dsr-burnley Posted 3 November 2022 Share Posted 3 November 2022 17 minutes ago, Daggers said: I demand the final say on how my next operation is performed because democracy. Democracy doesn't so much issue rules about how you live your own life, but how the nation as a whole lives theirs. So if you want your operation to be done on your kitchen table by a part qualified vet, you can. But you can't enforce that on anyone else unless the majority of people insist that should be the case. 2 Link to comment Share on other sites More sharing options...
danny. Posted 3 November 2022 Share Posted 3 November 2022 24 minutes ago, dsr-burnley said: I really don't understand the objection. I strongly suspect my taxes are going to rise shortly which will make me worse off. Why should I accept it? Because that's democracy. The elected government wants to raise taxes, which I don't, but I have to accept it unless I can find enough like-minded people to vote for a government that does not want to raise taxes. Your argument makes no sense because the government was voted in on a manifesto of not rising taxes. Link to comment Share on other sites More sharing options...
Zear0 Posted 3 November 2022 Share Posted 3 November 2022 0.75% to 3%. Know a few people due for a remortgage soon which won't be fun for them. Still predicting rates to 4.75% next summer though (down from 6% thanks to the Truss car crash so a small mercy). 1 Link to comment Share on other sites More sharing options...
bovril Posted 3 November 2022 Share Posted 3 November 2022 30 minutes ago, dsr-burnley said: I really don't understand the objection. I strongly suspect my taxes are going to rise shortly which will make me worse off. Why should I accept it? Because that's democracy. The elected government wants to raise taxes, which I don't, but I have to accept it unless I can find enough like-minded people to vote for a government that does not want to raise taxes. I understand that in a sense, it is better to have a benevolent and wise dictator making the important decisions and not letting the people have a say. But if you do that, how do you ensure that it isn't someone like Hitler or Stalin or Mussolini or Napoleon or Pol Pot or even Putin who is in charge? Democracy is the biggest safeguard against dictatorship, and just because we may be a little financially better off in the short term if we don't have democracy, does not (in my view) make it a good idea. This seems paradoxical to me. You're saying democracy is the best safeguard against dictatorship but you're also saying people should accept certain decisions made by the government (e.g. trade barriers with our neighbours) in perpetuity. You even give the example of tax rises which I don't believe anybody voted for. Link to comment Share on other sites More sharing options...
leicsmac Posted 3 November 2022 Share Posted 3 November 2022 33 minutes ago, dsr-burnley said: I really don't understand the objection. I strongly suspect my taxes are going to rise shortly which will make me worse off. Why should I accept it? Because that's democracy. The elected government wants to raise taxes, which I don't, but I have to accept it unless I can find enough like-minded people to vote for a government that does not want to raise taxes. I understand that in a sense, it is better to have a benevolent and wise dictator making the important decisions and not letting the people have a say. But if you do that, how do you ensure that it isn't someone like Hitler or Stalin or Mussolini or Napoleon or Pol Pot or even Putin who is in charge? Democracy is the biggest safeguard against dictatorship, and just because we may be a little financially better off in the short term if we don't have democracy, does not (in my view) make it a good idea. That's a pretty typical, and accurate, argument in favour of democracy. Power, especially unaccountable power, almost always corrupts. Perhaps though the best form of government isn't one or another, but dependent on the situation both locally and worldwide at any particular time. NB. Ideally a direct democracy would work best in all situations, but that would rely on a populace that was informed, and critically, have the time and inclination to be informed. Link to comment Share on other sites More sharing options...
Mickyblueeyes Posted 3 November 2022 Share Posted 3 November 2022 Wow. Honestly, wow. Link to comment Share on other sites More sharing options...
Dahnsouff Posted 3 November 2022 Share Posted 3 November 2022 7 minutes ago, leicsmac said: That's a pretty typical, and accurate, argument in favour of democracy. Power, especially unaccountable power, almost always corrupts. Perhaps though the best form of government isn't one or another, but dependent on the situation both locally and worldwide at any particular time. NB. Ideally a direct democracy would work best in all situations, but that would rely on a populace that was informed, and critically, have the time and inclination to be informed. Brexit says hold my beer 3 Link to comment Share on other sites More sharing options...
