How Was Your Day?

[Countryfox]

1 hour ago, FoxesDeb said:

I had an interview earlier and have been offered the job  I'm over the moon as it's on a proper Spanish contract, but working from home, practically what I was doing previously but legitimately this time 

 

Bien hecho Debs ..  y ..  buena suerta !  x

[FoxesDeb]

1 minute ago, Countryfox said:

 

Bien hecho Debs ..  y ..  buena suerta !  x

Muchas gracias mi amigo x

[tom27111]

Saw Mr T earlier 

[Izzy]

Working away up in Huddersfield.

 

Just walked into the hotel reception to check in and straight past Ashley Cole and Joleon Lescott

 

Apparently they're both part of the England U21 coaching staff these days.

 

Both as ugly IRL as on the telly.

[Leicesterpool]

7 hours ago, Izzy said:

Working away up in Huddersfield.

 

Just walked into the hotel reception to check in and straight past Ashley Cole and Joleon Lescott

 

Apparently they're both part of the England U21 coaching staff these days.

 

Both as ugly IRL as on the telly.

Joleon Lescott England coach... god help us.

[Leicesterpool]

Not sure if this is right place, two years ago I borrowed £200 to a friend. The mate was a mother of two kids her partner did a bunk leaving her with no rent, typically in a mess as I mate I offered to lend the money. With an agreement the money would paid back regularly like £20 a month till it was settled. By last year, I have recieved no money everytime I ask I get the same story I got no money or job at present, I'll pay you back when I can and I haven't forgotten. So I have been so patient seven months as past, since then I have had no contact from her, in fact she's unfriended off Facebook and not responded to my text messages. No I haven't hounded her, I've always gave her time like once every 3-4 months before I ask for update. Now nothing at all, as mean as I sound I don't know if to take legal action or not and if I can ask this was not contract loan. Anyone got any advice?

[Izzy]

17 minutes ago, Leicesterpool said:

Not sure if this is right place, two years ago I borrowed £200 to a friend. The mate was a mother of two kids her partner did a bunk leaving her with no rent, typically in a mess as I mate I offered to lend the money. With an agreement the money would paid back regularly like £20 a month till it was settled. By last year, I have recieved no money everytime I ask I get the same story I got no money or job at present, I'll pay you back when I can and I haven't forgotten. So I have been so patient seven months as past, since then I have had no contact from her, in fact she's unfriended off Facebook and not responded to my text messages. No I haven't hounded her, I've always gave her time like once every 3-4 months before I ask for update. Now nothing at all, as mean as I sound I don't know if to take legal action or not and if I can ask this was not contract loan. Anyone got any advice?

Sorry you've been shafted mate.

 

My advice would be just write is off and move on with your life.

 

"neither a borrower or a lender be"

 

 

[Thefox81]

22 minutes ago, Leicesterpool said:

Not sure if this is right place, two years ago I borrowed £200 to a friend. The mate was a mother of two kids her partner did a bunk leaving her with no rent, typically in a mess as I mate I offered to lend the money. With an agreement the money would paid back regularly like £20 a month till it was settled. By last year, I have recieved no money everytime I ask I get the same story I got no money or job at present, I'll pay you back when I can and I haven't forgotten. So I have been so patient seven months as past, since then I have had no contact from her, in fact she's unfriended off Facebook and not responded to my text messages. No I haven't hounded her, I've always gave her time like once every 3-4 months before I ask for update. Now nothing at all, as mean as I sound I don't know if to take legal action or not and if I can ask this was not contract loan. Anyone got any advice?

No win situation without a contract. She could turn round and say you didnt lend her anything. Just let it be a lesson learnt. I had to learn the hard way in the past as well.

[Unabomber]

10 hours ago, Leicesterpool said:

Not sure if this is right place, two years ago I borrowed £200 to a friend. The mate was a mother of two kids her partner did a bunk leaving her with no rent, typically in a mess as I mate I offered to lend the money. With an agreement the money would paid back regularly like £20 a month till it was settled. By last year, I have recieved no money everytime I ask I get the same story I got no money or job at present, I'll pay you back when I can and I haven't forgotten. So I have been so patient seven months as past, since then I have had no contact from her, in fact she's unfriended off Facebook and not responded to my text messages. No I haven't hounded her, I've always gave her time like once every 3-4 months before I ask for update. Now nothing at all, as mean as I sound I don't know if to take legal action or not and if I can ask this was not contract loan. Anyone got any advice?

