Guest Posted 22 November 2017 Share Posted 22 November 2017 2 minutes ago, EnderbyFox said: Depends how much you're purchasing the property for and if you own additional properties. Before today, if you were a first time buyer buying a property for less than 125,000 you'd pay nothing. Anything over 125,000 to the value of 250,000 you'd pay 2% of that value. so if you're buying for 135k it would be 2% of 10k. My worry with this is that sellers will add the possible Stamp Duty savings onto the house price? Let's be honest, house prices are just made up numbers anyway aren't they? Owner invents a number they want, estate agents compete to see who dares give the biggest number, buyer invents a number a bit below the asking price, everything then depends on how much the bank will lend. Link to comment Share on other sites More sharing options...
Bobby Hundreds Posted 22 November 2017 Share Posted 22 November 2017 Just now, toddybad said: Let's be honest, house prices are just made up numbers anyway aren't they? Owner invents a number they want, estate agents compete to see who dares give the biggest number, buyer invents a number a bit below the asking price, everything then depends on how much the bank will lend. This. Link to comment Share on other sites More sharing options...
Buce Posted 22 November 2017 Share Posted 22 November 2017 5 minutes ago, filthyfox said: I am dreaming of the time when we see electric tanks (won't ever happen in my lifetime ).... and i mean the full size war machines. I'm still dreaming of electric sheep. Fvck you, Philip K. Dick. Link to comment Share on other sites More sharing options...
AlloverthefloorYesNdidi Posted 22 November 2017 Share Posted 22 November 2017 (edited) 13 minutes ago, leicsmac said: This. We'll change because if we continue to use fossil fuels in the way we do then at some point it will come back to bite us. Already affecting parts of the planet in quite severe ways. The Real News Network some good articles recently on this Edited 22 November 2017 by AlloverthefloorYesNdidi Link to comment Share on other sites More sharing options...
Innovindil Posted 22 November 2017 Share Posted 22 November 2017 9 minutes ago, toddybad said: Let's be honest, house prices are just made up numbers anyway aren't they? Owner invents a number they want, estate agents compete to see who dares give the biggest number, buyer invents a number a bit below the asking price, everything then depends on how much the bank will lend. Exactly. It's a proper silly game. I submitted a bit on the house I wanted to the estate agents, next day they email me back saying we've had a higher offer, do you want to increase yours? I said what was the higher offer and they said we can't tell you that, it's just going to be highest bidder wins on the Friday. I said that's fuching stupid. They told me that was how it worked. In the end, I rang the guy selling the house, asked him what price would make him shake my hand and he said 5k below asking price. So I made the deal with him outside the estate agents. If I hadn't have rang, chances are I'd have bid the asking price and been out 5k. Stupid way of doing things. It really really is. Link to comment Share on other sites More sharing options...
Strokes Posted 22 November 2017 Share Posted 22 November 2017 23 minutes ago, toddybad said: The new tesla cars are the fastest ever built and have a range of over 500 miles from a half hour charge. Their new trucks are similar. The limitations have largely gone. Half an hour is a long time and the range is from a consistant speed, put it in town traffic and it will reduce. This is also the top end of the market and the limitations however small are still there. I hope you are right though and they do take over, ive no love of oil. Link to comment Share on other sites More sharing options...
Guest MattP Posted 22 November 2017 Share Posted 22 November 2017 No major cock up at least by the looks of it, safe budget which is probably not a bad thing at this point in time. There will certainly be a time for a more radical policy overhaul on housing. Link to comment Share on other sites More sharing options...
