford it the whole process has no chance.

Posted

Statistics vary, but at present they suggest that between 3% and 10% of the British prison population are ex-forces personnel. Significant, but hardley huge.

Source:http://www2.le.ac.uk...s/jt146soldiers

The article you quote suggests there are 20,000 ex service personnel in the Criminal Justice System which is huge and proportionately in relation to prison population 10% is a huge figure when you consider the ratio.

Posted (edited)

Well I am ex army myself and I can tell you that ex servicemen living rough do so out of personal choice. There are several avenues a ex serviceman/woman can take if they are in financial trouble , they can apply to there own particular regiment / corp for financial aid and then there is S.A.A.F.A ( sailor- Army- Air force association ) which deal specifically with ex armed forces then there is the Royal British legion who use Poppy day money to give aid to ex servicemen in need. All of those mention are easily accessible not to mention civilian organisations like the Salvation Army or the Red cross.

If they are suffering mentally from their service experiences there are several combat stress centres up and down the country where they will get specialist help and support for their P.T.S.D ( post traumatic service disorder ) and again financial support for the ongoing condition. The help is out there but they have to choose to want that help.

Edited by flowwolf
Posted

The help has not always been there. That is what the homeless charities are there for. I was thinking about the long term homeless mainly. Still now this and previous governments have dismissed PTD. It is only recent;ly that it is being accepted as an illness. The ones that do help are charity funded. Very little help is from governments and with funding being cut it will get worse.

The Dawn Centre seems a decent place for the homeless to take shelter. They can have something to eat, a shower, wash their clothes, see a doctor, a psychiatrist and they even have a midwife attend if needed. But should there be a need for this in modern society? The people that run it and help are all volunteers

. I just think it is sad when people have to rely on this sort of thing.

OK so it is through choice with some but the numbers in that category are a lot smaller than is portrayed in certain papers and perceived by a lot of people. There is still a lot of the NIMBY attitude around.

Going round there now to take my application in. They limit you to a few hours a week. If it was not for support from my family I could be a lot worse off now during the last year. Even spouting rubbish in long posts on here has helped and you have all contributed no matter how wrong some of you are. :) I have also had other interests and made new friends. I am, one of the lucky ones so I feel I ought to do something for those who are not.

Posted

Well I am ex army myself and I can tell you that ex servicemen living rough do so out of personal choice. There are several avenues a ex serviceman/woman can take if they are in financial trouble , they can apply to there own particular regiment / corp for financial aid and then there is S.A.A.F.A ( sailor- Army- Air force association ) which deal specifically with ex armed forces then there is the Royal British legion who use Poppy day money to give aid to ex servicemen in need. All of those mention are easily accessible not to mention civilian organisations like the Salvation Army or the Red cross.

If they are suffering mentally from their service experiences there are several combat stress centres up and down the country where they will get specialist help and support for their P.T.S.D ( post traumatic service disorder ) and again financial support for the ongoing condition. The help is out there but they have to choose to want that help.

That's all well and good but it's not always as simple as you suggest.

Speaking from my own personal experience as ex forces its taken me over 10yrs after getting out and 2 breakdowns to finally accept I needed support which I now get from the NHS.

The 1st breakdown happened while I was still serving after something that happened which I won't go into but they didn't support me I had to just get on with it and I did but at the expense of it coming back to haunt me now as just over a year ago I had another breakdown and lost my job as a result of being put on anti psychotic drugs.

I currently get help from the NHS every week and would never ask the Army for any help at all as that would feel like asking my abuser to help me in a way.

  • Like 1
Posted

That may be the case with a lot of them I mentioned. To get help you have to know you need help and I imagine it is hard to admit then have the courage to search for the right kind of help..

I am not qualified or have experience of it so I cannot offer expert opinions. The ones I work with on DNO have been homeless and in hostels so they know what it is like and are able to help others going through the same thing. Without experiencing these things whether it is homelessness, being on the breadline or PTSD it is difficult have a true picture of the situation.

Posted

If they are suffering mentally from their service experiences there are several combat stress centres up and down the country where they will get specialist help and support for their P.T.S.D ( post traumatic service disorder ) and again financial support for the ongoing condition. The help is out there but they have to choose to want that help.

PTSD is post traumatic stress disorder

It's still that even if you suffer it from experiences in service.

Posted (edited)

That's all well and good but it's not always as simple as you suggest.

Speaking from my own personal experience as ex forces its taken me over 10yrs after getting out and 2 breakdowns to finally accept I needed support which I now get from the NHS.

The 1st breakdown happened while I was still serving after something that happened which I won't go into but they didn't support me I had to just get on with it and I did but at the expense of it coming back to haunt me now as just over a year ago I had another breakdown and lost my job as a result of being put on anti psychotic drugs.

I currently get help from the NHS every week and would never ask the Army for any help at all as that would feel like asking my abuser to help me in a way.

Sorry mate that you feel the Army was your abuser, but what exactly did you think being a soldier was going to be ? Big boys games Big boys rules I'm afraid. Most people who join up have a realisation that there is a good chance that at some point in their service time they will be deployed in a war zone and will see some bloody awful stuff and probably will be involved in kill or be killed situations.

However it is fair to say that until you are in those situations you do not know if you have the mental strengths needed to cope with the inevitable trauma that will follow . Some people take the attitude " oh well shit happens it goes with the territory " I include myself in that category. But of course others suffer long lasting trauma and that is where P.T.S.D units called combat stress come into play. They are located up and down the country and are residential for periods of time that you are booked in for. Paid for and run by the M.O.D / government they give specialist care for servicemen who are suffering and do all they can including financial help to the men / women and their families. the N.H.S good as they may be cannot compare with the care at combat stress because they do not understand the mind set of soldiers with P.T.S.D as some of those symptoms are the direct result of guilt feelings. Give it a try mate what have you got to lose ?

Edited by flowwolf

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