Zear0 Posted 3 November 2022 Share Posted 3 November 2022 "The Bank of England has also warned that the UK is facing its longest recession since the great depression - a century ago. In its outlook for the UK economy, it said that a downturn will likely last for two years and that the unemployment rate will nearly double. The Bank had previously expected the UK to fall into recession at the end of this year and it would last for the entirety of 2023. It now forecasts that the UK economy already entered a downturn in the summer, which will continue for next year and into the first half of 2024 – a possible general election year. While it will not be the UK’s deepest downturn, it will be the longest since records began in the 1920s. Inflation, which hit 10.1% in September, is expected to peak at 11% this winter before falling next year." Might want to think twice about that early election, the pain has barely begun. Link to comment Share on other sites More sharing options...
weller54 Posted 3 November 2022 Share Posted 3 November 2022 2 minutes ago, Zear0 said: "The Bank of England has also warned that the UK is facing its longest recession since the great depression - a century ago. In its outlook for the UK economy, it said that a downturn will likely last for two years and that the unemployment rate will nearly double. The Bank had previously expected the UK to fall into recession at the end of this year and it would last for the entirety of 2023. It now forecasts that the UK economy already entered a downturn in the summer, which will continue for next year and into the first half of 2024 – a possible general election year. While it will not be the UK’s deepest downturn, it will be the longest since records began in the 1920s. Inflation, which hit 10.1% in September, is expected to peak at 11% this winter before falling next year." Might want to think twice about that early election, the pain has barely begun. Absolutely nothing to do with Brexit though 😂😂..... It's a Global problem. Link to comment Share on other sites More sharing options...
Dahnsouff Posted 3 November 2022 Share Posted 3 November 2022 1 minute ago, weller54 said: Absolutely nothing to do with Brexit though 😂😂..... It's a Global problem. Can be both you know Link to comment Share on other sites More sharing options...
weller54 Posted 3 November 2022 Share Posted 3 November 2022 4 minutes ago, Dahnsouff said: Can be both you know Of course, but politicians and the deluded Brexiteers will never admit that Brexshit has even contributed to the downturn!! 2 Link to comment Share on other sites More sharing options...
Zear0 Posted 3 November 2022 Share Posted 3 November 2022 5 minutes ago, Dahnsouff said: Can be both you know 2 Link to comment Share on other sites More sharing options...
leicsmac Posted 3 November 2022 Share Posted 3 November 2022 31 minutes ago, Zear0 said: "The Bank of England has also warned that the UK is facing its longest recession since the great depression - a century ago. In its outlook for the UK economy, it said that a downturn will likely last for two years and that the unemployment rate will nearly double. The Bank had previously expected the UK to fall into recession at the end of this year and it would last for the entirety of 2023. It now forecasts that the UK economy already entered a downturn in the summer, which will continue for next year and into the first half of 2024 – a possible general election year. While it will not be the UK’s deepest downturn, it will be the longest since records began in the 1920s. Inflation, which hit 10.1% in September, is expected to peak at 11% this winter before falling next year." Might want to think twice about that early election, the pain has barely begun. ....so, look for more work here then? 29 minutes ago, weller54 said: Absolutely nothing to do with Brexit though 😂😂..... It's a Global problem. 27 minutes ago, Dahnsouff said: Can be both you know And those global problems really aren't going to go away. Link to comment Share on other sites More sharing options...
Tommy G Posted 3 November 2022 Share Posted 3 November 2022 Feel sorry for anyone needing to remortgage their home between now and the end of 2023. 1 Link to comment Share on other sites More sharing options...
leicsmac Posted 3 November 2022 Share Posted 3 November 2022 54 minutes ago, Dahnsouff said: Brexit says hold my beer Yep, that can of worms opened six years ago and shows no sign of being closed again. Exhibit A. 1 Link to comment Share on other sites More sharing options...
