If you were a millionaire

[Guest]

yeah we get it you're not only an idiot but an obnoxious bellend too, well done on earning money.

 

my point was that you seem to be suggesting that nobody in the world could survive on 50k a year? i know a hell of a lot of people who do. like i said, you aren't in the real world if you think you need to be earning six figures a year "to get by". 

 

i'd rather never earn and never know anyone who earns anything like that money if there's even a hint any of them would be like you. 

 

You do know that the words you quoted before and thus replied to weren't mine but another far more sensible and less irritating poster don't you?

 

I've never once siad people can't survive on less than 50K a year. I've said that 50K a year isn't that much, it's just a normal adult's life and that £1m is no longer a fantasy figure. YOU WILL EARN more than £1m during your lifetime.

 

You need to understand that when you earn more than 50K you own a house that you then have to upkeep, pay high taxes on, you also pay high taxes to help students and low paid workers like you. A person's expenses adjust to their income, you probably have kids who cost you more than you can possibly imagine especially when you want them to have a good education and a good private/personal life etc.. You end up buying them a car and paying the insurance and taxes etc... As I said in the car thread.

 

50K really doesn't give you a fantasy life but clearly you can't get that into your mind.

 

As for your final sentence - do you think I care? I worked for my money, I worked for my awards and rewards. I read your posts and probably think as little about most of them as you clearly think about mine. But in the end we have something in common - Leicester City. I certainly don't need your respect or your friendship.

[Unabomber]

I would tell my job that I won big and say can I keep my job when I blow the lot. They say yeah so I buy them some Barolo from lidl and some milka daim.

Then I'd but buy a single on the Eurostar to Brussels **** about there for a while then go to every European city that I fancy n try n pull some hot birds. Prob buy people drinks. I'd also buy a fast car n drive it for abit then give it to a random.

Prob donate a tenner to foxestalk too.

[Guest]

I would tell my job that I won big and say can I keep my job when I blow the lot. They say yeah so I buy them some Barolo from lidl and some milka daim.

Then I'd but buy a single on the Eurostar to Brussels **** about there for a while then go to every European city that I fancy n try n pull some hot birds. Prob buy people drinks. I'd also buy a fast car n drive it for abit then give it to a random.

Prob donate a tenner to foxestalk too.

 

 

The birds would not be a problem - apparently the Kosovans will do anything for a tenner according to MattP 

[ScouseFox]

Think you need to put C down for yourself Scouse.£3333 PM mortgage £650

food for the family £450

Bills £150( probably underestimated)/

Fuel and car insurance £400

Thats before pensions,life insurance £400

holidays( family of 4 you are talking 3600)£300 Ski £400

Then there is life cover,Sky,community charge£300

School trips etc£50

Leaves £200 for the millionaire lifestyle!

 

yes but as carl the llama said you're trying to live a 50k lifestyle on 50k there. you can survive ("get by") on a 20k lifestyle quite easily on 50k. a cheaper holiday here or there, one less extension on the house, one family car instead of three. less channels on yer tele etc. 

 

i don't really care for this argument as it's not what the thread is about, but the claims that "you need to be earning fifty thousand pounds a year to get by these days" are ludicrous. for a start, without disclosing massive amounts of info, i know my family dont earn anything like that and ive never gone without much. we holidayed in england a few times when i was younger, and we had a shit car for a good ten years but we definitely "got by". 

 

no offence but to put "£3600 for a holiday, £400 for skis" in a budget that was meant to show how to "get by" is quite offensively detached from what i personally would call the "real world". 

 

but clearly people come from difference places, have different backgrounds and have different mentalities regarding things like this. yourself and fif clearly have money and enjoy having/spending/earning it in a cycle that you're used to and in your position now you wouldn't be comfortable living off less than fifty thousand a year. but to claim not many people could is nuts, imo. 

 

I would tell my job that I won big and say can I keep my job when I blow the lot. They say yeah so I buy them some Barolo from lidl and some milka daim.

Then I'd but buy a single on the Eurostar to Brussels **** about there for a while then go to every European city that I fancy n try n pull some hot birds. Prob buy people drinks. I'd also buy a fast car n drive it for abit then give it to a random.

Prob donate a tenner to foxestalk too.

 

agree about the tenner to the forum great shout. 

 

id probs buy a bar and sell nice beers and drink them too and give people like you an mtwg mates rates 

[MPH]

£1m really isn't so much is it?

 

25 years of 40K. You'd have to be over 50 just to be able to stop working.

