Strokes Posted 31 May 2013 Posted 31 May 2013 http://www.bbc.co.uk/news/business-22623964Wow thats depressed me
jonthefox Posted 31 May 2013 Posted 31 May 2013 And i moan about being skint sometimes.At least my kids can eat.
ealingfox Posted 31 May 2013 Posted 31 May 2013 Not sure where the balance between laughing at Nottingham and having compassion for your fellow man is here.
RobHawk Posted 31 May 2013 Posted 31 May 2013 All im going to say is that loan sharks are scum! Remember if you take money from them they are in the wrong and not you! Anyone aware of loan sharks or having trouble with loan sharks should report them immediately to the illegal money lending team. (see below) " Report a loan shark In EnglandIllegal Money Lending Team - England[email protected]0300 555 2222Available 24 hours Text LOAN SHARK and the lender’s details to 60003 In WalesWales Illegal Money Lending Unit[email protected]0300 123 331124 hoursText LOAN SHARK and the lender’s details to 60003 In ScotlandIllegal Money Lending Team - Scotland[email protected]0141 2876 655 In Northern IrelandTrading Standards Consumerline - Northern Irelandwww.consumerline.org0300 123 6262 Check to see if a lender is licensedYou can check to see what companies have a licence. Consumer Credit Register 020 7211 8608Monday to Friday 9:30am to 4pm Consumer Credit Register"
Finnegan Posted 31 May 2013 Posted 31 May 2013 Not sure where the balance between laughing at Nottingham and having compassion for your fellow man is here. I'd be amazed if Leicester, Coventry or Derby would be far behind. I'm pretty sure stats in the last couple of years had St Matts as one of the poorest places in the country.
MooseBreath Posted 31 May 2013 Posted 31 May 2013 How can the average income per household be £16k after tax and including benefits when the average salary is about £25k? It would take a huge number of households without a single worker to drag the household income down that low. Oh wait, I guess I just answered my own question. The average salary only includes people who actually go to work and doesn't include the apparently monumental number of people without a job but who still get their own house with which to form a household.
Finnegan Posted 31 May 2013 Posted 31 May 2013 How many people living on any estate do you think are going to be earning 25k even if they are working? You're not from this planet.
Vacamion Posted 31 May 2013 Posted 31 May 2013 How can the average income per household be £16k after tax and including benefits when the average salary is about £25k? It would take a huge number of households without a single worker to drag the household income down that low. Oh wait, I guess I just answered my own question. The average salary only includes people who actually go to work and doesn't include the apparently monumental number of people without a job but who still get their own house with which to form a household. The "£25k average" takes into account the city slickers in London earning squillions for moving pretend money around, as well as the people on min wage. I bet most of the people in poor areas are the latter.
MooseBreath Posted 31 May 2013 Posted 31 May 2013 How many people living on any estate do you think are going to be earning 25k even if they are working? You're not from this planet. The £16k average is nationwide. Average in Nottingham is much less at £10k.Considering the average salary is £26k nationwide and about £22k outside London, and considering you'd expect each household to have at least one worker, I'm just surprised at the difference between the two numbers. In reality a lot of households have more than one worker, some have several. If the average number of workers per household is say 1.3 (which should be a conservative estimate), and the average salary is £26k then I think it's reasonable to assume that the average income per household should be £26k * 1.3 which is approx £34k. The fact that the actual figure is less than half of that is surprising. Clearly my numbers are wrong and specifically the workers per household figure, which needs to be about 0.5 to work out correctly. Considering some households have several workers, can you believe that many more than half of the households in this country don't contain a single person who has a job?
Rincewind Posted 31 May 2013 Posted 31 May 2013 A salary is what you get for working so the unemployed would not be included. I'm not surprised by the report but if I posted it there would be cries of left wing propaganda. Recently David Cameron visited a food bank but no cameras were allowed. Nuff said from me.
leicsmac Posted 31 May 2013 Posted 31 May 2013 The £16k average is nationwide. Average in Nottingham is much less at £10k. Considering the average salary is £26k nationwide and about £22k outside London, and considering you'd expect each household to have at least one worker, I'm just surprised at the difference between the two numbers. In reality a lot of households have more than one worker, some have several. If the average number of workers per household is say 1.3 (which should be a conservative estimate), and the average salary is £26k then I think it's reasonable to assume that the average income per household should be £26k * 1.3 which is approx £34k. The fact that the actual figure is less than half of that is surprising. Clearly my numbers are wrong and specifically the workers per household figure, which needs to be about 0.5 to work out correctly. Considering some households have several workers, can you believe that many more than half of the households in this country don't contain a single person who has a job? I'm sure that's the mean average, but I'd love to see a median analysis of those figures and see how much it is skewed by the very top echelons making high 6/low 7-figure sums per year. From what I can tell, most graduate jobs offer around 22-24k as a starting salary, but I can't imagine your Average Joe working in a call centre/supermarket/restaurant/other kind of retail is going to make that much. And I'm also pretty sure non-graduate jobs still outweigh graduate jobs heavily in this country.