RoboFox Posted 3 November 2022 Share Posted 3 November 2022 (edited) 3 hours ago, urban.spaceman said: Leicestershire's finest What a surprise. He's a odious, slimy fvcking toad of a man. What a disgusting sack of shit. Even amongst his corrupt Tory contemporaries, he stands out head and shoulders as being particularly unscrupulous. Embarrassing to have his name associated with our noble county. A by-election should be called immediately. We've had enough of lazy, bent politicians who are nowhere near fit for the job. Edited 3 November 2022 by RoboFox 2 Link to comment Share on other sites More sharing options...
David Hankey Posted 3 November 2022 Share Posted 3 November 2022 I wish I had lived through times when interest rates were 3% when I first got on the property ladder back in the 70s. Link to comment Share on other sites More sharing options...
Popular Post Tommy G Posted 3 November 2022 Popular Post Share Posted 3 November 2022 7 minutes ago, David Hankey said: I wish I had lived through times when interest rates were 3% when I first got on the property ladder back in the 70s. How much was your mortgage repayments as a proportion of income? Just look at house price changes between the 70s and now and compare to real wage growth. It isn't even comparable 9 4 1 Link to comment Share on other sites More sharing options...
David Hankey Posted 3 November 2022 Share Posted 3 November 2022 2 minutes ago, Tommy G said: How much was your mortgage repayments as a proportion of income? Just look at house price changes between the 70s and now and compare to real wage growth. It isn't even comparable I know would have been far better off had interest rates been 3%. As it was they were between 9 and 11%. Link to comment Share on other sites More sharing options...
grobyfox1990 Posted 3 November 2022 Share Posted 3 November 2022 11 minutes ago, David Hankey said: I wish I had lived through times when interest rates were 3% when I first got on the property ladder back in the 70s. 3 minutes ago, Tommy G said: How much was your mortgage repayments as a proportion of income? Just look at house price changes between the 70s and now and compare to real wage growth. It isn't even comparable Innit. To counter this ridiculous sentiment with my own, if you lived through the 70s in the UK when everything was handed to you and you aren't extremely comfortable/rich by now, you have failed. I don't know how this narrative doesn't get as much airtime as the 'it was worse in my day' nonsense. Link to comment Share on other sites More sharing options...
David Hankey Posted 3 November 2022 Share Posted 3 November 2022 1 minute ago, grobyfox1990 said: Innit. To counter this ridiculous sentiment with my own, if you lived through the 70s in the UK when everything was handed to you and you aren't extremely comfortable/rich by now, you have failed. I don't know how this narrative doesn't get as much airtime as the 'it was worse in my day' nonsense. Precisely, what was "handed" to me? Link to comment Share on other sites More sharing options...
ealingfox Posted 3 November 2022 Share Posted 3 November 2022 2 minutes ago, David Hankey said: I know would have been far better off had interest rates been 3%. As it was they were between 9 and 11%. And how much better off would you have been if your house had cost 500k rather than 50k? Link to comment Share on other sites More sharing options...
leicsmac Posted 3 November 2022 Share Posted 3 November 2022 9 minutes ago, Tommy G said: How much was your mortgage repayments as a proportion of income? Just look at house price changes between the 70s and now and compare to real wage growth. It isn't even comparable To back this up: 4 minutes ago, David Hankey said: I know would have been far better off had interest rates been 3%. As it was they were between 9 and 11%. ...not if your house was twice the price compared to your income. 4 Link to comment Share on other sites More sharing options...
Dahnsouff Posted 3 November 2022 Share Posted 3 November 2022 12 minutes ago, leicsmac said: To back this up: ...not if your house was twice the price compared to your income. Although this is unfortunately true, it does miss a rather significant factor, specifically demand or rather shortage of available properties (OFten in the most desired locations) Link to comment Share on other sites More sharing options...
Leicester_Loyal Posted 3 November 2022 Share Posted 3 November 2022 Where's that V shaped economic recovery we were promised during COVID lockdown? 1 Link to comment Share on other sites More sharing options...
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