 

 

 

The interest alone on 1 million pounds, if invested properly, would be several thousand a month. You could live off of the interest alone for the rest of your life and never have to work again!

[Nalis]

I'd put it all on red.

[The Doctor]

Feck it, I'd buy Greece and bank the other 999k.

[cambridgefox]

yes but as carl the llama said you're trying to live a 50k lifestyle on 50k there. you can survive ("get by") on a 20k lifestyle quite easily on 50k. a cheaper holiday here or there, one less extension on the house, one family car instead of three. less channels on yer tele etc. 

 

i don't really care for this argument as it's not what the thread is about, but the claims that "you need to be earning fifty thousand pounds a year to get by these days" are ludicrous. for a start, without disclosing massive amounts of info, i know my family dont earn anything like that and ive never gone without much. we holidayed in england a few times when i was younger, and we had a shit car for a good ten years but we definitely "got by". 

 

no offence but to put "£3600 for a holiday, £400 for skis" in a budget that was meant to show how to "get by" is quite offensively detached from what i personally would call the "real world". 

 

but clearly people come from difference places, have different backgrounds and have different mentalities regarding things like this. yourself and fif clearly have money and enjoy having/spending/earning it in a cycle that you're used to and in your position now you wouldn't be comfortable living off less than fifty thousand a year. but to claim not many people could is nuts, imo. 

 

 

agree about the tenner to the forum great shout. 

 

id probs buy a bar and sell nice beers and drink them too and give people like you an mtwg mates rates

Would I still get a drink Scouse?would Definetely get you one if we ever met up anyway rich or not..im not flash at all or rich.

If I kept my job yeah it would be a real life changer without a doubt,What I'm trying to say is our home income would go down if it was just 40kperhaps struggle was badly worded by myself,what I should have said it wouldn't be a life changer for that income.

When I was first married we didn't have a penny to rub together,honestly.got paid monthly and it was gone in a week on bills mortgage etc many sleepless nights,I do appreciate tough times.

Right if it was a euro million win,I would make all my mates just as rich and tour the world watching sport.why have that lifestyle if you can't share it with mates.FT would get £11.

[cambridgefox]

Right last word on this just read my original post back where I said" I couldn't live on that interest" I omitted the words millionaire lifestyle.

Everyone clear.

[Guest]

The interest alone on 1 million pounds, if invested properly, would be several thousand a month. You could live off of the interest alone for the rest of your life and never have to work again!

That's probably what I'd do. And use the money to travel more see all the places I wanted to and actually spend some decent time in those places rather than a week or two here or there.

[ScouseFox]

yeah deffo there'd be foxestalk rates in my bar. i wanna open a bar one day anyway even if im not a millionaire. 

 

good shout about giving mates money too, wouldn't really enjoy anything rich or poor if you were doing it without your mates really. have to be serious millions to fund all 6/8/10 people though 

[Guest]

Right last word on this just read my original post back where I said" I couldn't live on that interest" I omitted the words millionaire lifestyle.

Everyone clear.

 

I think it was obvious because this is the millionaire thread.

 

Scouse obviously doesn't understand that we're talking about fantasy improvement which it isn't.

 

Euromillions wins are fantasy amounts.

 

I may even buy a low league football club with one.

yeah deffo there'd be foxestalk rates in my bar. i wanna open a bar one day anyway even if im not a millionaire. 

 

good shout about giving mates money too, wouldn't really enjoy anything rich or poor if you were doing it without your mates really. have to be serious millions to fund all 6/8/10 people though 

 

You don't need any more to run a bar. Pubs are crying out for landlords. It's a hard life.

[cambridgefox]

yeah deffo there'd be foxestalk rates in my bar. i wanna open a bar one day anyway even if im not a millionaire. 

 

good shout about giving mates money too, wouldn't really enjoy anything rich or poor if you were doing it without your mates really. have to be serious millions to fund all 6/8/10 people though

different mates, different sports events. Just imagine that. Would your liver hold out for 25 years though, but what a time you would have had.

Made myself look a cvnt by badly worded post but that's me all over. got to go butlers calling.

Ps my Mrs won a bottle of red last night at a Cambridge univ function raffle.told it was worth a bit , looked it up£140 !!!now that is millionaire.what do I do with it,we daren't open it.

[The Blur]

different mates, different sports events. Just imagine that. Would your liver hold out for 25 years though, but what a time you would have had.