£200 life lesson there. You’ve just got to write it off and move on unfortunately. 

[lcfc278]

13 hours ago, Leicesterpool said:

Not sure if this is right place, two years ago I borrowed £200 to a friend. The mate was a mother of two kids her partner did a bunk leaving her with no rent, typically in a mess as I mate I offered to lend the money. With an agreement the money would paid back regularly like £20 a month till it was settled. By last year, I have recieved no money everytime I ask I get the same story I got no money or job at present, I'll pay you back when I can and I haven't forgotten. So I have been so patient seven months as past, since then I have had no contact from her, in fact she's unfriended off Facebook and not responded to my text messages. No I haven't hounded her, I've always gave her time like once every 3-4 months before I ask for update. Now nothing at all, as mean as I sound I don't know if to take legal action or not and if I can ask this was not contract loan. Anyone got any advice?

Like the others have said above, a bit of a life lesson. 

 

If she was shafted by her partner and left in the lurch, you've got to think as well, that £200 probably just plugged a hole at that point, but in reality, having only half of the income in the household overnight, she's probably then had to borrow even more elsewhere since. It was also most likely that she felt it was easier to 'unfriend' you online and ignore you rather than face you in person and say she can't pay it back. In hindsight, when she's back on her feet she will realise that but money and debt does strange things to the human mind. 

 

It's a tough one but I think you should just write it off, learn the lesson but also give yourself a pat on the back that you offered to help her out in a moment of desperation.

Edited 17 June 2022 by lcfc278

[Wymsey]

It seemed like a spoken agreement to get your money back.

If this was writtenly agreed and signed, like a contract, you would've have had perhaps more a chance to get it if back.

[Milo]

Started the day at 8am, making 300 pints of beer for a festival next month. 
 

Then headed out to a Paul Weller gig that was fvcking awesome. 
 

Just heading back now.
 

Good day all round 

[Free Falling Foxes]

On 16/06/2022 at 20:01, Leicesterpool said:

Not sure if this is right place, two years ago I borrowed £200 to a friend. The mate was a mother of two kids her partner did a bunk leaving her with no rent, typically in a mess as I mate I offered to lend the money. With an agreement the money would paid back regularly like £20 a month till it was settled. By last year, I have recieved no money everytime I ask I get the same story I got no money or job at present, I'll pay you back when I can and I haven't forgotten. So I have been so patient seven months as past, since then I have had no contact from her, in fact she's unfriended off Facebook and not responded to my text messages. No I haven't hounded her, I've always gave her time like once every 3-4 months before I ask for update. Now nothing at all, as mean as I sound I don't know if to take legal action or not and if I can ask this was not contract loan. Anyone got any advice?

Loaned a mate £40 back in 1974. Depending on which inflation calculator you use, it's the equivalent of around £400 now!

I got it back, eventually, but a quid here, couple of quid there.

Thing was, I felt guilty asking/ reminding him. He knew he owed me the cash and chose to make me do the reminding.

I vowed then, no more lending to anyone.

If nothing else, learn that lesson from your relatively recent experience.

[Jattdogg]

On 16/06/2022 at 15:01, Leicesterpool said:

Not sure if this is right place, two years ago I borrowed £200 to a friend. The mate was a mother of two kids her partner did a bunk leaving her with no rent, typically in a mess as I mate I offered to lend the money. With an agreement the money would paid back regularly like £20 a month till it was settled. By last year, I have recieved no money everytime I ask I get the same story I got no money or job at present, I'll pay you back when I can and I haven't forgotten. So I have been so patient seven months as past, since then I have had no contact from her, in fact she's unfriended off Facebook and not responded to my text messages. No I haven't hounded her, I've always gave her time like once every 3-4 months before I ask for update. Now nothing at all, as mean as I sound I don't know if to take legal action or not and if I can ask this was not contract loan. Anyone got any advice?

As annoying as it might be if you can afford to let it go then i'd say move on. Chances are she's really appreciative of the help and is embarassed to face you as she likely cant afford to pay you back.

