Cost of living crisis.

[kenny]

16 minutes ago, FoxyPV said:

Lurpak isn't butter and I'm buying a basic brand.

 

2L of milk is nearly £2 as well

Ah, fair enough.

 

Butter is £1.69 for 250g unless you want west country specially selected, but I tend to find the sea salt crystals annoying?

 

Milk is £1.28 for 2l.

 

Let Tesco charge want they want and go elsewhere would be my suggestion.

[FoyleFox]

1 hour ago, Zear0 said:

British gas EV Tariff I'm on is 7.8p/kWh between 0030-0500. Not got the longest cheap rate and a ballache to get on as they demand proof it's for EV use.

 

Shame I have to suffer BG's garbage service but can't really move as it's cheaper than what I can find elsewhere. 

What rate are you paying outside of those hours? The Octopus EV is 7.5p 23.30 - 05.30.

[dsr-burnley]

9 hours ago, FoxyPV said:

A 450g tub of butter is £6 in Tesco ........

 

A tub?  Are you getting the spreading kind?  That's more expensive.

 

Half a pound of butter is (I think) £1.35 in Farmfoods and two litres of milk is about £1.45.  (Which, strangely enough, is even more than it was in the 1970's when I remember it went above 30p per pint.)

Edited 27 December 2023 by dsr-burnley

[Heathrow fox]

1 minute ago, dsr-burnley said:

A tub?  Are you getting the spreading kind?  That's more expensive.

 

Half a pound of butter is (I think) £1.35 in Farmfoods and two litres of milk is about £1.45.  (Which, strangely enough, is even more than it was in the 1970's when I remember it went above 30p per pint.)

Milks now a loss leader no?

[Foxin_Mad]

On 15/12/2023 at 08:43, ozleicester said:

Capitalism

It's not really Capitalism it's some kind of weird bastardised mess.

 

In proper Capitalism non payment is tough luck, failure of a company is tough luck.

 

In the UK utilities sector, the taxpayer is expected to provide the investment in infrastructure, the taxpayer provides bailouts when companies fail and the shareholders creams profits and leverages debt against any infrastructure! It's absolutely batshit bonkers! 

[Zear0]

9 hours ago, FoyleFox said:

What rate are you paying outside of those hours? The Octopus EV is 7.5p 23.30 - 05.30.

32.032 p per kWh

[ozleicester]

7 hours ago, Foxin_Mad said:

It's not really Capitalism it's some kind of weird bastardised mess.

 

In proper Capitalism non payment is tough luck, failure of a company is tough luck.

 

In the UK utilities sector, the taxpayer is expected to provide the investment in infrastructure, the taxpayer provides bailouts when companies fail and the shareholders creams profits and leverages debt against any infrastructure! It's absolutely batshit bonkers! 

This is capitalism

[Foxin_Mad]

4 hours ago, ozleicester said:

This is capitalism

I dont think a proper capitalist would want to see the state making investment or bailing them out. 

 

If a capitalist company fails to ivest in will be left behind, if it fails to modernise it will be left behind, if it is run badly it will fail. Capitalists accept that no intervention is needed. Its not the states job to invest in or support private companies in a proper capitalist system. In a real capitalist system the state wouldn't be that big to have so much say.

 

Like why are the UK government building EDF a power station? If the UK Government build it they should run it and take the profits not EDF. 

[ozleicester]

2 minutes ago, Foxin_Mad said:

I dont think a proper capitalist would want to see the state making investment or bailing them out. 

But they did/are/continue too.

 

If a capitalist company fails to ivest in will be left behind, if it fails to modernise it will be left behind, if it is run badly it will fail. Capitalists accept that no intervention is needed. Its not the states job to invest in or support private companies in a proper capitalist system. In a real capitalist system the state wouldn't be that big to have so much say.

But they arent/dont

 

Like why are the UK government building EDF a power station? If the UK Government build it they should run it and take the profits not EDF. 

What is a "proper capitalist"?

All of the things you say they want or do.. si not what they are currently doing... right now, this is the capitalist society we live in, banks and major corps are bailed out by government. Public entities like transport, water and power are sold off.

RIGHT NOW... THIS IS CAPITALISM

Its failing, its flawed and it needs to be destroyed.

[Daggers]

11 minutes ago, Foxin_Mad said:

Capitalists accept that no intervention is needed.

History says they absolutely don’t. Experience from all sectors shows they love a bit of socialism and intervention when they need cash quick - even better if they don’t have to repay it. 

[dsr-burnley]

1 hour ago, Foxin_Mad said:

I dont think a proper capitalist would want to see the state making investment or bailing them out. 

 

If a capitalist company fails to ivest in will be left behind, if it fails to modernise it will be left behind, if it is run badly it will fail. Capitalists accept that no intervention is needed. Its not the states job to invest in or support private companies in a proper capitalist system. In a real capitalist system the state wouldn't be that big to have so much say.