Made myself look a cvnt by badly worded post but that's me all over. got to go butlers calling.

Ps my Mrs won a bottle of red last night at a Cambridge univ function raffle.told it was worth a bit , looked it up£140 !!!now that is millionaire.what do I do with it,we daren't open it.

 

 

To be fair, the way you worded your following posts and your general conduct on this forum as whole, we all knew what you really meant.  You don't really make yourself look like a cvnt unlike some. 

[ScouseFox]

different mates, different sports events. Just imagine that. Would your liver hold out for 25 years though, but what a time you would have had.

Made myself look a cvnt by badly worded post but that's me all over. got to go butlers calling.

Ps my Mrs won a bottle of red last night at a Cambridge univ function raffle.told it was worth a bit , looked it up£140 !!!now that is millionaire.what do I do with it,we daren't open it.

 

my mate reckons livers are a myth 

 

haha its cool i see what you meant but we were coming from different angles (ole). one thing im deffo not old enough for is posh wine yet, 2.49 bottle from aldi probs tastes the same as the one you won to me  

[cambridgefox]

To be fair, the way you worded your following posts and your general conduct on this forum as whole, we all knew what you really meant.  You don't really make yourself look like a cvnt unlike some.

Cheers bud, However I've just seen Boy Jones lurking and he might say I've never bought him a drink!!

[BoyJones]

I am sure you would Cambridge if you won a million!

I would keep 200k and travel around the world until I popped my clogs. With my pension that would last 10-15 years. The rest I would give to the ankle biters to make their lives easier. Have to do it sneakily to avoid the taxman. Only thing that would worry me if one of the four got divorced and my daughters in law go half the benefit. Still can't worry about what you can't control.

In truth, Cambridge always gets more than his fair share of drinks and balti pies in! (my first ever yellow face thing, my eldest just showed me how to get extra key boards - never realised how easy it was. Typical old age technophobe)

[BoyJones]

The face hasn't appeared, what have I done wrong!! Back to the drawing board.

[cambridgefox]

The face hasn't appeared, what have I done wrong!! Back to the drawing board.

ive tried and failed too.Are you using an I pad?

[sdb]

Road trip across America

 

Build my own house

 

Go to Waitrose every week

 

Velvety toilet paper

[BoyJones]

Yes mate. It's about 4 years old on its last legs I reckon.

We're booked our hotel Friday night before the Norwich game, what time does your train get in Saturday?

[Kinowe Soorie]

I'd be a fat bastard

[Rob1742]

The interest alone on 1 million pounds, if invested properly, would be several thousand a month. You could live off of the interest alone for the rest of your life and never have to work again!

Interest on £1m would be at most £20,000 a year in a bank account at most, more like £10,000 these days. You then get taxed on money you make.

You could invest it and maybe get £70,000, but then maybe not, dependent on the investment.

You could buy £1m worth of houses and if you are lucky get £50,000 to £60,000 if you have them fully occupied all year round . That is before any management costs and expenses. So maybe say £45,000, again which is taxable.

£1m these days is not a case of leaving it in the bank and living off the interest.

[cambridgefox]

Yes mate. It's about 4 years old on its last legs I reckon.

We're booked our hotel Friday night before the Norwich game, what time does your train get in Saturday?

12.16 You sorted then?

[Captain...]

Interest on £1m would be at most £20,000 a year in a bank account at most, more like £10,000 these days. You then get taxed on money you make.

You could invest it and maybe get £70,000, but then maybe not, dependent on the investment.

You could buy £1m worth of houses and if you are lucky get £50,000 to £60,000 if you have them fully occupied all year round . That is before any management costs and expenses. So maybe say £45,000, again which is taxable.

£1m these days is not a case of leaving it in the bank and living off the interest.

You wouldn't stick a million in your Barclays saver account, if you wanted to make it work for you, you would pay someone to find the best investment opportunities and best returns, you would put it in high yield bonds or sure thing investments, or you could go a bit riskier and try and make more money.

At the moment the safest thing would be property, buy a fvckload of flats in London pay some agency scum to fill it with spotty students, or young professionals, sit back relax as you get thousands a month for doing fvck all. Or get them all on buy to let mortgages, rent covers mortgage spend the million + rent surplus over twenty years when the money runs out you've paid off the mortgages you can sell them all for triple what you bought them for and hey presto another few million.

The only problem with all of this living off the proceeds and never working again is that that is a lot more expensive than working, imagine how much you would spend if you had an extra 40 hours a week to entertain yourself.