 

If you need the cash I understand that as well. Even if you could lawyer up, if she has nothing then not sure how you'd see anything. Legal action would likely cost more than what you are owed  (I imagine). Not sure how it works over there. 

 

On a side note, good on you for being a great friend in a time of need. The world needs more of that right now (not just money, but being good!)

 

 

[HighPeakFox]

I once lent £100 in good faith, never got it back. Annoying though it was, and naive though I felt, I realised and realise that the moral cost to the person who takes the money (I wasn't the only one she took from) will be far greater than the loss I had to write off.

[Countryfox]

1 hour ago, HighPeakFox said:

I once lent £100 in good faith, never got it back. Annoying though it was, and naive though I felt, I realised and realise that the moral cost to the person who takes the money (I wasn't the only one she took from) will be far greater than the loss I had to write off.

 

I wouldn't be so sure Peaky ..  some people have no shame whatsoever ...   

[Footballwipe]

Isn't lending money to people a bit like the betting mantra? Only lend as much as you can afford to lose? Because no matter how much you trust someone there's a chance you may never, ever see it again.

[HighPeakFox]

8 minutes ago, Footballwipe said:

Isn't lending money to people a bit like the betting mantra? Only lend as much as you can afford to lose? Because no matter how much you trust someone there's a chance you may never, ever see it again.

A bit, yes. But rather more personal. 

[HighPeakFox]

49 minutes ago, Countryfox said:

I wouldn't be so sure Peaky ..  some people have no shame whatsoever ...   

You're absolutely right. And therefore they have to live a horrible life, oblivious to the best things our existence has to offer. 

 

I learnt valuable lessons from her, not least which was to stay as far away from her as possible. 

[LCFCCHRIS]

I usually see money lent as money gone, if in small quantities 10, 20 quid etc. Any substantial amount would only be to my closest friends and family, but as some have said, even that can be no gaurantee of a return.

[tom27111]

Ordered a t shirt online for the gig I'm going to at the weekend.

 

They emailed me saying it wouldn't arrive till next week, so asked them if I could cancel the order and have a refund. No problem at all, money was back in my bank the next day.

 

Today, the t shirt has shown up, alongside a totally random one as well 

 

Morally, I know I should sort it our with the company, but right now, it's too hot and all I want to do is lie in the garden with a cold beer.

[Danno]

3 minutes ago, tom27111 said:

Ordered a t shirt online for the gig I'm going to at the weekend.

 

They emailed me saying it wouldn't arrive till next week, so asked them if I could cancel the order and have a refund. No problem at all, money was back in my bank the next day.

 

Today, the t shirt has shown up, alongside a totally random one as well 

 

Morally, I know I should sort it our with the company, but right now, it's too hot and all I want to do is lie in the garden with a cold beer.

Leave it, if it’s dead cheap it probably costs them pennies and would probably cost them more for them to pay the return postage for you + warehouse costs. If my company sells a cheap product to someone half the time we just tell them to keep it anyway. 

[tom27111]

15 minutes ago, DanNDH88 said:

Leave it, if it’s dead cheap it probably costs them pennies and would probably cost them more for them to pay the return postage for you + warehouse costs. If my company sells a cheap product to someone half the time we just tell them to keep it anyway. 

Yeah, you're probably right, but still feel a bit guilty!

 

[Jattdogg]

31 minutes ago, tom27111 said:

Ordered a t shirt online for the gig I'm going to at the weekend.

 

They emailed me saying it wouldn't arrive till next week, so asked them if I could cancel the order and have a refund. No problem at all, money was back in my bank the next day.

 

Today, the t shirt has shown up, alongside a totally random one as well 

 

Morally, I know I should sort it our with the company, but right now, it's too hot and all I want to do is lie in the garden with a cold beer.

Mate, its hot over here.  Hotter than montego bay.  Nothing close to aussie temps but for the canadian tundra its feckin scorching.

 

 

Edited 21 June 2022 by Jattdogg

[tom27111]

1 minute ago, Jattdogg said:

Mate, its hot over here.  Hotter than montego bay.  Nothing cose to aussie temps but for the canadian tundra its feckin scorching.

 

 

Jesus. That's some swing in temperature!

 

You were 60 degrees colder than that 6 months ago