Guest MattP Posted 22 November 2017 Share Posted 22 November 2017 19 minutes ago, toddybad said: Let's be honest, house prices are just made up numbers anyway aren't they? Owner invents a number they want, estate agents compete to see who dares give the biggest number, buyer invents a number a bit below the asking price, everything then depends on how much the bank will lend. Absolutely spot on. Link to comment Share on other sites More sharing options...
leicsmac Posted 22 November 2017 Share Posted 22 November 2017 23 minutes ago, toddybad said: Let's be honest, house prices are just made up numbers anyway aren't they? Owner invents a number they want, estate agents compete to see who dares give the biggest number, buyer invents a number a bit below the asking price, everything then depends on how much the bank will lend. 10 minutes ago, Innovindil said: Exactly. It's a proper silly game. I submitted a bit on the house I wanted to the estate agents, next day they email me back saying we've had a higher offer, do you want to increase yours? I said what was the higher offer and they said we can't tell you that, it's just going to be highest bidder wins on the Friday. I said that's fuching stupid. They told me that was how it worked. In the end, I rang the guy selling the house, asked him what price would make him shake my hand and he said 5k below asking price. So I made the deal with him outside the estate agents. If I hadn't have rang, chances are I'd have bid the asking price and been out 5k. Stupid way of doing things. It really really is. As other people have said, this is totally spot on. 15 minutes ago, AlloverthefloorYesNdidi said: Already affecting parts of the planet in quite severe ways. The Real News Network some good articles recently on this I'll have to check them out - thanks. Link to comment Share on other sites More sharing options...
EnderbyFox Posted 22 November 2017 Share Posted 22 November 2017 MattP & Toddyybad agreeing on something? 1 2 Link to comment Share on other sites More sharing options...
Buce Posted 22 November 2017 Share Posted 22 November 2017 5 minutes ago, EnderbyFox said: MattP & Toddyybad agreeing on something? Link to comment Share on other sites More sharing options...
Innovindil Posted 22 November 2017 Share Posted 22 November 2017 5 minutes ago, EnderbyFox said: MattP & Toddyybad agreeing on something? When people spoke about uniting Britain again, I bet they didn't expect it to happen around a shared hatred of estate agents and bafflement over ikea instructions. 3 Link to comment Share on other sites More sharing options...
Guest MattP Posted 22 November 2017 Share Posted 22 November 2017 (edited) 12 minutes ago, EnderbyFox said: MattP & Toddyybad agreeing on something? We had huge agreement just the other week when we were debating freedom of speech. From what I know so far our only massive disagreements revolve around Brexit, economics and taste in shit furniture. Edited 22 November 2017 by MattP Link to comment Share on other sites More sharing options...
Guest MattP Posted 22 November 2017 Share Posted 22 November 2017 (edited) Here's McDonnell on the BBC, Andrew Neil taking him apart - first question is how much is the current interest on our debt, didn't know. Now he's saying companies he wants to nationalise only make money because they rip off customers but they are somehow going to be taking it into government, made it cheaper and make enough to pay off the bonds. This is the shadow chancellor and he's being serious. Edited 22 November 2017 by MattP Link to comment Share on other sites More sharing options...
Guest MattP Posted 22 November 2017 Share Posted 22 November 2017 (edited) Neil: How much do we spend on debt interest? Mcdonnell: I'll send you the answer, I know its gone down. Neil: It's gone up. How anyone can seriously put this man into number 11 is beyond me. Edited 22 November 2017 by MattP Link to comment Share on other sites More sharing options...
fuchsntf Posted 22 November 2017 Share Posted 22 November 2017 1 hour ago, toddybad said: Let's be honest, house prices are just made up numbers anyway aren't they? Owner invents a number they want, estate agents compete to see who dares give the biggest number, buyer invents a number a bit below the asking price, everything then depends on how much the bank will lend. Why should we pay stamp duty... Link to comment Share on other sites More sharing options...
m4DD0gg Posted 22 November 2017 Share Posted 22 November 2017 All this talk of everyone should own a home is baffling, what gives everyone the right to own a home........if you cant afford it tough shit. Link to comment Share on other sites More sharing options...
DJ Barry Hammond Posted 22 November 2017 Author Share Posted 22 November 2017 2 hours ago, David Guiza said: Didn't see the Stamp Duty cut for first time buyers coming. Undoubtedly a great idea but undoubtedly a huge hit for the government financially also http://www.bbc.co.uk/news/live/business-42026814 No and no! small beer in terms of cost to exchequer and although headline grabbing, when you look into the detail, those that are likely to gain aren’t necessarily first time buyers. 1 Link to comment Share on other sites More sharing options...
