I've been robbed!

[ozleicester]

Are there not lawyers holding money between client accounts? Should be easy to track chits and SWIFT receipts.

 

Yes im sure its not "gone"... but when you look at your bank account and effectively your life savings are not there... you get a little toey  

 

sorry didnt mean to trample on DGs topic  

[Nod.E]

A Mr J. Moss is known to engage in robberies and has been seen in the Leicester area as recently as the weekend.

[VLC86]

Just had a chat with my bank as there were some unusual online spends including £250 from Ocada, £600+ for wine and one other I can't recall how much all in the last few days.

 

Fortunately they were items I've never bought online or in those quantities.

 

Someone has obviously got hold my card details including the number, name and security code. They didn't have to use my pin number.

 

Now I do fair bit of shopping online but mostly to well known companies like Amazon, Ebay but always use my credit card or paypal. I obviously use it in card readers in shops as well.

 

The bank don't seem to have much of clue how they did it but are sending me a new card and have reimbursed me.

 

Anyone else had this and have any idea how it could have happened?

 

sry m8 strugglin to reed after all that wine *hiccup*

[Benji]

Yes im sure its not "gone"... but when you look at your bank account and effectively your life savings are not there... you get a little toey  

 

sorry didnt mean to trample on DGs topic  

I have a similar feeling every Saturday morning.

[VLC86]

In all seriousness it will be from a dodgy website. Check your bank statements back a few months to look for smaller 'test' transactions.

Failing that your Mrs has actually tried to blow a shit load of money on wine.

[davieG]

In all seriousness it will be from a dodgy website. Check your bank statements back a few months to look for smaller 'test' transactions.

Failing that your Mrs has actually tried to blow a shit load of money on wine.

The problem is bank statements are so minimal and vague in their descriptions of where the money went.

[VLC86]

The problem is bank statements are so minimal and vague in their descriptions of where the money went.

 

If you go into your bank they should be able to get a little bit more info like exactly what time it was done etc but it would normally be to somewhere like iTunes.

[Guest kristianity77]

I had the same thing happen to me a while back and it turns out that somehow I had a keylogger on my PC.  I'm meticulous with checking for viruses / malware and I won't open any email that hasn't come from somewhere I know or expect but somehow it got through.

 

They ended up spending a small fortune on Play.com with my details.  Didn't take long to get my money back however so no complaints.

[MC Prussian]

I heard similar stories from people staying at hotels in the London area, where staff abuse customer's credit card information at their own benefit.

 

Do you remember using that particular credit card recently - were there instances where you had to hand the card over to an employee?

[separator]

There was the guy at a petrol station in Houghton on the Hill who took to cloning cards, it was in 2008 but I'm sure it still happens.

 

http://www.dailymail.co.uk/news/article-1041833/Village-scammed-Garage-worker-emptied-hundreds-bank-accounts-cloning-neighbours-cards.html

[DANGEROUS TIGER]

Just had a chat with my bank as there were some unusual online spends including £250 from Ocada, £600+ for wine and one other I can't recall how much all in the last few days.

 

Fortunately they were items I've never bought online or in those quantities.

 

Someone has obviously got hold my card details including the number, name and security code. They didn't have to use my pin number.

 

Now I do fair bit of shopping online but mostly to well known companies like Amazon, Ebay but always use my credit card or paypal. I obviously use it in card readers in shops as well.

 

The bank don't seem to have much of clue how they did it but are sending me a new card and have reimbursed me.

 

Anyone else had this and have any idea how it could have happened?

 

Just had a chat with my bank as there were some unusual online spends including £250 from Ocada, £600+ for wine and one other I can't recall how much all in the last few days.

 

Fortunately they were items I've never bought online or in those quantities.

 

Someone has obviously got hold my card details including the number, name and security code. They didn't have to use my pin number.

 

Now I do fair bit of shopping online but mostly to well known companies like Amazon, Ebay but always use my credit card or paypal. I obviously use it in card readers in shops as well.

 

The bank don't seem to have much of clue how they did it but are sending me a new card and have reimbursed me.

 

Anyone else had this and have any idea how it could have happened?

This has just happened to me. Pay Pal took £825 from my account, for musical equipment. They investigated it and I got my money back five days later. No reason or apology given. It left me overdrawn for those days. The bank took £30 charges for this, although they have now agreed to refund me, but it left me £70 out of pocket. I wanted to stop the payment coming out of my account, and rang the only number I could find at the cost of £1.50 per minute. After speaking the three different banking departments. I was eventually told they could not stop the payment going through, without cancelling all my other existing Pay Pal payments, which would have caused all sorts of other problems.

 

So I am £70 out of pocket, with no reason,or apology given!

