Bluefoxtim Posted 17 December 2007 Posted 17 December 2007 How would I be able to afford this? According to some websites it will cost around £800 a month in halls - inc food etc You get a loan of around £3500...the total fee for that year £800 x 9 months = £7200 £7200 - £3500 = £3200 that you need to find... I get £250 a month doing 12 hours a week = £2250 £3200 - £2250 = about £1000 £1000 still to find plus the loan to pay back
Stevosevic Posted 17 December 2007 Posted 17 December 2007 How would I be able to afford this?According to some websites it will cost around £800 a month in halls - inc food etc You get a loan of around £3500...the total fee for that year £800 x 9 months = £7200 £7200 - £3500 = £3200 that you need to find... I get £250 a month doing 12 hours a week = £2250 £3200 - £2250 = about £1000 £1000 still to find plus the loan to pay back Which uni charges £800 a month? I pay £2100 for 42 weeks in self catered.
Phube Posted 17 December 2007 Posted 17 December 2007 I got a Grant!!!! But then I'm old... and they had them back then!!!
Bluefoxtim Posted 17 December 2007 Author Posted 17 December 2007 Which uni charges £800 a month?I pay £2100 for 42 weeks in self catered. The £800 a month is meant to cover all expenses (clothes, phone, food, etc)
Phube Posted 17 December 2007 Posted 17 December 2007 The £800 a month is meant to cover all expenses (clothes, phone, food, etc) ALL the essentials!!!!
Bluefoxtim Posted 17 December 2007 Author Posted 17 December 2007 What am I talking about? You get a grant as well - about £2,500 I believe.
James. Posted 17 December 2007 Posted 17 December 2007 You can't afford it. That's the point. I certainly couldn't afford it. That's why I came out with over £20,000 of debt (I had a bloody good time spending that though). Enjoy.
The People's Hero Posted 17 December 2007 Posted 17 December 2007 You can't afford it. That's the point.I certainly couldn't afford it. That's why I came out with over £20,000 of debt (I had a bloody good time spending that though). Enjoy. It's debt but it's not real debt. Or so I keep telling myself. If you can't touch it, it's not real money.
Wasyls Pec Deck Posted 17 December 2007 Posted 17 December 2007 I was very fortunate having just paid my loan off... (£9700), however I'd strongly suggest that the financial burden shouldn't put any one off. You don't just acquire a degree that ultimately gives you more opportunties (a lot more so if you didn't get one).... I'm such a better person than when I started, plus I had a bloody good time!! When I compare myself to mates that didn't go to uni, who got a job with little/no prospects on relatively poor pay...no thanks not for me. I'm gonna use my degree sometime next year though...cus I'm setting off on a 9 month travelling jolly on Jan 16th...wooo wooo. Basically, don't the finances side put you off...even if you work for a year before and put money aside. The benefits massively outweigh the negatives in my opinion
General Smuts Posted 17 December 2007 Posted 17 December 2007 One word OVERDRAFT! Im up to my eyeballs in debt and loving spending it. You'll love it matey!!!
coale39 Posted 17 December 2007 Posted 17 December 2007 How would I be able to afford this?According to some websites it will cost around £800 a month in halls - inc food etc You get a loan of around £3500...the total fee for that year £800 x 9 months = £7200 £7200 - £3500 = £3200 that you need to find... I get £250 a month doing 12 hours a week = £2250 £3200 - £2250 = about £1000 £1000 still to find plus the loan to pay back You could live in a good place and having takeaways every night for half that. On whether to go uni or not, I always feel sorry for people that dont go. They have missed a great experience.
James. Posted 17 December 2007 Posted 17 December 2007 One word OVERDRAFT!Im up to my eyeballs in debt and loving spending it. You'll love it matey!!! Overdrafts were so good I got myself another one when I was a student. Maxed out Barclays then bowled into Lloyds in the summer after my first year and walked out with £1500 interest free.
General Smuts Posted 17 December 2007 Posted 17 December 2007 Overdrafts were so good I got myself another one when I was a student. Maxed out Barclays then bowled into Lloyds in the summer after my first year and walked out with £1500 interest free. The 2 greatest words in the english dictionary.
General Smuts Posted 17 December 2007 Posted 17 December 2007 In the words of your good self - Snigger
Monk Posted 18 December 2007 Posted 18 December 2007 I was very lucky to get a fair amount of help off my parents when I went to Uni. However I would say that to reduce your living costs try to go to a uni in a cheaper city. Loughborough is a good uni and a very very cheap place to live. for example. Other ideas, get an evening job. Certainly wouldn't worry about it interfering with uni work in your first year - you can do pretty well with minimal work, unless you're studying molecular biology or something.
Lord Nibblington Posted 18 December 2007 Posted 18 December 2007 The only thing that is missing is some kind of funky hat!
Daggers Posted 18 December 2007 Posted 18 December 2007 I was very lucky to get a fair amount of help off my parents when I went to Uni. However I would say that to reduce your living costs try to go to a uni in a cheaper city. Loughborough is a good uni and a very very cheap place to live. for example.Other ideas, get an evening job. Certainly wouldn't worry about it interfering with uni work in your first year - you can do pretty well with minimal work, unless you're studying molecular biology or something. Leeds - cheapest student City according to a recent survey that I can't be arsed to find. I'm amazed though considering Sunderland consists entirely of £1 shops.