Realist Guy In The Room Posted 22 November 2017 Share Posted 22 November 2017 I’m amazed that Insurance Premium Tax didnt go up again. In two years it’s gone from 5% to 12% so I kind of expected it to go to 15%. Link to comment Share on other sites More sharing options...
Guest Posted 22 November 2017 Share Posted 22 November 2017 1 hour ago, MattP said: We had huge agreement just the other week when we were debating freedom of speech. From what I know so far our only massive disagreements revolve around Brexit, economics and taste in shit furniture. I have to disagree with this tbf... Link to comment Share on other sites More sharing options...
Webbo Posted 22 November 2017 Share Posted 22 November 2017 8 hours ago, Rogstanley said: The issue here is that those drawers have killed 8 children, and while the tories on here might be ok with having a good old hearty laugh about it, dead children isn't something normal people find remotely acceptable never mind funny. I think if you're laughing at anything to do with this story you need to take a good look at yourself, to be honest. It's sickening. Yes the drawers come with a wall fixing bracket but it's evident that they've not done enough to warn people that they will fall over easily if it isn't used. You're serious about this? I thought you were trolling. It's the tories fault now that Ikea are selling furniture? 3 Link to comment Share on other sites More sharing options...
Alf Bentley Posted 22 November 2017 Share Posted 22 November 2017 7 minutes ago, Webbo said: You're serious about this? I thought you were trolling. It's the tories fault now that Ikea are selling furniture? We clearly cannot rely on those inefficient socialistic Swedes. We need to push for stronger EU regulations. 1 1 Link to comment Share on other sites More sharing options...
fuchsntf Posted 22 November 2017 Share Posted 22 November 2017 1 hour ago, m4DD0gg said: All this talk of everyone should own a home is baffling, what gives everyone the right to own a home cant afford it tough shit. They ...everyone has the right to own their own home...'should' no!! they just need have to have enough Finance to pay for it.With a govt, that can support/organise/ control a moral and fair Platform and recources, that motivates that dream , and keeps that door wide open, to enable that peoples right, when they eventually can balance their finances to see if it is a journey they wish to take. I didnt like Maggie Or her govt, but she put that belief forward,"the right to home ownership" People in long life contracts with council houses, to be given that chance, local authority houses to also go on the open market, was IMO a damn good idea.....but Neither she/her govt, nor any govt proceeding her, replaced LA Housing for rent, nor encourage and plan New build for both the rent and ownership markets . Derelict Brown sites,Languishing and being eyesores new developement, not being taken advantage of. Even now no real movement. With new immigrants and refugees (not a modern phenomenen), Plus younger various generation impulses ,the housing and the needed recreation of infastructer investment, has been falling well behind, that the electorate have the right, to say 'pathetic' Govt policies, or lack thereof!! Over 50yrs of poor investment, and total ignorance on home-front needs. Both labour and conservatives, have and are guilty, of pathetic chest thumping, when announcing, totally inept, inadequate funds Given to Release rescources and finances for housing. Link to comment Share on other sites More sharing options...
Guest Posted 22 November 2017 Share Posted 22 November 2017 You know, I was just thinking it might actually be a good thing if it was easier to replace governments. Are the moment everybody seems to agree that the current bunch are a shambles but obviously we disagree over their opposition. I was wondering whether having a more volatile situation for government's might actually both keep them honest and mean that they couldn't stray too far from the centre. They'd need support from across the divide to stay in power. I'm not sure a fixed term or a major style 5 year limp is good for anybody. If we could get rid of them but the right knew that labour would have to reach out to keep continued support as a government it might actually allay the fears of each side when their preferred party decent in power. It might also mean we don't have such big swings in government ideology when they do change. Just a thought for discussion really. Link to comment Share on other sites More sharing options...
Webbo Posted 22 November 2017 Share Posted 22 November 2017 .The only thing wrong with this govt is that they don't have a majority. A small rebellion can derail their programme so they have to appease a minority, Of course they look weak but that's what the electorate decided and if we had another election next week we'd get a similar result again. Link to comment Share on other sites More sharing options...
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