Houses

[m4DD0gg]

27 minutes ago, Finnegan said:

I work in social housing with a background in repairs and the above is rubbish. 

 

We see some horrors yeah but "majority" is ridiculous hyperbole. 

Exactly my point........yes there are good ones but the bad ones are fking awful and are getting consistently worse. There are parts of Corby that are so bad you truly have to see it to believe it and thats slap bang in the middle of new build estates.

[Rob1742]

6 hours ago, Izzy Muzzett said:

We've been considering a new build for our next move. But having read this, you've put me right off the idea

Thanks mate 

Purchased a dozen new builds in the last 18 months, all been perfectly fine. Renting them out and have had very few issues. 

 

 

 

[Costock_Fox]

9 hours ago, pSinatra said:

 

Congratulations on leaving Cosby.

 

I live in Cosby now & I find the place strange.  It seems that people who were brought up here never leave.  The sign for Cosby should read like the one for Royston Vasey....."You'll Never Leave". 

 

Several generations of the same family all living within half a mile of each other.  My missus is from Cosby & her parents lived just round the the corner.  There were literally 3 houses between them.  You could hold a conversation from each other's back garden.

 

I live smack in the middle of the village.  We have the brook, some ducks, a decent chippy & a reasonable pub.  It's quite pleasant, but venture 500 yards in any direction & you could be in any suburban village, anywhere in England.  I find it all a little stuck up & the locals seem to think Cosby is the dog's danglers.  I've never really understood why?

 

 

It was either prison/rehab or leave Cosby .

 

Its a nice place just nothing to do growing up there hence the above but yeah a fair few people stuck up their own arses there.

 

I would live there again now though.

[Costock_Fox]

3 hours ago, m4DD0gg said:

Exactly my point........yes there are good ones but the bad ones are fking awful and are getting consistently worse. There are parts of Corby that are so bad you truly have to see it to believe it and thats slap bang in the middle of new build estates.

I work in Corby at the minute and you don't have to see it to believe it  I believe don't worry.

 

I live next to social housing on one side and a 4 bed detached on the other and I will give you one guess which houses a pair of chavy ***** and which has a nice young couple.

[simFox]

On 26/07/2017 at 14:58, Adster said:

Yeah no offence to anyone living in Barwell/Shilton but I've been both places plenty of times and both places are not great I'd rather not have my eventually children go to their schools also. I hope that doesn't sound too bad

 

You actually might want to check the school's out before you assume that. You will be surprised.

 

Primary schools

Barwell are rated outstanding (1) or good (2). Burbage schools are 2 and 3. Shilton are 2 and 3.

 

So much for Burbage.

 

https://www.compare-school-performance.service.gov.uk/find-a-school-in-england-beta?radius=5&schoollevel=IsPrimary&searchtype=search-by-location&keywords=Barwell&LocationCoordinates=&selectionState=0%2C0%2C0%2C0&orderby=&tab=map

 

 

[simFox]

9 hours ago, m4DD0gg said:

Haha i dont have an issue i am talking from experience. Yes there is without a doubt people who do need them.

 

However the majority of those who are in social housing are scumbags. There are a lot of housing associations now who have to send security guards out with their contractors to fix things at social houses for the protection of these employees. I have seen shops, businesses, recreation areas, old people homes and even nhs buildings heavily vandalized which are close to new build areas and there have been a number of successful prosecutions against those who come from these areas.

 

Ask yourself if you had scrimped and saved and managed to afford a mortgage on a new house and you end up opposite some of these scummers, how would you feel? 

Well the idea is that we don't put them all together and generate slum areas, those areas can be a problem not only to the immediate area but are wider reaching. I do agree to a point, but I understand both sides.

 

House builders will generally agree to the quota then negotiate it down anyway, councils have targets to meet so cave in easily, builders get more profit that way.

 

Generally, you might find the houses at the front of the estate are a bit better than the last ones. Where cost and schedule got tighter!

 

Don't discount all new builds. Mine is 2008, on a plot of 3 built to a very high standard by an independent. But yes, the larger companies may cut corners due to budget and schedule.

 

Personally, I don't like the parking arrangements on the bigger estates for one. There's some good planning points and conflicting ones, but the policy's, local and national are open to interpretation and bent towards the councils targets anyway.

 

It's a cut throat business.

[Adster]

1 hour ago, Ian996 said:

You actually might want to check the school's out before you assume that. You will be surprised.

 

Primary schools

Barwell are rated outstanding (1) or good (2). Burbage schools are 2 and 3. Shilton are 2 and 3.

 

So much for Burbage.