 

I am bloody well fuming

[potter3]

Also got a call from Nationwide about someone trying to spent £600 or so on my card in America a few years ago, they blocked it before it even went through since it seemed suspicious. I'd like to imagine I'm quite well versed in internet safety so not sure where they got my details from.

[VLC86]

Also got a call from Nationwide about someone trying to spent £600 or so on my card in America a few years ago, they blocked it before it even went through since it seemed suspicious. I'd like to imagine I'm quite well versed in internet safety so not sure where they got my details from.

Wouldn't bother racking your brain, it happens, banks detect some and if not they refund it as long as you haven't been really stupid. Keep your details to yourself and you are fine.

[Rincewind]

the other year when I went on holiday I draw a couple of  hundred out of a cashpoint to keep me going for a couple of days. This was at the Clock Tower area. By the time  I got to Hotel Street i had a call from Santander asking me for security details as they had noticed an unusual withdrawal from my account. I suppose I should be grateful but I had shopping bags and trying to remember my details whilst walking. Got it sorted in the end.  Nice to have a bank that react quickly though.

Lost my bank card the other day. Had to go in and report it missing and order another. Well really I had a spare one which the  3 digit SC had faded on the back and never knew the pincode and they have ordered a replacement for that. Checked my balance and it was ok.

The thing is I also used it in the Kings Head without having to do the pin. I am allowed £20. I've been places and had to enter a pin for less than £10.

[Saxondale]

My card got done a few years ago. I checked my online banking and by chance noticed a £15 transaction for O2 (who I have never used).

 

Called my bank and they immediately stopped my card and set me a form to officially report the fraud before swiftly refunding my money.

 

99% sure my card got cloned at a dodgy cashpoint in a questionable 'international foods' shop on Alfreton Rd in Nottingham. Remember feeling reluctant to use the cashpoint at the time but didn't really have an option (without walking a long way).

[BoyJones]

I heard similar stories from people staying at hotels in the London area, where staff abuse customer's credit card information at their own benefit.

 

Do you remember using that particular credit card recently - were there instances where you had to hand the card over to an employee?

Never hand your hotel room key card back to reception when leaving.

For the last 10 years or so I have always taken mine home and destroyed it myself, since I heard it can contain card details. Might be rubbish, but why take the chance.

[Webbo]

I just nearly got caught. I had an email from talktalk telling me I was about to be cut off and I had to update my card details. I'd nearly filled out the form before it occurred to me that it might be a scam, so I rang them up. The robbing bastards, the emails were identical to type I normally get.

[DillonLive]

Nowadays, scammers are everywhere. So always secure your accounts and as much as possible avoid using your card details when buying online. They even sending fraud emails that may confuse you because it's almost the same with your bank.

[davieG]

Nowadays, scammers are everywhere. So always secure your accounts and as much as possible avoid using your card details when buying online. They even sending fraud emails that may confuse you because it's almost the same with your bank.

How can you buy online without giving your card details?

[Webbo]

How can you buy online without giving your card details?

Paypal, although not every site uses that.

[davieG]

Paypal, although not every site uses that.

Which I use but difficult to avoid using your card. Although I do try to use a credit card if no PayPal but not every site will accept them or charge a premium.

 

The sites and banks should make more effort to ensure they are secure

[Parafox]

I had a window pop up recently when trying to buy online which was a "Verified by Visa" thing asking me to enter my details of bank account number, sort code, expiry date, security number and my date of birth.

 

I was suspicious as this seemed a lot of information to hand over so I checked online and it appears that this is a genuine pop-up from some banks but there have been issues as it has caused concern and confusion from customers who think it's a scam.

 

I didn't take the chance and went to a different online supplier who used paypal.

 

On a similar yet different topic; we had someone go into our attached garage over the weekend and steal a Wii console, a 5 a side football, 4 bottles of lager and an Ikea bag to carry them in.

 

Seems odd that they didn't take various power tools, a Karcher washer, record decks, sound mixer and other more valuable items.

[johnny the fox]

Just had a chat with my bank as there were some unusual online spends including £250 from Ocada, £600+ for wine and one other I can't recall how much all in the last few days.

 

Fortunately they were items I've never bought online or in those quantities.

 

Someone has obviously got hold my card details including the number, name and security code. They didn't have to use my pin number.

 

Now I do fair bit of shopping online but mostly to well known companies like Amazon, Ebay but always use my credit card or paypal. I obviously use it in card readers in shops as well.

 

The bank don't seem to have much of clue how they did it but are sending me a new card and have reimbursed me.

 

Anyone else had this and have any idea how it could have happened?

A couple of years ago i sat watching my paypal account having £49 debits taken out every minute.. so that is not even safe...