Tommy G Posted 18 December 2007 Posted 18 December 2007 I was very fortunate having just paid my loan off... (£9700), however I'd strongly suggest that the financial burden shouldn't put any one off. You don't just acquire a degree that ultimately gives you more opportunties (a lot more so if you didn't get one).... I'm such a better person than when I started, plus I had a bloody good time!! When I compare myself to mates that didn't go to uni, who got a job with little/no prospects on relatively poor pay...no thanks not for me.I'm gonna use my degree sometime next year though...cus I'm setting off on a 9 month travelling jolly on Jan 16th...wooo wooo. Basically, don't the finances side put you off...even if you work for a year before and put money aside. The benefits massively outweigh the negatives in my opinion I don't agree with the majority of that post. I've got a decent job and I didnt go to uni. When my mates finish Uni I will have a better Job which is better paid than most of them. Plus 3/4 years ahead of them in earning terms, and also 3 years working experience of a full time Job. On top of two years part time Job whilst studying for my A levels. Uni is by no means for everyone, but don't let people Bullshit you into thinking ''You can only get a good job if you go to Uni bla bla bla'' There are plenty of Junior Dr's coming out of uni and cant get a job, along with countless physiotherapists etc. School during 6th form will try and pull the cotton wool of your eyes and insist you go to Uni, thankfully I didnt fall for that. People who do degree's for the sake of it because they can't think of what to do with their life for the next three years annoy me, or the fact they couldn't face full time work. Hmmm lets do a degree in Media studies/golf/film management/mickey mouse studies. Complete waste of time and money. Back to affording uni, I'm sure you dont have to pay off any of your debt until you earn over 17K? thats if you manage to earn that much..
James. Posted 18 December 2007 Posted 18 December 2007 I don't agree with the majority of that post. I've got a decent job and I didnt go to uni. When my mates finish Uni I will have a better Job which is better paid than most of them. Plus 3/4 years ahead of them in earning terms, and also 3 years working experience of a full time Job. On top of two years part time Job whilst studying for my A levels. Uni is by no means for everyone, but don't let people Bullshit you into thinking ''You can only get a good job if you go to Uni bla bla bla'' There are plenty of Junior Dr's coming out of uni and cant get a job, along with countless physiotherapists etc. School during 6th form will try and pull the cotton wool of your eyes and insist you go to Uni, thankfully I didnt fall for that. People who do degree's for the sake of it because they can't think of what to do with their life for the next three years annoy me, or the fact they couldn't face full time work. Hmmm lets do a degree in Media studies/golf/film management/mickey mouse studies. Complete waste of time and money. Back to affording uni, I'm sure you dont have to pay off any of your debt until you earn over 17K? thats if you manage to earn that much.. University is about much more than what job you get at the end of it.
Monk Posted 18 December 2007 Posted 18 December 2007 I don't agree with the majority of that post. I've got a decent job and I didnt go to uni. When my mates finish Uni I will have a better Job which is better paid than most of them. Plus 3/4 years ahead of them in earning terms, and also 3 years working experience of a full time Job. On top of two years part time Job whilst studying for my A levels. Uni is by no means for everyone, but don't let people Bullshit you into thinking ''You can only get a good job if you go to Uni bla bla bla'' There are plenty of Junior Dr's coming out of uni and cant get a job, along with countless physiotherapists etc. School during 6th form will try and pull the cotton wool of your eyes and insist you go to Uni, thankfully I didnt fall for that. People who do degree's for the sake of it because they can't think of what to do with their life for the next three years annoy me, or the fact they couldn't face full time work. Hmmm lets do a degree in Media studies/golf/film management/mickey mouse studies. Complete waste of time and money. Back to affording uni, I'm sure you dont have to pay off any of your debt until you earn over 17K? thats if you manage to earn that much.. Yes, thats one side of the coin... there are a good number of people who qualify by experience and do well, similarly I know a lot of people who should never have gone to Uni, and who either got a shit degree or dropped out. If you want to have a good job with a multinational company its certainly not easy to do it without a degree. I certainly wouldn't be where I am now without my degree, and from an experience perspective I wouldn't swap it for anything. In fact 2 years on I'm considering going back to uni, not so I can earn more money but so I can broaden my horizons. Its a personal decision for everyone, and I certainly don't think people should go to Uni by default.
Monk Posted 18 December 2007 Posted 18 December 2007 University is about much more than what job you get at the end of it. I think JTB would concur with me that uni was worth it. If I didnt I would be training as an accountant or financial advisor in Leicestershire, which is not bad, and I would be on OK money, but less than half what I'm on now, definitely.
Master Fox Posted 18 December 2007 Posted 18 December 2007 I think JTB would concur with me that uni was worth it. If I didnt I would be training as an accountant or financial advisor in Leicestershire, which is not bad, and I would be on OK money, but less than half what I'm on now, definitely. What is it that you do Monk if you don't mind me asking?
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