 

https://www.compare-school-performance.service.gov.uk/find-a-school-in-england-beta?radius=5&schoollevel=IsPrimary&searchtype=search-by-location&keywords=Barwell&LocationCoordinates=&selectionState=0%2C0%2C0%2C0&orderby=&tab=map

 

 

Not really going to argue, but the quality of children and their personalities aren't all really based on a single Ofsted rating that is judged solely on one/two visits to a school. 

 

Each to their own though. 

[simFox]

7 hours ago, Adster said:

Not really going to argue, but the quality of children and their personalities aren't all really based on a single Ofsted rating that is judged solely on one/two visits to a school. 

 

Each to their own though. 

Quite, Barwell primary has been outstanding for years. It's not just one visit. Unless you know all the kids that attend those schools your just making assumptions.

 

If your budget places you in the slums then I suppose you've got to decide which is the better slum.

[syston_fox]

Found the perfect house for us.... But no real interest in ours. Genuinely shocked at the fact that we've only had one viewing in two weeks on the market. There's some bloody road works blocking the entrance to our street which are there for 5 weeks but wouldn't have expected that to cause a huge impact. Normally syston properties are snapped up so quickly and the price is reasonable compared to what else is around and sold recently. So demoralizing when you have found your perfect house and can't act on it! No doubt will be snapped up in the next few days and suddenly we'll have viewings! 

[Bayfox]

1 hour ago, syston_fox said:

Found the perfect house for us.... But no real interest in ours. Genuinely shocked at the fact that we've only had one viewing in two weeks on the market. There's some bloody road works blocking the entrance to our street which are there for 5 weeks but wouldn't have expected that to cause a huge impact. Normally syston properties are snapped up so quickly and the price is reasonable compared to what else is around and sold recently. So demoralizing when you have found your perfect house and can't act on it! No doubt will be snapped up in the next few days and suddenly we'll have viewings! 

You on millstone lane then?

 

Maybe the new development is putting people off as well.

[syston_fox]

5 hours ago, Bayfox said:

You on millstone lane then?

 

Maybe the new development is putting people off as well.

Yup. 

 

The new development is about done and no more work being done on our side. Couple of bungalows being built privately but they're shooting up now and would be finished before anyone moved in. But I guess it's the first impression and people see roadworks and houses being built and instantly puts them off! 

[Bayfox]

40 minutes ago, syston_fox said:

Yup. 

 

The new development is about done and no more work being done on our side. Couple of bungalows being built privately but they're shooting up now and would be finished before anyone moved in. But I guess it's the first impression and people see roadworks and houses being built and instantly puts them off! 

You sure it's almost done. We brought on the old Rearsby roses and that only 60 plots and that took 2 years plus.

 

Bet the fact that although melton rd being shut the fact you can cut through the estate via millstone is a right pain at the minute

[syston_fox]

5 minutes ago, Bayfox said:

You sure it's almost done. We brought on the old Rearsby roses and that only 60 plots and that took 2 years plus.

 

Bet the fact that although melton rd being shut the fact you can cut through the estate via millstone is a right pain at the minute

Yeah we popped over the other week and think she said they're on the last batch. Either way the ones still being worked on are deep into the estate. We're close to Melton road so we can't see any construction work from where we are. To be fair to David Wilson, it's been pretty painless to live near. Only issues we've had are disruption when the roads have needed digging up. 

 

[Bayfox]

29 minutes ago, syston_fox said:

Yeah we popped over the other week and think she said they're on the last batch. Either way the ones still being worked on are deep into the estate. We're close to Melton road so we can't see any construction work from where we are. To be fair to David Wilson, it's been pretty painless to live near. Only issues we've had are disruption when the roads have needed digging up. 

 

Who's the site foreman if you know. Tom or dave?

 

Who's in the sales office? Claire 

[syston_fox]

39 minutes ago, Bayfox said:

Who's the site foreman if you know. Tom or dave?

 

Who's in the sales office? Claire 

No idea to both. We literally just went in for a nosey round the show home to give us ideas for decorating rather than for buying. We have two young kids so want a bigger garden and as lovely as the DW houses are, the gardens are tiny! 

[The People's Hero]

Got ourselves moved now which was a long and painful (and expensive) process, but we are in.

 

I doubt if anyone cares actually, but I've typed it now. So there.

 

 

[SheppyFox]

One thing I'd have done differently would have been to find out how many renters there were on the street and find out how many said renters were having rent paid by the government. Too many changing faces is a bad thing in my book, living near people that don't work is also a bad thing, if they have issues paying rent they'll be moved on so you will have regularly changing neighbours. We all know how many inconsiderate pieces of shit there are out there too with that regard. (neighbours)

 

Also before you buy, drive by and down the road regularly, it'll help form an accurate opinion.