 

Like why are the UK government building EDF a power station? If the UK Government build it they should run it and take the profits not EDF. 

That's an extremely narrow view of capitalism.  You can of course argue that a pure capitalist wants no state intervention, and by the same rationale that a pure socialist wants no private ownership of so much as a teddy bear.  But you'd find that most of us (in fact all of us) are somewhere in between.

[HarryDee8]

To help. Metro bank near the clock tower are doing 5.22% easy access bank accounts. I found it on the Martin Lewis website 

[Raj]

18 hours ago, HarryDee8 said:

To help. Metro bank near the clock tower are doing 5.22% easy access bank accounts. I found it on the Martin Lewis website 

Ain't Metro banks on the verge of bankruptcy? No pun intended!

[Zear0]

As long as you keep under 85k in an account it's government guaranteed even if the bank goes down the pan. 

[FoyleFox]

On 27/12/2023 at 08:11, Zear0 said:

32.032 p per kWh

Again, higher than the Octopus rate. You do need to go to a standard variable first as all the better deals are for existing customers but, they'll switch you over pretty quickly. If you switch with a referral code, you get a £50 credit too - code https://share.octopus.energy/new-teal-652

[Zear0]

3 hours ago, FoyleFox said:

Again, higher than the Octopus rate. You do need to go to a standard variable first as all the better deals are for existing customers but, they'll switch you over pretty quickly. If you switch with a referral code, you get a £50 credit too - code https://share.octopus.energy/new-teal-652

I've had a look and the EV Tariff doesn't seem compatible with my charger. 

[FoyleFox]

12 minutes ago, Zear0 said:

I've had a look and the EV Tariff doesn't seem compatible with my charger. 

It's not compatible with ours, but is compatible with the car. What brand EV do you have?

[Zear0]

19 minutes ago, FoyleFox said:

It's not compatible with ours, but is compatible with the car. What brand EV do you have?

Kia E-Niro and a Pod Point Solo charger. Have checked compatibility and it's said "nope". 

[Trav Le Bleu]

I could never afford an EV at the prices they are now, so the thought of people sweating over a few pence per hour is hilarious.

[FoyleFox]

23 minutes ago, Trav Le Bleu said:

I could never afford an EV at the prices they are now, so the thought of people sweating over a few pence per hour is hilarious.

Lots of used EV's are no more expensive than the ICE version or equivalent. Ours was less than the ICE equivalent.

And everyone wants the best deal, even if it's a few pence per K/WH.

[Trav Le Bleu]

5 minutes ago, FoyleFox said:

Lots of used EV's are no more expensive than the ICE version or equivalent. Ours was less than the ICE equivalent.

And everyone wants the best deal, even if it's a few pence per K/WH.

I couldn't afford a car that new.

 

Lots of people can't. And saving a few pennies per hour... they still won't be able to.

 

The cost of charging an EV is very tragic. 

 

First World Problems.

[FoyleFox]

4 minutes ago, Trav Le Bleu said:

I couldn't afford a car that new.

 

Lots of people can't. And saving a few pennies per hour... they still won't be able to.

 

The cost of charging an EV is very tragic. 

 

First World Problems.

A topic to be ignored, if it's not relevant to you, then. It is, however, useful for some posters.

[Zear0]

20 minutes ago, Trav Le Bleu said:

I couldn't afford a car that new.

 

Lots of people can't. And saving a few pennies per hour... they still won't be able to.

 

The cost of charging an EV is very tragic. 

 

First World Problems.

No shame in people saving money and offerings tips to others where they can. 

[Robo61]

2 hours ago, Trav Le Bleu said:

I could never afford an EV at the prices they are now, so the thought of people sweating over a few pence per hour is hilarious.

Those "few pence" will save me in the region of £400 over the next year. As my nan used to say, look after the pennies etc.

[Trav Le Bleu]

2 hours ago, FoyleFox said:

A topic to be ignored, if it's not relevant to you, then. It is, however, useful for some posters.

So essentially the less well off shouldn't bother trying to save money? Weird.  I think you miss my point.

 

Often those who are less well off, can't afford the extra money that is required to save money. 

 

I'm not saying this on my account, I'm very content with what I have, which is enough and then some. 

 

There is however an inverse correlation whereby the better off you are the more opportunity exists to save money. Lower mortgage rates, lower loans, preferable banking services, the ability to not even bother with loans and pay outright, being able to buy quality that lasts longer. Heck, if you're really wealthy, people will give you stuff for nothing!

 

Cars are absolutely the pinnacle of this. The poorer you are the more likely you'll have an old banger that breaks down regularly, isn't fuel efficient, so costs more to tax and probably more to insure (relatively) because of where you live.

 

Of course I don't begrudge people saving money, but the idea of constantly monitoring my energy bills, desperate to save pennies... Quite frankly, stressing. Just enjoy what you have.

 

 

 

 

Edited 28 December 2023 by Trav Le Bleu