Rincewind Posted 31 May 2013 Posted 31 May 2013 The number of( working) people claiming hardship payment has risen in the last couple of years and since caps were put on benefits. Fuel and food prices have risen. Benefits do not include anything towards heating or food. I'm sure those that earn 15k-25k with mortgages have also been hit by the cost of living so imagine what it is like for those on minimum wage.
MooseBreath Posted 31 May 2013 Posted 31 May 2013 I'm sure that's the mean average, but I'd love to see a median analysis of those figures and see how much it is skewed by the very top echelons making high 6/low 7-figure sums per year. From what I can tell, most graduate jobs offer around 22-24k as a starting salary, but I can't imagine your Average Joe working in a call centre/supermarket/restaurant/other kind of retail is going to make that much. And I'm also pretty sure non-graduate jobs still outweigh graduate jobs heavily in this country. Don't doubt it, all that does is push the workers per household figure down further. I reckon unemployment in this country is much higher than the headline figures
leicsmac Posted 31 May 2013 Posted 31 May 2013 Don't doubt it, all that does is push the workers per household figure down further. I reckon unemployment in this country is much higher than the headline figures I think you're dead right on that.
Rincewind Posted 31 May 2013 Posted 31 May 2013 Don't doubt it, all that does is push the workers per household figure down further. I reckon unemployment in this country is much higher than the headline figures Work programmes, sanctions and ways benefits are paid are putting a different slant on the figures. It is costing the Government more with hardship payments than before. There are families struggling to pay mortgages. It is hitting most people but sometimes I wonder if those in piower really have a grip on reality and what is happening in the country.
Guest MattP Posted 31 May 2013 Posted 31 May 2013 A salary is what you get for working so the unemployed would not be included. I'm not surprised by the report but if I posted it there would be cries of left wing propaganda. Recently David Cameron visited a food bank but no cameras were allowed. Nuff said from me. How can we be sure he did then?
Fox92 Posted 31 May 2013 Posted 31 May 2013 How can we be sure he did then? You know what Cameron's like, he probably didn't. Isn't he on holiday at the minute soon after a terrorist attack?
Guest MattP Posted 31 May 2013 Posted 31 May 2013 You know what Cameron's like, he probably didn't. Isn't he on holiday at the minute soon after a terrorist attack? He is, in Ibiza. I don't think that's what Churchill meant when he said 'fight them on the beaches'.
Harry - LCFC Posted 31 May 2013 Posted 31 May 2013 Don't doubt it, all that does is push the workers per household figure down further. I reckon unemployment in this country is much higher than the headline figures One of the pressing problems about unemployment in the UK right now is 'underemployment' when people have jobs but aren't getting the hours they want. Part time and zero-hour contracts are very common at the moment. All these people are counted as employed but aren't earning much. This is why the unemployment rate is so low right now. In most recessions it's been much higher because those who are underemployed now would have been left without a job. The underemployment rate (those out of work + the additional hours that those in work would like to have) is 10% at the moment i.e. one in ten British workers would like more hours.
Rincewind Posted 31 May 2013 Posted 31 May 2013 The drop in wages if your employer cuts your hours can have dire outcomes on some families. Even those who are pretty comfortable. It's OK saying don't have Sky etc but the contract may be a fixed term which they would lose out if cancelled. Add to this parents who are paying for their kids phones I pads Xbox's etc the income does not match the out going They may think Oh it's only short term things will pick up but when the increased energy bill arrives and a payment is due for that holiday of a lifetime in the Bahamas the family may feel the pinch. Not everyone is an expert in money management. That is why finance advisers and money lenders do so well. Enough of this doom and gloom. Can anyone see that sun cloud on the horizon?
MooseBreath Posted 31 May 2013 Posted 31 May 2013 Plenty of sun on the horizon for anyone willing to work hard and keep up to date with current in demand skills. If you're expecting everything handed to you on a plate then you can forget it. Life doesn't work like that and never has.
Finnegan Posted 31 May 2013 Posted 31 May 2013 Plenty of sun on the horizon for anyone willing to work hard and keep up to date with current in demand skills. If you're expecting everything handed to you on a plate then you can forget it. Life doesn't work like that and never has. Ladies and gentlemen, Andrew Ryan!
MooseBreath Posted 31 May 2013 Posted 31 May 2013 Ladies and gentlemen, Andrew Ryan! No idea who Andrew Ryan is. I'll just assume he makes for a hilarious topical jibe and have a good old giggle anyway.
Rincewind Posted 31 May 2013 Posted 31 May 2013 I don't think it's a case of having things handed on a plate. If somebody left school at 16, did an apprentice as a tradesman worked 40 years for the same company ending up in management then find out he's being made redundant because the industry he's in has moved to China what choices does he have? If you work full time and overtime there is not a lot of time left to train up for trades that are nothing to do with the job he's doing. Extreme example maybe but things are not as simple as black and white. There are shades of grey too.
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