 

Edited 6 August 2017 by SheppyFox

[HowardsBulletHeader]

Can anyone who has applied for a mortgage recently clear something up for me? 

 

I've heard a few things regarding online gambling and mortgages. One side of the story is that it blows it completely if you have anything on your statements within 12-18 months. Another is that it does impact but not massively, it's providing that you spend within your means and don't increase your spend on gambling.

 

I online gamble regularly during the football season probably between £10-£50 a week it really depends what is on. I bet football mainly, golf (majors only) and very occasionally horses. On average I'd say I spend £20 a week. Thanks.

[Innovindil]

9 minutes ago, HowardsBulletHeader said:

Can anyone who has applied for a mortgage recently clear something up for me? 

 

I've heard a few things regarding online gambling and mortgages. One side of the story is that it blows it completely if you have anything on your statements within 12-18 months. Another is that it does impact but not massively, it's providing that you spend within your means and don't increase your spend on gambling.

 

I online gamble regularly during the football season probably between £10-£50 a week it really depends what is on. I bet football mainly, golf (majors only) and very occasionally horses. On average I'd say I spend £20 a week. Thanks.

I was told by the estate agent that's acting as my broker that it means absolutely sod all. As long as you have a decent credit score and don't miss payments on bills you'll be fine. They target the "problem" gamblers who regularly go into overdrafts or take payday loans to cover gambling losses. 

[Jon the Hat]

On 8/5/2017 at 22:03, The People's Hero said:

Got ourselves moved now which was a long and painful (and expensive) process, but we are in.

 

I doubt if anyone cares actually, but I've typed it now. So there.

 

 

Good work!  After 18 months of arguing I have got the lawn relaid by the developer

[Ashley]

4 hours ago, HowardsBulletHeader said:

Can anyone who has applied for a mortgage recently clear something up for me? 

 

I've heard a few things regarding online gambling and mortgages. One side of the story is that it blows it completely if you have anything on your statements within 12-18 months. Another is that it does impact but not massively, it's providing that you spend within your means and don't increase your spend on gambling.

 

I online gamble regularly during the football season probably between £10-£50 a week it really depends what is on. I bet football mainly, golf (majors only) and very occasionally horses. On average I'd say I spend £20 a week. Thanks.

 

You'll be fine. Who did you apply with?

[goose2010]

4 hours ago, HowardsBulletHeader said:

Can anyone who has applied for a mortgage recently clear something up for me? 

 

I've heard a few things regarding online gambling and mortgages. One side of the story is that it blows it completely if you have anything on your statements within 12-18 months. Another is that it does impact but not massively, it's providing that you spend within your means and don't increase your spend on gambling.

 

I online gamble regularly during the football season probably between £10-£50 a week it really depends what is on. I bet football mainly, golf (majors only) and very occasionally horses. On average I'd say I spend £20 a week. Thanks.

around £200-300 a month goes out of mine on gambling one way or another, and it had absolutely no affect on mine what so ever, you'll be fine

[syston_fox]

Bloody hell things suddenly move fast....

 

1 viewing in 2 weeks and then suddenly three people call up within an hour. We've had an offer accepted on a house we like which is subject to us selling ours so fingers crossed one of these people like it as we're in the same situation as 3 other people. All a race to sell their house first! 

 

Just had a mortgage in principle agreed too - mind numbing 30 minutes that was. Poor chap on the phone must get so fed up doing that all day with all the statements they have to read out to cover their backs.

[Adster]

Another week gone, another week of NO houses up for sale in Hinckley within our price range that meet our criteria.

 

Is the month of August just a poor time to look for a house? Are people more concerned with holidays and stuff that it's a bad time in the year to buy?

 

If I look through the archives on Rightmove back in February (when we didn't have enough to go start making offers), and there were a tonne of houses in Hinckley that were nice and within our budget.

 

Maybe I'm just over reacting..

[m4DD0gg]

On 8/7/2017 at 11:25, HowardsBulletHeader said:

Can anyone who has applied for a mortgage recently clear something up for me? 

 

I've heard a few things regarding online gambling and mortgages. One side of the story is that it blows it completely if you have anything on your statements within 12-18 months. Another is that it does impact but not massively, it's providing that you spend within your means and don't increase your spend on gambling.

 

I online gamble regularly during the football season probably between £10-£50 a week it really depends what is on. I bet football mainly, golf (majors only) and very occasionally horses. On average I'd say I spend £20 a week. Thanks.

You will be fine as long as your credit rating is not dog shit.